VRTO

Rent to Own Stores in Nashville, TN

Nashville, TN has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Premier, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 689,447 and a median household income of $65,891 (Source: US Census Bureau, American Community Survey), Nashville represents a moderately served rent-to-own market. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
3 Companies
4.3 ★ Avg Rating
161 Reviews

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Compare Rent-to-Own Stores in Nashville, TN

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Store Rating Location Phone
Premier 5.0 2 reviews 3818 Nolensville Pike (615) 782-7201 Visit Website
Rent-A-Center 4.2 78 reviews 3760A Nolensville Pike (615) 831-1000 Visit Website
Aaron's 3.6 81 reviews 5441 Nolensville Pike (615) 331-9911 Visit Website

Store Hours Today (Sunday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Nashville.

The inclement weather delayed things for myself and rent a center but word is bond and they honored their word. Ms. Quannie and Mr. Jamal received at least 20 calls from me and didn’t get frustrated with me at any time. I’m very appreciative of that because I know how exhausting that can be. Also, the delivery guys were very chill and made conversation; in which, made the delivery seamless. I can’t speak for everyone but my experience has been great as a first time customer who moved here from Mississippi. I will definitely continue to do on time business here. Get in where ya fit in!! I’m thankful and satisfied 01/30/26

josiah craft
Rent-A-Center

One of the most memorable experiences ever.. with great customer service and excellent communication skills .. They said you are Family now. And I most definitely feel like it 🖤

Sirmera Brown
Rent-A-Center

Julius, Jarrod, and Angel were excellent. I will be a big advocate for Rent-A-Center due to my experience here.

Evan Christenson
Rent-A-Center

Thank you so much to LeTonya for having such amazing customer service. She went over and beyond to make sure that I got my furniture on time, and that I was pleased with my order. Highly recommend her and this location.

Whitney Lowe
Aaron's

I have bought and paid for numerous items and I had a need the other day for a recliner for my husband who is very ill now. Tiffany and Ladonna were absolutely amazing and did everything to help me out. If you need anything I would highly recommend Aaron's

Teresa Watkins
Aaron's

Jessica is seriously THE BEST!!!! She truly helps me with any problem I have. She calls me by name every time we speak, and I love that. I feel like she cares about her customers! Thank you for all you do Jessica!!!! Wanted to throw in there that Ron was awesome on my delivery. He came in the middle of a storm and they had already closed. But I needed my new dryer and he made it happen!

Katlyn Karnes
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Nashville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Nashville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Nashville.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Nashville

Find rent-to-own stores in Nashville, TN. Compare pricing and options from local stores.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Nashville

appliances in Nashville computers in Nashville electronics in Nashville furniture in Nashville gaming in Nashville jewelry in Nashville mattresses in Nashville smartphones in Nashville tires-wheels in Nashville

Frequently Asked Questions About Rent-to-Own in Nashville

Nashville, TN has 4 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Champion Sales and Lease, Premier, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Nashville do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Nashville high rainfall and construction boom create road conditions that accelerate tire wear for daily commuters. Local RTO tire providers in Nashville offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Nashville offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Nashville has a median household income of $59,828 and a poverty rate of 15.7%. RTO provides an accessible path to household essentials without credit checks. The rapidly growing city attracting new residents who use RTO to furnish homes while getting established makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Nashville metro area (2.0 million residents) has rapidly growing city attracting new residents who use RTO to furnish homes while getting established. With humid subtropical with hot summers and moderate winters, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Nashville typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under Tenn. Code Ann. 47-18-301 through 47-18-310 (Rental-Purchase Agreement Act), Tennessee dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Nashville experiences humid subtropical with hot summers and moderate winters, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 47.3 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.