VRTO

Rent to Own Stores in Indianapolis, IN

Indianapolis, IN has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Carrsun, EasyHome, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 887,642 and a median household income of $52,176 (Source: US Census Bureau, American Community Survey), Indianapolis represents a moderately served rent-to-own market. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

4 RTO Stores
4 Companies
4.3 ★ Avg Rating
433 Reviews

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Compare Rent-to-Own Stores in Indianapolis, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Carrsun 5.0 2 reviews 3355 S Arlington Ave (317) 784-2341 Visit Website
EasyHome 4.9 120 reviews 8401 N Michigan Rd (463) 221-2150 Visit Website
Rent-A-Center 3.9 71 reviews 2172 Mitthoeffer Rd (317) 895-9533 Visit Website
Aaron's 4.0 131 reviews 8290 Michigan Rd (317) 295-0276 Visit Website

Store Hours Today (Sunday)

0 stores open now
15 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Indianapolis.

ABSOLUTELY AN AMAZING COMPANY!!

Alley “Alley”
Carrsun

…over the years I’ve purchased a few items via the same as cash, 6 month deal- I absolutely LOVE the wrap around couch I purchased and just last week the laptop- say what you want about rentacenter, but it’s a blessing when someone delivers a couch for your children that you may not fully financially have up front, but can pay over time- do you pay a little extra? yes- but do your children have a furnished home to go to? yes! because sometimes you just don’t have it all right then and there- the staff was always kind and professional- I never got hassled with phone calls because I made my payments- and even when I needed to push my payment back a few days, it was never a problem because I always kept my word- if I ever needed anything else I wouldn’t hesitate to return, at all- I definitely appreciate them!

gerberbabymom78
Rent-A-Center

I love this store! All of the employees are very attentive and friendly! They got me in and out the door with everything I needed and gave me a very thorough run down of how everything works. I will always come back to this location for all of my rent to own needs!

Lauren Roberts
Rent-A-Center

Yari and Tez are such great delivery guys they are fast and organized. They put my furniture together perfectly and cleaned up their mess. Thank you Aaron’s 😊 I will be recommending everyone

Charlie
Aaron's

The management is professional and the Team out front have it together here. Very nice and clean store. Fast service with a great attitude and vibe. The inventory is always packed with new and innovative electronics and the latest Tvs. Can't beat this place for your entire home. I've purchased Washers and dryers and multiple living room sets and electronics. Everything is covered 100% with Aarons guarantee and on time service team. Reliable, great quality, trusted service from good people! Recommend this store to anyone in the Indianapolis area or close by.

Joey K
Aaron's

Everyone I encountered at this location was so empathetic helpful and understanding with what I was going through and dealing with them yesterday was the easiest process I’ve encountered durning my abrupt move to Lawrence I just really wanted to thank you all.Its so easy to forget that this is a business at the end of a day people sometimes expect to get something for nothing and that’s just not how life works so many complaints about over pricing and fee but it’s simple explained before you even walk in the store if the price and fees are too much buy the items out right but honestly I just want to thank all three employees who I had the pleasure of doing business with

Jennifer Cosby
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Indianapolis will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Indiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Indianapolis

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Indianapolis.

Compare Stores Side by Side

Use the comparison table above to see all 4 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Indianapolis

Indianapolis has 5 rent-to-own stores serving Indiana's capital and most populous city. The Circle City's diverse economy spanning healthcare, motorsports, and logistics supports a competitive RTO market. Indiana's RTO statute provides comprehensive consumer protections including mandatory written agreements and clear total cost disclosures.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Indianapolis

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Frequently Asked Questions About Rent-to-Own in Indianapolis

Indianapolis, IN has 5 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Carrsun, EasyHome, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Indianapolis do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Indianapolis experiences 24 inches of annual snowfall and road salt usage that degrades tires, increasing RTO tire demand. Local RTO tire providers in Indianapolis offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Indianapolis offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Indianapolis has a median household income of $49,027 and a poverty rate of 18.5%. RTO provides an accessible path to household essentials without credit checks. The crossroads of America with high interstate traffic volumes contributing to tire wear for commuters makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Indianapolis metro area (2.1 million residents) has crossroads of America with high interstate traffic volumes contributing to tire wear for commuters. With continental climate with cold winters and warm, humid summers, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Indianapolis typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under Ind. Code 24-7-1 through 24-7-12 (Rental-Purchase Agreement), Indiana dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Indianapolis experiences continental climate with cold winters and warm, humid summers, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 42.4 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.