6 stores across 7 categories
Knoxville, TN has 6 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, EZ Rentals, Rent-A-Center, Smart Way. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 190,740 and a median household income of $44,078 (Source: US Census Bureau, American Community Survey), Knoxville represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 6 rent-to-own stores in Knoxville
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Smart Way | 4.7 564 reviews | 8416 Kingston Pike | (865) 328-4242 | Visit Website |
| EZ Rentals | 4.4 56 reviews | 4118 N Broadway | (865) 544-0890 | Visit Website |
| Rent-A-Center | 3.9 139 reviews | 2009 N Broadway | (865) 522-2313 | Visit Website |
| Rent-A-Center | 3.9 168 reviews | 4134 Asheville Hwy | (865) 523-5300 | Visit Website |
| Aaron's | 3.9 250 reviews | 2605 N Broadway | (865) 544-1135 | Visit Website |
| Rent-A-Center | 3.8 129 reviews | 5018 Clinton Hwy | (865) 688-9390 | Visit Website |
Recent reviews from rent-to-own stores in Knoxville.
Justin and his delivery team were absolutely outstanding! From start to finish, their communication was clear and professional, making the whole process smooth and stress-free. They handled my furniture with great care and made sure everything was delivered perfectly. On top of that, they were incredibly kind and respectful throughout the entire experience. I couldn’t have asked for a better delivery service—highly recommend!
Ryan Headley
These guys were awesome! Very professional and funny! They delivered my couch, set it up and everything for us! I would totally recommend Smart Way to everyone! I'm very pleased with the whole experience! Thanks Jay y'all were amazing!!!
Pamela Collins
I went into the store and met the general manager he was so kind and told him what I needed for my house and filled out the application, approved and picked out my furniture paid it the next day they delivered on Friday this is an awesome business they are kind considerate and very professional their product is very high grade Ashley furniture products and more very beautiful I'm very impressed I'm paying off my living room furniture and will be buying more from SmartWay. Thank you I love my items 😊
Jamie Lynn Mitchell
⭐️⭐️⭐️⭐️⭐️ Justin did an amazing job from start to finish! The delivery was fast, smooth, and right on time. The team was extremely professional, friendly, and very helpful during installation. They made sure everything was set up properly and answered all my questions without rushing. You can tell they really care about their customers and their work. I highly recommend Smart Way for anyone looking for great service and an awesome delivery experience!
Mercedes Mitchell
I have to say the process to rent to own from this company is super easy and if you keep up with payments it will pay off early. First time was an emergency . Summer 2025 during a thunderstorm our tv blew and Smartway was the first place i had called and they were very helpful and I didnt have to go in at all. they did everything over the phone which is convenient for me since i work 2 jobs and dont have time to stop in. i just recently got a washer and dryer set being delivered tues. Again it was a painless process over the phone. I recommend trying Smartway for your RTO needs. You can also pay off early if you want and then it will be yours.
Sherry G.
I have been doing business with this location off and on for 8 years. Mike and his crew has always been very friendly and welcoming. I truly feel comfortable doing business with this company and location. I truly know whenever Im in need it will be Ok because Mike will make it happen. Thank You! Thank You! Thank You!
Amanda D. Lake
Most stores in Knoxville will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Knoxville.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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