VRTO

Rent to Own Stores in Franklin, IN

Franklin, IN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
4.2 ★ Avg Rating
85 Reviews

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Store Hours Today (Sunday)

0 stores open now
1 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Franklin.

I couldn’t say enough good things about this team and store manager, they have been wonderful, but especially the store manager. Thank you all for everything you do!

Evelyn Cummins
Rent-A-Center

Just had a washer delivered to my house. It was scheduled for between 10-12 and they arrived a little after 10 :) They were quick, efficient, friendly and professional. All the qualities you'd want in people delivering important items to your home :) Thank you Amos and Travis for your outstanding service. 👍

Adriana Hart
Rent-A-Center

My experience at this location is always amazing! The manager, Brian and his staff are great-friendly people whom I always enjoy talking with & doing business with. I always return for the mere fact that they are so wonderful and also understand life happens and are always willing to work with you. I love my local RAC! :)

Ashlee Inabnitt
Rent-A-Center

Absolutely love the guys at rent a center! They have always taken great care of me made sure i was happy at all times. They have been more then understanding, caring, compassionate, and helpful when life through us curve balls. They have take great care of my aunt ans uncle also! Would recommend any and everyone to go to the franklin In location!

Chelsea Gabbard
Rent-A-Center

I have been with this location for 12 years , they all have the best attitudes extremely friendly and helpful with many many things. The store manager Brian is very understanding he goes above and beyond his job duties to help his customers. Mike has been there for as long as I can remember being with them and he as well goes above and beyond his job duties to help his customers. Ashley is such a helpful young lady with a wonderful attitude. This staff at this location keeps my business as I have other rent a centers close to me and I will not change locations . The delivery guys are amazing I've never had any issues in the twelve years I've been with them and I will continue my business there. Rent a center should really appreciate this location and knowledge all of their hard work as they achieve alot. I highly recommend them to anyone, you wont find any other location with the amazing staff like them trust me. Cheryl Bennett

Cheryl Bennett
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Franklin will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Indiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Franklin

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Franklin.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Franklin

appliances in Franklin computers in Franklin electronics in Franklin furniture in Franklin gaming in Franklin jewelry in Franklin mattresses in Franklin smartphones in Franklin tires-wheels in Franklin

Frequently Asked Questions About Rent-to-Own in Franklin

Franklin, IN has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: American Rental and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Franklin do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Franklin offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.