1 store across 7 categories
Lenoir City, TN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 1 month ago
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Recent reviews from rent-to-own stores in Lenoir City.
⭐️⭐️⭐️⭐️⭐️ I had an absolutely wonderful experience with Rent‑A‑Center! From start to finish, the team truly went above and beyond to make sure everything was smooth and stress-free. The store manager was incredibly helpful, professional, and patient, taking the time to walk me through options and making sure I found exactly what I needed. You can tell they genuinely care about their customers and the experience they provide. The delivery team was just as impressive—friendly, respectful of my home, and extremely efficient. They made sure everything was set up properly and even took extra care to ensure everything looked great before leaving. It’s rare to see that level of service these days. Overall, this team made the entire process easy and enjoyable. If you’re looking for great customer service and a team that truly goes the extra mile, I highly recommend the Lenoir City Rent-A-Center location. Thank you all for such a great experience! 👏
Sara Wilson
Everyone is very friendly and goes above and beyond to make sure you are happy with your item. I don’t live in Lenoir city anymore but this will always be my go to location.
Steffi Mossman
I have been member on and off for years. They have always worked with me if something came up and just great quick friendly service. I appreciate the business as much as I feel appreciated for my business
Rebekah Davis
Best service from my store and everyone is so friendly and helpful! Glad I chose RAC over anywhere else. Thanks to Mel the manager for always being there for anything I needed. Katie is very patient and helpful when dealing with my questions. I feel welcome and confident in bringing my business to such a wonderful team.
Toni Gerdel
Robert has been an great help! He manages the store and keeps inventory updated and offers amazing deals! If ever I had any issues he quickly resolved them. From the start of my contract to the end Robert has always taken care of me. I love the 6 month same as cash program and I’ll forever be a loyal customer. I truly appreciate his hard work and efforts. Kudos!!!!
Sheena Brown
Most stores in Lenoir City will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Lenoir City.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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