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Rent to own stores in Knoxville, Tennessee

7 rent-to-own stores serve Knoxville, TN, and 7 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

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Stores

The 7 rent-to-own stores in Knoxville, TN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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7 stores shown · sorted by relevance

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Compare 7 rent-to-own stores in Knoxville

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Knoxville, TN

Side-by-side comparison to help you choose the right store for your needs.

What customers are saying

Recent reviews from rent-to-own stores in Knoxville.

These guys were awesome! Very professional and funny! They delivered my couch, set it up and everything for us! I would totally recommend Smart Way to everyone! I'm very pleased with the whole experience! Thanks Jay y'all were amazing!!!

Pamela Collins
Smart Way

A Sanctuary for the Home: My SmartWay Knoxville Experience. Five stars. Five gleaming, well-deserved stars. That's not just a rating for SmartWay Knoxville; it's a heartfelt expression of gratitude for the exceptional service, genuine understanding, and sheer humanity I encountered within their showroom. In a world often dominated by impersonal online giants, SmartWay stands as a refreshing reminder of the value of personalized attention and genuine care. They're not just selling furniture, appliances, and electronics; they're building relationships and creating homes. Let me be clear: I wasn't just looking for a bedroom suite. I was facing a complex situation, one that had left me feeling overwhelmed and let down by other retailers. My circumstances wereโ€ฆ challenging, to say the least. Everywhere I turned, I was met with polite but firm refusals. "We can't help you," they'd say, the words echoing the growing despair in my heart. I was beginning to lose hope of furnishing my new home. Then, I walked into SmartWay. From the moment I stepped inside, I was greeted with a warmth that felt utterly genuine. The atmosphere wasn't just professional; it was welcoming. It was human. I wasn't just a customer or a sales quota; I was a person with a story, and the team at SmartWay listened. They really listened. I sat down and explained my predicament. Instead of the dismissive glances and boilerplate rejections I'd become accustomed to, I was met with understanding and empathy. They didn't just hear my words; they seemed to grasp the weight of my situation. What followed was nothing short of extraordinary. The SmartWay team didn't just try to sell me the most expensive items; they became my advocates. They meticulously explored every option, tirelessly working behind the scenes to find a solution that fit my unique needs and budget. They navigated the complexities of financing and delivery with a skill and patience that bordered on miraculous. They treated me with respect and dignity, even when other stores had treated me like a burden. And they succeeded. Against all odds, they found a way. They offered financing that I never thought possible, and they helped me find the perfect bedroom suite, complete with a queen pillow-top mattress, that met my needs and my budget. I left with a renewed sense of hope and gratitude. SmartWay Knoxville isn't just a furniture, appliance, and electronics store; it's a testament to the power of human connection and genuine caring. They didn't just sell me products; they helped me create a home. They reminded me that there are still businesses that prioritize people over profit, and that compassion and hard work can truly make a difference. If you're looking to furnish or upgrade your home, and especially if you've faced challenges elsewhere, I implore you: go to SmartWay Knoxville. Give them a chance. They didn't just earn my business; they earned my unwavering loyalty and my deepest respect. They are, in a word, exceptional. They are SmartWay.

Eaglefish865
Smart Way

It was very easy during the approval process. Also the delivery gentleman was extremely nice and knowledgeable. I would definitely recommend doing business with this company.

andrea lubrano
Smart Way

I went into the store and met the general manager he was so kind and told him what I needed for my house and filled out the application, approved and picked out my furniture paid it the next day they delivered on Friday this is an awesome business they are kind considerate and very professional their product is very high grade Ashley furniture products and more very beautiful I'm very impressed I'm paying off my living room furniture and will be buying more from SmartWay. Thank you I love my items ๐Ÿ˜Š

Jamie Lynn Mitchell
Smart Way

โญ๏ธโญ๏ธโญ๏ธโญ๏ธโญ๏ธ Justin did an amazing job from start to finish! The delivery was fast, smooth, and right on time. The team was extremely professional, friendly, and very helpful during installation. They made sure everything was set up properly and answered all my questions without rushing. You can tell they really care about their customers and their work. I highly recommend Smart Way for anyone looking for great service and an awesome delivery experience!

Mercedes Mitchell
Smart Way

I have been doing business with this location off and on for 8 years. Mike and his crew has always been very friendly and welcoming. I truly feel comfortable doing business with this company and location. I truly know whenever Im in need it will be Ok because Mike will make it happen. Thank You! Thank You! Thank You!

Amanda D. Lake
EZ Rentals
Reviews from Google
Knoxville, TN

What renting to own in Knoxville looks like

7 rent-to-own stores serve Knoxville, TN, from 4 companies.

Stores here include Smart Way (8416 Kingston Pike), EZ Rentals (4118 N Broadway), EZ Rentals (4230 Asheville Hwy), Rent-A-Center (2009 N Broadway), Rent-A-Center (4134 Asheville Hwy).

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Knoxville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Knoxville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 7 stores in Knoxville.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Tennessee law

What Tennessee law gives you before you sign

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Tennessee Rental-Purchase Agreement Act Tenn. Code Ann. ยงยง 47-18-701 to 47-18-714
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, description of property, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

About rent-to-own in Knoxville

Find rent-to-own stores in Knoxville, TN. Compare pricing and options from local stores.

Renting to own in Knoxville, answered

There are 7 rent-to-own stores in Knoxville, TN, from 4 companies: Aaron's, EZ Rentals, Rent-A-Center, Smart Way. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Knoxville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Knoxville offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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