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Rent to own stores in Memphis, Tennessee

14 rent-to-own stores serve Memphis, TN, and 13 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

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Stores

The 14 rent-to-own stores in Memphis, TN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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14 stores shown · sorted by relevance

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Compare 14 rent-to-own stores in Memphis

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Memphis, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Bestway Rent To Own 4.4 195 reviews 4691 Knight Arnold Rd (901) 362-2480 Website: Bestway Rent To Own, 4691 Knight Arnold Rd
Rent-A-Center 4.4 66 reviews 2570 Frayser Blvd (901) 353-5300 Website: Rent-A-Center, 2570 Frayser Blvd
Rent-A-Center 4.2 41 reviews 4005 Jackson Ave (901) 377-8300 Website: Rent-A-Center, 4005 Jackson Ave
Rent-A-Center 4.2 73 reviews 3296 Jackson Ave (901) 327-3766 Website: Rent-A-Center, 3296 Jackson Ave
Rent-A-Center 4.0 79 reviews 4703 Elvis Presley Blvd (901) 332-3200 Website: Rent-A-Center, 4703 Elvis Presley Blvd
Aaron's 4.0 137 reviews 4502 Elvis Presley Blvd (901) 345-1199 Website: Aaron's, 4502 Elvis Presley Blvd
Rent-A-Center 3.9 127 reviews 2259 Park Ave (901) 324-8100 Website: Rent-A-Center, 2259 Park Ave
Bestway Rent To Own 3.7 50 reviews 1666 Sycamore View Rd (901) 388-2788 Website: Bestway Rent To Own, 1666 Sycamore View Rd
Rent-A-Center 3.7 74 reviews 3637 Hickory Hill Rd (901) 362-1236 Website: Rent-A-Center, 3637 Hickory Hill Rd
Aaron's 3.7 73 reviews 1300 Getwell Rd (901) 744-3089 Website: Aaron's, 1300 Getwell Rd
Aaron's 3.6 75 reviews 4320 Summer Ave (901) 683-0952 Website: Aaron's, 4320 Summer Ave
Aaron's 3.3 84 reviews 7143 Winchester Rd (901) 363-1047 Website: Aaron's, 7143 Winchester Rd
Aaron's 3.0 62 reviews 5050 Stage Rd (901) 372-0127 Website: Aaron's, 5050 Stage Rd
Premier - 3425 Austin Peay Hwy - Website: Premier, 3425 Austin Peay Hwy

What customers are saying

Recent reviews from rent-to-own stores in Memphis.

I really love the staff Ms. Amanda and Mr. Terrance are awesome they always make our experience with best way awesome. They are the reason I am still with best way. Anything I need Ms Amanda going to make it happen. It's another girl but I forgot her name but she is a sweet heart also.go check them out they will take care on you I promise

Alec
Bestway Rent To Own

I really love the staff Ms. Amanda and Mr. Terrance are awesome they always make our experience with best way awesome. They are the reason I am still with best way. Anything I need Ms Amanda going to make it happen. It's another girl but I forgot her name but she is a sweet heart also.go check them out they will take care on you I promise

Alec
Bestway Rent To Own

I have been with Bestway for over 20 years since they first began when they were known as RentWorld. I have had a lot of good managers and made great friendships but there are 2 that really stand out for me at the store on Knight Arnold Road. Amanda Moore and Terrance. They are the most friendly and respectful, helpful people you will meet. If I have a problem or a need Amanda goes above and beyond her actual job description to make sure everything is right and Terrance will do the same especially with billing or delivery. They make you want to buy something else whether you need it or not just to be able to see their beautiful smiles and great greetings when you come in the door. I don’t have any pictures of Terrance but I do of my friend Amanda.

Tina Thompson
Bestway Rent To Own

Great customer service! They are always willing to find you not only the best deal but what you want. I wanted a black stove and they only had white at the time. The team on Knight Arnold not only got me what I wanted but did it in less than a week. Amanda and the team are always willing to work with you in every way!

Pamela Williams
Bestway Rent To Own

Anthony And Duke Where Really Good Respectable Workers And Nice I Do Recommend These 2 Guys

Atlantis Mcdowell
Bestway Rent To Own

Always great when you need that certain thing quick

Lisa Owen
Rent-A-Center
Reviews from Google
Memphis, TN

What renting to own in Memphis looks like

14 rent-to-own stores serve Memphis, TN, from 4 companies.

Stores here include Bestway Rent To Own (4691 Knight Arnold Rd), Rent-A-Center (2570 Frayser Blvd), Rent-A-Center (4005 Jackson Ave), Rent-A-Center (3296 Jackson Ave), Rent-A-Center (4703 Elvis Presley Blvd).

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Memphis will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Memphis

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 14 stores in Memphis.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Tennessee law

What Tennessee law gives you before you sign

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Tennessee Rental-Purchase Agreement Act Tenn. Code Ann. §§ 47-18-701 to 47-18-714
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, description of property, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Memphis

Memphis has 14 rent-to-own stores serving the largest city on the Mississippi River in Tennessee. The city's logistics hub economy and diverse workforce make RTO stores here competitive on pricing and delivery. Tennessee's Rental-Purchase Agreement Act requires clear written agreements and gives consumers the right to return merchandise at any time without penalty.

Nearby cities

Millington (3) Bartlett (1) Collierville (1) Clarksville (7) Knoxville (7) Nashville (6) Chattanooga (5) Jackson (4)
All rent-to-own stores in Tennessee

Categories in Memphis

Furniture(14) Appliances(14) Electronics(14) Computers(14) Mattresses(14) Smartphones(8) Gaming(13)

Counts are the stores in Memphis carrying that category. A category no Memphis store carries is not listed.

Renting to own in Memphis, answered

There are 14 rent-to-own stores in Memphis, TN, from 4 companies: Aaron's, Bestway Rent To Own, Premier, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Memphis do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Memphis heavy rainfall and aging road infrastructure create persistent pothole conditions, increasing tire replacement demand. Local RTO tire providers in Memphis offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.
Rent-to-own stores in Memphis offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.
Memphis has a median household income of $41,228 and a poverty rate of 24.6%. RTO provides an accessible path to household essentials without credit checks. The one of the highest RTO utilization rates per capita in the Southeast, driven by affordability needs makes RTO a practical option for many local residents.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
The Memphis metro area (1.3 million residents) has one of the highest RTO utilization rates per capita in the Southeast, driven by affordability needs. With humid subtropical with hot summers and occasional ice storms in winter, local RTO stores tailor their inventory to meet specific community needs across all product categories.
RTO total cost in Memphis typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under Tenn. Code Ann. 47-18-301 through 47-18-310, Tennessee dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.
Memphis experiences humid subtropical with hot summers and occasional ice storms in winter, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 53.7 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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