VRTO

Rent to Own Stores in Madison, TN

Madison, TN has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Bestway Rent To Own, Champion Sales and Lease, The RentPros Rent To Own. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

4 RTO Stores
4 Companies
4.1 ★ Avg Rating
554 Reviews

Compare 4 rent-to-own stores in Madison

See ratings, products, and contact info side by side.

Compare Stores

Companies

Price Shopping Assistant

Tell us what you're looking for and we'll use AI to help you compare options across 4 stores in Madison.

We're on it!

We'll put together personalized options for you and follow up shortly.

By submitting, you agree that your information may be used to provide personalized rent-to-own recommendations. We do not share your data with third parties without your consent.

No stores match your current filters.

Try adjusting your company or open now filters.

Compare Rent-to-Own Stores in Madison, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Champion Sales and Lease 4.9 252 reviews 609 Gallatin Pike S. (615) 860-4442 Visit Website
The RentPros Rent To Own 4.3 82 reviews 1146 Gallatin Pike S (615) 915-1461 Visit Website
Bestway Rent To Own 4.0 125 reviews 916 Madison Square (615) 860-0559 Visit Website
Aaron's 3.1 95 reviews 2113A Gallatin Pike N (615) 868-2898 Visit Website

Store Hours Today (Sunday)

0 stores open now
4 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Madison.

Incredible service! I was able to custom order an Ashley Furniture “mod max” modular couch from them. It arrived a few weeks later - the boys came and delivered it to my home, unpacked each piece, and put it together. Very sweet guys and fast delivery! Thank you to Mike and his team - we love our new couch!

Chloe Clark
Champion Sales and Lease

I am so thankful for Ivan and Champion Sales and Lease! I am moving into my apartment and the hardest and most expensive is bedroom furniture. I tried another place and I instantly walked out! I called and showed up and Ivan took good care of me! I was able to get a queen size bedroom set, a full size bed with headboard and a dining room table. He gave me a bundle deal even though it’s 3 different leases. He was able to give me a price $189 twice a month! You should come see him and they deliver and set everything up for you!

leah hopkins
Champion Sales and Lease

Helped us out very fast even while we was super busy. Delivery was fast and on time. The brothers were very polite and helpful even when having to carry up to the 3rd floor. Thank yall for being helpful and giving us the service that we was looking for.

DemonsDesigner
Champion Sales and Lease

I received the best customer service from this company. Christian and Curtis came in a timely fashion and dropped off my furniture and were professional and polite . Marquelle and Jeremy were great as well 10 out of 10 will recommend

Slovakia Morton
Champion Sales and Lease

Our first time coming here he was a good customer we love him and he did every good deal we appreciate everything he's done for us thank you very much okay

Katrina Duff
Champion Sales and Lease

I’ve been a customer for years, and I truly love the wide variety of products and the amazing customer service.

Brenda Casas
The RentPros Rent To Own
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Madison will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Madison

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Madison.

Compare Stores Side by Side

Use the comparison table above to see all 4 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

More Rent-to-Own Stores Near Madison

Lebanon

TN · 4 stores

Gallatin

TN · 3 stores

Nashville

TN · 3 stores

Smyrna

TN · 2 stores

Franklin

TN · 1 store

Portland

TN · 1 store

Memphis

TN · 6 stores

Clarksville

TN · 5 stores

Browse by Category in Madison

appliances in Madison computers in Madison electronics in Madison furniture in Madison gaming in Madison jewelry in Madison mattresses in Madison smartphones in Madison tires-wheels in Madison

Frequently Asked Questions About Rent-to-Own in Madison

Madison, TN has 5 rent-to-own stores listed in the VRTO directory, operated by 5 companies: Aaron's, Bestway Rent To Own, Champion Sales and Lease, RAC Acceptance, and The RentPros Rent To Own. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Madison do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Madison offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 5 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.