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Rent to own stores in Madison, Tennessee

4 rent-to-own stores serve Madison, TN.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 4 rent-to-own stores in Madison, TN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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4 stores shown · sorted by relevance

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Nashville Lebanon Gallatin Smyrna Franklin

Compare 4 rent-to-own stores in Madison

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Madison, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Champion Sales and Lease 4.9 281 reviews 609 Gallatin Pike S. (615) 860-4442 Website: Champion Sales and Lease, 609 Gallatin Pike S.
The RentPros Rent To Own 4.3 85 reviews 1146 Gallatin Pike S (615) 915-1461 Website: The RentPros Rent To Own, 1146 Gallatin Pike S
Bestway Rent To Own 4.0 132 reviews 916 Madison Square (615) 860-0559 Website: Bestway Rent To Own, 916 Madison Square
Aaron's 3.0 94 reviews 2113A Gallatin Pike N (615) 868-2898 Website: Aaron's, 2113A Gallatin Pike N

What customers are saying

Recent reviews from rent-to-own stores in Madison.

We have always received exceptional customer service from these guys for 2 years !!! When we’re buying our home , they jumped in quick to help find pieces that were budget friendly to furnish our home. Always willing to work with us! Marquavious (spell check) and the boys who delivered my stove were phenomenal!!!

Tamaron Clark
Champion Sales and Lease

I've had the greatest experience with Champion , the Boys did all the heavy lifting Thank from the bottom of my heart. ❤️ 💙 💜 💖 💗 💘 ❤️ 💙 💜 💖 💗 💘 ❤️

Charles Davis
Champion Sales and Lease

I am so thankful for Ivan and Champion Sales and Lease! I am moving into my apartment and the hardest and most expensive is bedroom furniture. I tried another place and I instantly walked out! I called and showed up and Ivan took good care of me! I was able to get a queen size bedroom set, a full size bed with headboard and a dining room table. He gave me a bundle deal even though it’s 3 different leases. He was able to give me a price $189 twice a month! You should come see him and they deliver and set everything up for you!

leah hopkins
Champion Sales and Lease

These guys were great got me approved and set up so fast and the payments are low as well ! The mover got the items delivered faster than they said and got everything set up in our new home. Would definitely use them again ! Curtis and Christian were so sweet and set up my couch and fridge perfectly !

Josey Curl
Champion Sales and Lease

Incredible service! I was able to custom order an Ashley Furniture “mod max” modular couch from them. It arrived a few weeks later - the boys came and delivered it to my home, unpacked each piece, and put it together. Very sweet guys and fast delivery! Thank you to Mike and his team - we love our new couch!

Chloe Clark
Champion Sales and Lease

So I went there just to see how the payment are and men the service was awesome Johnny and Alvin was incredible and made sure I got the best service I will surely be coming back thanks guys you made my day

Rochelle Parker
The RentPros Rent To Own
Reviews from Google
Madison, TN

What renting to own in Madison looks like

4 rent-to-own stores serve Madison, TN, from 4 companies.

Stores here include Champion Sales and Lease (609 Gallatin Pike S.), The RentPros Rent To Own (1146 Gallatin Pike S), Bestway Rent To Own (916 Madison Square), Aaron's (2113A Gallatin Pike N).

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Madison will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Madison

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Madison.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Tennessee law

What Tennessee law gives you before you sign

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Tennessee Rental-Purchase Agreement Act Tenn. Code Ann. §§ 47-18-701 to 47-18-714
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, description of property, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Nashville (6) Lebanon (4) Gallatin (3) Smyrna (2) Franklin (1) Portland (1) Memphis (14) Clarksville (7)
All rent-to-own stores in Tennessee

Categories in Madison

Furniture(4) Appliances(4) Electronics(4) Computers(4) Mattresses(4) Smartphones(2) Gaming(3) Tires & Wheels(1)

Counts are the stores in Madison carrying that category. A category no Madison store carries is not listed.

Renting to own in Madison, answered

There are 4 rent-to-own stores in Madison, TN, from 4 companies: Aaron's, Bestway Rent To Own, Champion Sales and Lease, The RentPros Rent To Own. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Madison do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Madison offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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