VRTO

Rent to Own Stores in Smyrna, TN

Smyrna, TN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent-A-Center, The RentPros Rent To Own. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.5 ★ Avg Rating
157 Reviews

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Compare Rent-to-Own Stores in Smyrna, TN

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Store Rating Location Phone
The RentPros Rent To Own 4.4 76 reviews 291 Sam Ridley Pkwy E (615) 355-4884 Visit Website
Rent-A-Center 4.5 81 reviews 297 N Lowry St (615) 355-9936 Visit Website

Store Hours Today (Sunday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Smyrna.

I love this place. Good customer service, clean environment. Very friendly. I recommend this place to all my friends and family. They sales Asley furniture.

Cassandra Osborne
The RentPros Rent To Own

Quality customer service. Met me at the door took time to explain all my questions. Decent prices. Option to pay off quicker to avoid interest. Willing to work with you for custom contracts that fit your timeline and budget. Alvin and George were great to speak with.

Ryon Hays
The RentPros Rent To Own

Good customer service !! Love this place everyone of them is so kind and friendly. They have really good deals :)

mariela alvarez
The RentPros Rent To Own

Stephen is absolutely AMAZING! I had problems when I ordered online and he took the time fixed it and told me he would try and get it shipped faster since I had already been waiting 2 weeks to find out it wasn’t even ordered after the first call I made someone had told me it would be 10-14 business days and they seen it in the system. He did as he said it arrived within the week he told me to reach back out after our first conversation when he fixed it and I did. Our second conversation you would have thought we had known each other for years! Very personable, funny, helpful, thorough. I ran into problem after problem trying to finish getting him all the info and kept having to call him back he didn’t mind helping me with anything I called him back with! Highly recommend if you go here, makes sure to see Stephen!

Rachel Thompson
Rent-A-Center

Stephen, the manager there is a lifesaver. Our refrigerator needs a new control board so while we await the part we needed a temporary fix to keep our food from spoiling. Even though he couldn't get us a delivery he made sure he helped us get it loaded on our way. We got the fridge connected and the temps are lowering amd he saved our food. His customer first -friendly attitude attracted me since my first phone call. So glad Home depot mentioned renting!

Sweet Rhymes
Rent-A-Center

Have been great with me for years they go above and beyond and have since the first time I have dealt with them I will continue to go back for any of my needs.

Ryan Morter
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Smyrna will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Smyrna

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Smyrna.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Smyrna

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Frequently Asked Questions About Rent-to-Own in Smyrna

Smyrna, TN has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Rent-A-Center and The RentPros Rent To Own. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Smyrna do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Smyrna offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.