2 stores across 7 categories
Monroe, NC has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in NC (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Monroe
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 3.8 59 reviews | 2405 W Roosevelt Blvd | (704) 283-9494 | Visit Website |
| Aaron's | 3.7 53 reviews | 2320 W Roosevelt Blvd Ste A | (704) 225-1286 | Visit Website |
Recent reviews from rent-to-own stores in Monroe.
Adonis is the best he is so nice and helps a lot he has good Service
Aaron The fisherman
Stephanie was a great help she made my 1st rental experience very enjoyable. I definitely appreciate the fast and friendly service, I look forward to doing more business in the future!
Deion Simmons
A year and a half ago, I purchased three items from here. I definitely have to say it has been an awesome experience. Mr. Jonathan and his staff helped me signed all three of my agreements, and they all have been fantastic! I would definitely recommend them to friends and family! Thank you
Cashasta Huntley Hairston
Most amazing store manager with a personality that shines through any situation he is absolutely amazing .
Michael Broadway
I had a great experience with Aaron's. Their customer service was top-notch, and the rental process was easy and hassle-free. The furniture I got from them was of excellent quality, and I'm thrilled with my purchase. I'll definitely be coming back for any future furniture needs. Amanda the manager was one of the most amazing individuals I have ever met.
Jim Aponte
My husband and I have always used Aaron’s since we bought our home back in 2016. Maria and the rest of the team at this store have been so helpful and worked with us when other companies wouldn’t. We always use the same as cash option. It’s easy and we have never had any problems. They are so friendly and remember us by name. We highly recommend them, as their prices are competitive with what you would find at Lowe’s or other appliance stores, as well as other furniture stores. Delivery has always been easy and they made sure we were happy with the product and set it up for us before leaving our home. Anytime there was an issue they were quick to fix it. We had an issue with a washer we bought, which had nothing to do with Aaron’s, and they arranged for a company to come out and fix it at no charge to us. Thank you Aaron’s Monroe for all of your help over the years!
Corinna Bonilla
Most stores in Monroe will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In North Carolina, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Monroe.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. North Carolina has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
North Carolina has a specific rent-to-own statute (North Carolina Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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