1 store across 7 categories
Oak Ridge, TN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 3 weeks ago
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Recent reviews from rent-to-own stores in Oak Ridge.
We just closed our deal today with this RAC after nearly a year and a half of doing business with them. We moved here from out of state without a single dime to our name pretty much. So no Uhaul, no bringing our own stuff, no money for a storage unit while we stayed in a hotel and hunted for an apartment. Once we finally landed an apartment I knew that for a cheap down payment RAC would have the bed we needed, but was apprehensive due to past experience with an unaffiliated RAC in another state. I am honestly so grateful we met Dan and his team the day we decided to go looking for furniture. If you are serious about keeping up with your end of the contract and making your payments, this location is great. There were a few issues with furniture being shipped broken or missing pieces (we moved several times) and they handled it as quickly as possible in ways that did not put us in a financial bind while they sorted it out. The guys that put the furniture together are kind and talkative, and I'm typically someone that feels weird with anyone in my home when its just me. But they're great people. If you keep communication open with Dan and Dakota, they're understanding that....maybe your paycheck didn't fall on the right day. It IS policy for them to call and text reminders, but they won't harass you in person if you PTP (promise to pay) and establish that you can keep your word with them. They saw us go from a studio apartment, to our "dream apartment", to home ownership in a year and 5 months. The entire time I added more and more furniture until my bill with them turned into "well why dont we just buy our own stuff". Sorry, not sorry! 😂 But thank you guys so much! You made this journey just a little less nerve racking for us! Shout out to Tim who will literally do everything he can to make sure you have what you need. We had fallen on a difficult time (unexpected lay off), and he offered to bring us a spare bunkbed of his own if we weren't gonna be able to make a payment. We pulled through pretty quickly but he's proof that selflessness and above and beyond customer service still exists. And also Eddie will literally talk to you about anything, like he's known you all his life, and have an entire room built or broken down in 15 minutes. All around a good experience!
Autumn Rayne
We have been dealing with this Specific Rent A Center for almost 4 years. Dan is Absolutely Amazing. He always goes above and beyond to help his Customers. Dakota is Top Notch. Not only is he a Perfect Employee, He's also a Great Friend. His personality is Contagious. Dakota is very knowledgeable about all products that they have in store and if it's not in store he will do his best to get it. Tim fixed our Dryer like a Professional. Everyone goes Above Expectations of the Company. DELIVERY MEN- Words can not even come close to expressing. They show up on time, Very polite and Professional. No nicks or damage to my house. Jeremy and Eddie we're Amazing. I will only deal with Oak Ridge because other Rent A Centers will never come close to Oak Ridge especially Clinton (Clinton is rude. They need to take tips from oak ridge). We have purchased Laptops Washer/Dryer 2 Living Room Couch Sets 1 Bed 3 Video Games 1 TV 2 end tables 1 coffee table I wish I could leave more then 5 starts cause they deserve a higher rating. Thank you to all Employees at Oak Ridge Rent a Center.
Sandra Jo
Been doing business with these guys for years always take care of my family. If I think it's not they make it rite.and wife is happy. Happy wife happy life.ty all
Bradley Hagin
I have rented and bought several items from them, and they are always so helpful and kind. They are willing to work with you on payments and always give you an amazing deal! I highly recommend them to anyone looking to buy furniture but don't have the ability to spend a ton at once!
Isiah Newberry
I left out of there feeling great. The customer service is amazing. The process went quickly. The showroom was very clean. I recommend their business because they do good business and make you feel like a person.
King Stevenson
Most stores in Oak Ridge will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Oak Ridge.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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