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Rent to own stores in Lenoir City, Tennessee

1 rent-to-own store serves Lenoir City, TN, and 1 of them is open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 1 company in the Harriman area serve Lenoir City

Stores

The 1 rent-to-own store in Lenoir City, TN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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What customers are saying

Recent reviews from rent-to-own stores in Lenoir City.

⭐️⭐️⭐️⭐️⭐️ I had an absolutely wonderful experience with Rent‑A‑Center! From start to finish, the team truly went above and beyond to make sure everything was smooth and stress-free. The store manager was incredibly helpful, professional, and patient, taking the time to walk me through options and making sure I found exactly what I needed. You can tell they genuinely care about their customers and the experience they provide. The delivery team was just as impressive—friendly, respectful of my home, and extremely efficient. They made sure everything was set up properly and even took extra care to ensure everything looked great before leaving. It’s rare to see that level of service these days. Overall, this team made the entire process easy and enjoyable. If you’re looking for great customer service and a team that truly goes the extra mile, I highly recommend the Lenoir City Rent-A-Center location. Thank you all for such a great experience! 👏

Sara Wilson
Rent-A-Center

Everyone is very friendly and goes above and beyond to make sure you are happy with your item. I don’t live in Lenoir city anymore but this will always be my go to location.

Steffi Mossman
Rent-A-Center

I have been member on and off for years. They have always worked with me if something came up and just great quick friendly service. I appreciate the business as much as I feel appreciated for my business

Rebekah Davis
Rent-A-Center

Best service from my store and everyone is so friendly and helpful! Glad I chose RAC over anywhere else. Thanks to Mel the manager for always being there for anything I needed. Katie is very patient and helpful when dealing with my questions. I feel welcome and confident in bringing my business to such a wonderful team.

Toni Gerdel
Rent-A-Center

Robert has been an great help! He manages the store and keeps inventory updated and offers amazing deals! If ever I had any issues he quickly resolved them. From the start of my contract to the end Robert has always taken care of me. I love the 6 month same as cash program and I’ll forever be a loyal customer. I truly appreciate his hard work and efforts. Kudos!!!!

Sheena Brown
Rent-A-Center
Reviews from Google
Lenoir City, TN

What renting to own in Lenoir City looks like

1 rent-to-own store serves Lenoir City, TN, from 1 company.

Stores here include Rent-A-Center (455 Us-321).

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Lenoir City will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Lenoir City

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 store in Lenoir City.

Compare stores side by side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Tennessee law

What Tennessee law gives you before you sign

Tennessee regulates rent-to-own under Tennessee Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Tennessee Rental-Purchase Agreement Act Tenn. Code Ann. §§ 47-18-701 to 47-18-714
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, description of property, and the early purchase...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Knoxville (7) Sevierville (3) Alcoa (2) Lafollette (2) Clinton (1) Maynardville (1) Oak Ridge (1) Memphis (14)
All rent-to-own stores in Tennessee

Categories in Lenoir City

Furniture(1) Appliances(1) Electronics(1) Computers(1) Mattresses(1) Smartphones(1) Gaming(1)

Counts are the stores in Lenoir City carrying that category. A category no Lenoir City store carries is not listed.

Renting to own in Lenoir City, answered

There are 1 rent-to-own store in Lenoir City, TN, from 1 company: Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Lenoir City do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Lenoir City offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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