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Rent to Own Mattresses in Memphis, TN

15 stores in Memphis

15 rent-to-own stores carry mattresses in Memphis, from chains like Premier, Bestway Rent To Own, Rent-A-Center to local operators. Compare locations, hours, and ratings below. Most do not require a traditional credit check, and you can return anytime. (Tennessee is one of 47 states that regulate rent-to-own agreements.)

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Renting to own in Tennessee: what the law gives you

Rent-to-Own Regulations

Rent-to-own is legal in this state
Tennessee Rental-Purchase Agreement Act Tenn. Code Ann. §§ 47-18-701 to 47-18-714
Early buyout rights required Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.
Repossession rules Must provide at least 3 days written notice of default. May not use force, threats, or unlawful entry to repossess.
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, payment schedule, description of property, and the early purchase option.

Last updated: December 1, 2025

Source: State Legislature / Attorney General

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All rent-to-own mattresses stores in Tennessee

Renting mattresses in Memphis, answered

15 rent-to-own stores in Memphis carry mattresses, from national chains to local operators. The list updates daily as stores open, close, or change their hours.

Companies operating in Memphis include Premier, Bestway Rent To Own, Rent-A-Center, alongside local stores. Compare them above by hours and Google rating.

Most rent-to-own stores in Memphis do not require a traditional credit check. Approval is usually based on proof of income, a valid photo ID, and proof of residence.

Many rent-to-own agreements allow returns that end future renewals. Return procedures, fees, overdue amounts, and credit or collection reporting practices vary, so review the agreement and contact the retailer before returning an item.

Listing details can change. Always confirm hours, pricing, terms, and availability with the retailer before you visit.

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