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Rent to Own Stores in Nashville, Tennessee

6 stores across 7 categories

Nashville, TN has 6 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Premier, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 689,447 and a median household income of $65,891 (Source: US Census Bureau, American Community Survey), Nashville represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 6 rent-to-own stores in Nashville

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Nashville, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Premier 5.0 2 reviews 3818 Nolensville Pike (615) 782-7201 Visit Website
Rent-A-Center 4.2 80 reviews 3760A Nolensville Pike (615) 831-1000 Visit Website
Rent-A-Center 4.0 88 reviews 870 Madison Square (615) 865-7130 Visit Website
Rent-A-Center 4.0 84 reviews 2937 Nolensville Pk (615) 832-1000 Visit Website
Rent-A-Center 3.9 61 reviews 3725 Clarksville Pike (615) 780-9912 Visit Website
Aaron's 3.6 86 reviews 5441 Nolensville Pike (615) 331-9911 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Nashville.

Great Customer Service I Had A Fast And An Amazing Experience

DeQuanya McCord
Premier

Great Customer Service I Had A Fast And An Amazing Experience

DeQuanya McCord
Premier

Julius, Jarrod, and Angel were excellent. I will be a big advocate for Rent-A-Center due to my experience here.

Evan Christenson
Rent-A-Center

Julius, Jarrod, and Angel were excellent. I will be a big advocate for Rent-A-Center due to my experience here.

Evan Christenson
Rent-A-Center

The inclement weather delayed things for myself and rent a center but word is bond and they honored their word. Ms. Quannie and Mr. Jamal received at least 20 calls from me and didn’t get frustrated with me at any time. I’m very appreciative of that because I know how exhausting that can be. Also, the delivery guys were very chill and made conversation; in which, made the delivery seamless. I can’t speak for everyone but my experience has been great as a first time customer who moved here from Mississippi. I will definitely continue to do on time business here. Get in where ya fit in!! I’m thankful and satisfied 01/30/26

josiah craft
Rent-A-Center

Quanny and the entire crew at the Nolensville Rd store in Nashville TN are the best all around sales and customer service team I have ever encountered. They make sure they take care of my needs entirely and when anything goes wrong they are aware and respond immediately. Thank you and cudos to all of you ❤️

Vicki Brown
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Nashville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Nashville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Nashville.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Tennessee: what the law gives you

Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Nashville

Find rent-to-own stores in Nashville, TN. Compare pricing and options from local stores.

Shop by category in Nashville

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

Lebanon Madison Gallatin Smyrna Franklin Portland Memphis Clarksville
All rent-to-own stores in Tennessee

Rent-to-own in Nashville, answered

Nashville, TN has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Premier, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Nashville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Nashville high rainfall and construction boom create road conditions that accelerate tire wear for daily commuters. Local RTO tire providers in Nashville offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Nashville offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Nashville has a median household income of $59,828 and a poverty rate of 15.7%. RTO provides an accessible path to household essentials without credit checks. The rapidly growing city attracting new residents who use RTO to furnish homes while getting established makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Nashville metro area (2.0 million residents) has rapidly growing city attracting new residents who use RTO to furnish homes while getting established. With humid subtropical with hot summers and moderate winters, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Nashville typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under Tenn. Code Ann. 47-18-301 through 47-18-310 (Rental-Purchase Agreement Act), Tennessee dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Nashville experiences humid subtropical with hot summers and moderate winters, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 47.3 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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