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Rent to own stores in Smyrna, Tennessee

2 rent-to-own stores serve Smyrna, TN, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Smyrna, TN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Compare 2 rent-to-own stores in Smyrna

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Smyrna, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent-A-Center 4.5 82 reviews 297 N Lowry St (615) 355-9936 Website: Rent-A-Center, 297 N Lowry St
The RentPros Rent To Own 4.4 79 reviews 291 Sam Ridley Pkwy E (615) 355-4884 Website: The RentPros Rent To Own, 291 Sam Ridley Pkwy E

What customers are saying

Recent reviews from rent-to-own stores in Smyrna.

I love this place. Good customer service, clean environment. Very friendly. I recommend this place to all my friends and family. They sales Asley furniture.

Cassandra Osborne
The RentPros Rent To Own

Quality customer service. Met me at the door took time to explain all my questions. Decent prices. Option to pay off quicker to avoid interest. Willing to work with you for custom contracts that fit your timeline and budget. Alvin and George were great to speak with.

Ryon Hays
The RentPros Rent To Own

Good customer service !! Love this place everyone of them is so kind and friendly. They have really good deals :)

mariela alvarez
The RentPros Rent To Own

I love this place. Good customer service, clean environment. Very friendly. I recommend this place to all my friends and family. They sales Asley furniture.

Cassandra Osborne
The RentPros Rent To Own

Quality customer service. Met me at the door took time to explain all my questions. Decent prices. Option to pay off quicker to avoid interest. Willing to work with you for custom contracts that fit your timeline and budget. Alvin and George were great to speak with.

Ryon Hays
The RentPros Rent To Own

Stephen is absolutely AMAZING! I had problems when I ordered online and he took the time fixed it and told me he would try and get it shipped faster since I had already been waiting 2 weeks to find out it wasn’t even ordered after the first call I made someone had told me it would be 10-14 business days and they seen it in the system. He did as he said it arrived within the week he told me to reach back out after our first conversation when he fixed it and I did. Our second conversation you would have thought we had known each other for years! Very personable, funny, helpful, thorough. I ran into problem after problem trying to finish getting him all the info and kept having to call him back he didn’t mind helping me with anything I called him back with! Highly recommend if you go here, makes sure to see Stephen!

Rachel Thompson
Rent-A-Center
Reviews from Google
Smyrna, TN

What renting to own in Smyrna looks like

2 rent-to-own stores serve Smyrna, TN, from 2 companies.

Stores here include Rent-A-Center (297 N Lowry St), The RentPros Rent To Own (291 Sam Ridley Pkwy E).

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Smyrna will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Smyrna

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Smyrna.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Tennessee law

What Tennessee law gives you before you sign

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Tennessee Rental-Purchase Agreement Act Tenn. Code Ann. §§ 47-18-701 to 47-18-714
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, description of property, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Nashville (6) Lebanon (4) Madison (4) Gallatin (3) Franklin (1) Portland (1) Memphis (14) Clarksville (7)
All rent-to-own stores in Tennessee

Categories in Smyrna

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(1)

Counts are the stores in Smyrna carrying that category. A category no Smyrna store carries is not listed.

Renting to own in Smyrna, answered

There are 2 rent-to-own stores in Smyrna, TN, from 2 companies: Rent-A-Center, The RentPros Rent To Own. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Smyrna do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Smyrna offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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