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Rent to Own Stores in Phoenix, Arizona

14 stores across 7 categories

Phoenix, AZ has 14 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, EasyHome, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 1,680,992 and a median household income of $62,055 (Source: US Census Bureau, American Community Survey), Phoenix represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in AZ (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of ownership may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 14 rent-to-own stores in Phoenix

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Phoenix, AZ

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.6 262 reviews 1926 W Buckeye Rd (602) 256-2222 Visit Website
Buddy's Home Furnishings 4.5 137 reviews 10410 N 35Th Ave #108 (480) 739-2170 Visit Website
Aaron's 4.2 6 reviews 6544 West Thomas Rd (602) 562-9904 Visit Website
Rent-A-Center 4.1 105 reviews 3223 W Indian School Rd (602) 272-3456 Visit Website
Rent-A-Center 4.0 107 reviews 6805 N 19Th Ave (602) 973-3000 Visit Website
Rent-A-Center 4.0 106 reviews 6044 S 16th St (602) 268-7368 Visit Website
Rent-A-Center 4.0 51 reviews 3415 W Glendale Ave (602) 433-8073 Visit Website
Rent-A-Center 4.0 134 reviews 7333 W Thomas Rd (623) 245-1333 Visit Website
Rent-A-Center 4.0 133 reviews 3223 E Mcdowell Rd (602) 267-0700 Visit Website
Rent-A-Center 3.8 97 reviews 420 E Bell Rd (602) 789-9898 Visit Website
Rent-A-Center 3.8 94 reviews 5243 W Indian School Rd (602) 269-5858 Visit Website
EasyHome 3.7 2,592 reviews 7502 W Thomas Rd #7 (623) 207-5119 Visit Website
Rent-A-Center 3.5 125 reviews 2782 W Peoria Ave (602) 866-9500 Visit Website
Aaron's 3.5 142 reviews 3434 W Greenway Rd (602) 995-3773 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Phoenix.

I just wanna let you know I’ve never been inside buddies rentals. I decided to go just to check them out as soon as I got there. Enter the door. I was greeted right on the spot by.Jaana which was amazing then the phone started to ring. I told her I was just gonna browse as I made my way around sitting on furniture looking at furniture. A guy came in and approached me. His name was Joe very wonderful. He then asked me I’ve been helped. I let him know. Yes I had. He asked me what was I looking for? I let him know. I was looking for a sofa. He then asked me did it need to would you like a brand new one or are you looking for a used one I let him know used one was fine. He then let me know that he had a very nice one that had came in. I had asked if I could see it. He said sure he showed it to me. I fell in love with it. He then had said that he has a gentleman his name is Juan very nice guy. I met him he he’ll clean it from head to toe for you. I said that would be perfect and then he had asked me if I needed anything else and I did say I needed a mattress so he showed me which one that were available. I chose one and everything I’ve been proceeded to go out to the counter to fill out the application and that’s when I was greeted by.Jaana Which she was very nice she showed me how to start the application and when it’s done, just hand it back and then they would get me going. All went well. Customer service was amazing. Y’all have to go check it out meet Juan, Joe, and.Jaana very welcoming nice people in this location was at the 10410 N. 35th Ave. unit 108 Phoenix, AZ 85051. She finish me up. Everything was done. They gave me the delivery date which I’m so excited to get it and I had asked one more time because Juan had finished the couch and I wanted to see how it turned turned out I mean, I still needed to dry and everything. It was wonderful. It was like it was brand new terrific job terrific service and yes, I will continue to shop There again so guys go check it out. You’ll love it.

meshelay hay
Buddy's Home Furnishings

Joe was wonderful today. Great customer service and was diligent. Answered everything I asked about and explained in detail the payment method. I have already advised family and friends to rent from Buddy's. I totally give them 5 golden stars. Sincerely, Jonie Carpenter

Thomas Carpenter
Buddy's Home Furnishings

Best all around if you are going to rent to own . Very accommodating and friendly staff. They never forget a customer.

John Cook
Buddy's Home Furnishings

Thank you to the amazing Team at Buddys for their excellent service and dedication!! They make the process so smooth and simple. We’re happy with our purchase and look forward to continuing business with Buddys!!

A K
Buddy's Home Furnishings

I am so happy with the service we received! They are so helpful and friendly and the store is very welcoming!

kristina cook
Buddy's Home Furnishings

Mike thee : assistant manager and adriana thee: store manager are both professional. & Malcolm they're are friendly . Foremost I' am a loyal rent a center customer and I was satisfied with my furniture products. Please visit this RAC store location. Very friendly and professional. @ this store. 😊

Shemika
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Phoenix will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Arizona, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Phoenix

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 14 stores in Phoenix.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Arizona has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Arizona: what the law gives you

Arizona has a specific rent-to-own statute (Arizona Rental Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Phoenix

Find rent-to-own stores in Phoenix, AZ. Compare pricing and options from local stores.

Shop by category in Phoenix

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

Mesa Chandler Goodyear Gilbert Peoria Surprise Tempe Tucson
All rent-to-own stores in Arizona

Rent-to-own in Phoenix, answered

Phoenix, AZ has 13 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Buddy's Home Furnishings, EasyHome, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Phoenix do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Phoenix road surface temperatures exceed 160F in summer, causing accelerated rubber degradation and blowout risk. Local RTO tire providers in Phoenix offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Phoenix offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Phoenix has a median household income of $57,459 and a poverty rate of 16.8%. RTO provides an accessible path to household essentials without credit checks. The fastest-growing major metro with strong RTO demand driven by new household formation makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Arizona requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Arizona regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Arizona are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Phoenix metro area (4.9 million residents) has fastest-growing major metro with strong RTO demand driven by new household formation. With extreme desert heat with 100+ days over 100F annually, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Phoenix typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under A.R.S. 44-6801 through 44-6812, Arizona dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Phoenix experiences extreme desert heat with 100+ days over 100F annually, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 8.0 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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