VRTO

Rent to Own Stores in Monroe, NC

Monroe, NC has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.8 ★ Avg Rating
107 Reviews

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Compare Rent-to-Own Stores in Monroe, NC

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Store Rating Location Phone
Rent-A-Center 3.9 56 reviews 2405 W Roosevelt Blvd (704) 283-9494 Visit Website
Aaron's 3.8 51 reviews 2320 W Roosevelt Blvd Ste A (704) 225-1286 Visit Website

Store Hours Today (Sunday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Monroe.

Adonis is the best he is so nice and helps a lot he has good Service

Aaron The fisherman
Rent-A-Center

Stephanie was a great help she made my 1st rental experience very enjoyable. I definitely appreciate the fast and friendly service, I look forward to doing more business in the future!

Deion Simmons
Rent-A-Center

A year and a half ago, I purchased three items from here. I definitely have to say it has been an awesome experience. Mr. Jonathan and his staff helped me signed all three of my agreements, and they all have been fantastic! I would definitely recommend them to friends and family! Thank you

Cashasta Huntley Hairston
Rent-A-Center

Most amazing store manager with a personality that shines through any situation he is absolutely amazing .

Michael Broadway
Rent-A-Center

I had a great experience with Aaron's. Their customer service was top-notch, and the rental process was easy and hassle-free. The furniture I got from them was of excellent quality, and I'm thrilled with my purchase. I'll definitely be coming back for any future furniture needs. Amanda the manager was one of the most amazing individuals I have ever met.

Jim Aponte
Aaron's

My husband and I have always used Aaron’s since we bought our home back in 2016. Maria and the rest of the team at this store have been so helpful and worked with us when other companies wouldn’t. We always use the same as cash option. It’s easy and we have never had any problems. They are so friendly and remember us by name. We highly recommend them, as their prices are competitive with what you would find at Lowe’s or other appliance stores, as well as other furniture stores. Delivery has always been easy and they made sure we were happy with the product and set it up for us before leaving our home. Anytime there was an issue they were quick to fix it. We had an issue with a washer we bought, which had nothing to do with Aaron’s, and they arranged for a company to come out and fix it at no charge to us. Thank you Aaron’s Monroe for all of your help over the years!

Corinna Bonilla
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Monroe will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Monroe

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Monroe.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Monroe

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Frequently Asked Questions About Rent-to-Own in Monroe

Monroe, NC has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Monroe do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Monroe offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. North Carolina requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. North Carolina regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in North Carolina are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.