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Rent to Own Stores in Indianapolis, Indiana

17 stores across 7 categories

Indianapolis, IN has 17 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Carrsun, EasyHome, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 887,642 and a median household income of $52,176 (Source: US Census Bureau, American Community Survey), Indianapolis represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 17 rent-to-own stores in Indianapolis

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Indianapolis, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Carrsun 5.0 2 reviews 3355 S Arlington Ave (317) 784-2341 Visit Website
EasyHome 4.8 133 reviews 8401 N Michigan Rd (463) 221-2150 Visit Website
Rent-A-Center 4.2 92 reviews 5936 E 10th Street (317) 375-0551 Visit Website
Rent-A-Center 4.1 67 reviews 5413 W Washington St (317) 241-1909 Visit Website
Rent-A-Center 4.1 68 reviews 4935 S Emerson Ave (317) 788-7373 Visit Website
Aaron's 4.0 131 reviews 8290 Michigan Rd (317) 295-0276 Visit Website
Rent-A-Center 3.9 72 reviews 2172 Mitthoeffer Rd (317) 895-9533 Visit Website
Rent-A-Center 3.9 48 reviews 7145 Michigan Rd (317) 293-1215 Visit Website
Rent-A-Center 3.9 90 reviews 3441 Kentucky Ave (317) 241-4903 Visit Website
Aaron's 3.9 110 reviews 8217 Pendleton Pike (317) 897-8586 Visit Website
Aaron's 3.9 101 reviews 7257 US 31 S (317) 865-1930 Visit Website
Rent-A-Center 3.8 72 reviews 4062 Pendleton Way (317) 543-9077 Visit Website
Rent-A-Center 3.8 88 reviews 632 Twin Aire Dr (317) 692-6940 Visit Website
Rent-A-Center 3.7 87 reviews 4833 W 38th St (317) 293-5474 Visit Website
Rent-A-Center 3.6 81 reviews 4200 S East St (317) 782-0756 Visit Website
Aaron's 3.6 131 reviews 3664 S East St (317) 782-8033 Visit Website
Rent-A-Center 3.3 69 reviews 2802 Lafayette Rd (317) 283-0020 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Indianapolis.

ABSOLUTELY AN AMAZING COMPANY!!

Alley “Alley”
Carrsun

ABSOLUTELY AN AMAZING COMPANY!!

Alley “Alley”
Carrsun

I love this store! All of the employees are very attentive and friendly! They got me in and out the door with everything I needed and gave me a very thorough run down of how everything works. I will always come back to this location for all of my rent to own needs!

Lauren Roberts
Rent-A-Center

I love this store! All of the employees are very attentive and friendly! They got me in and out the door with everything I needed and gave me a very thorough run down of how everything works. I will always come back to this location for all of my rent to own needs!

Lauren Roberts
Rent-A-Center

…over the years I’ve purchased a few items via the same as cash, 6 month deal- I absolutely LOVE the wrap around couch I purchased and just last week the laptop- say what you want about rentacenter, but it’s a blessing when someone delivers a couch for your children that you may not fully financially have up front, but can pay over time- do you pay a little extra? yes- but do your children have a furnished home to go to? yes! because sometimes you just don’t have it all right then and there- the staff was always kind and professional- I never got hassled with phone calls because I made my payments- and even when I needed to push my payment back a few days, it was never a problem because I always kept my word- if I ever needed anything else I wouldn’t hesitate to return, at all- I definitely appreciate them!

gerberbabymom78
Rent-A-Center

…over the years I’ve purchased a few items via the same as cash, 6 month deal- I absolutely LOVE the wrap around couch I purchased and just last week the laptop- say what you want about rentacenter, but it’s a blessing when someone delivers a couch for your children that you may not fully financially have up front, but can pay over time- do you pay a little extra? yes- but do your children have a furnished home to go to? yes! because sometimes you just don’t have it all right then and there- the staff was always kind and professional- I never got hassled with phone calls because I made my payments- and even when I needed to push my payment back a few days, it was never a problem because I always kept my word- if I ever needed anything else I wouldn’t hesitate to return, at all- I definitely appreciate them!

gerberbabymom78
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Indianapolis will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Indianapolis

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 17 stores in Indianapolis.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Indiana: what the law gives you

Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Indianapolis

Indianapolis has 17 rent-to-own stores serving Indiana's capital and most populous city. The Circle City's diverse economy spanning healthcare, motorsports, and logistics supports a competitive RTO market. Indiana's RTO statute provides comprehensive consumer protections including mandatory written agreements and clear total cost disclosures.

Shop by category in Indianapolis

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

Anderson Franklin Greenfield Noblesville Shelbyville Lebanon Speedway Elkhart
All rent-to-own stores in Indiana

Rent-to-own in Indianapolis, answered

Indianapolis, IN has 15 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Carrsun, EasyHome, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Indianapolis do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Indianapolis experiences 24 inches of annual snowfall and road salt usage that degrades tires, increasing RTO tire demand. Local RTO tire providers in Indianapolis offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Indianapolis offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Indianapolis has a median household income of $49,027 and a poverty rate of 18.5%. RTO provides an accessible path to household essentials without credit checks. The crossroads of America with high interstate traffic volumes contributing to tire wear for commuters makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Indianapolis metro area (2.1 million residents) has crossroads of America with high interstate traffic volumes contributing to tire wear for commuters. With continental climate with cold winters and warm, humid summers, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Indianapolis typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under Ind. Code 24-7-1 through 24-7-12 (Rental-Purchase Agreement), Indiana dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Indianapolis experiences continental climate with cold winters and warm, humid summers, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 42.4 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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