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Rent to own stores in Franklin, Indiana

2 rent-to-own stores serve Franklin, IN.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Franklin, IN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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2 stores shown · sorted by relevance

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Compare 2 rent-to-own stores in Franklin

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Franklin, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
American Rental 4.7 230 reviews 201 N Morton Us 31 (317) 736-4455 Website: American Rental, 201 N Morton Us 31
Rent-A-Center 4.1 90 reviews 1740 Northwood Plaza (317) 738-4496 Website: Rent-A-Center, 1740 Northwood Plaza

What customers are saying

Recent reviews from rent-to-own stores in Franklin.

Very nice and helpful. Everyone in the store was really friendly and I will recommend them to friends.

Tito Sanchez
American Rental

Will definitely recommend this furniture store to my family and friends. They made the process easy. There were items that I wanted that wasn’t at their store and they went out their way to accommodate me. I also really love my new furniture. Thank you for a great experience.

Angel Thompson
American Rental

I have bought items from this store for years. They are very kind, friendly, helpful, and when you can't pay your payment on time due to financial reasons they are very understanding ,and will work with you. I highly recommend this store.

Jackie King
American Rental

What a pleasant experience! We needed a motorized recliner for my mom while she rehabs at a facility for a broken hip. The store manage fixed us right up. She was quick to make it happen and the chair was delivered to my mom’s room within an hour. Highly recommend for your short or long term rentals.

Terri Brann
American Rental

Will definitely recommend this furniture store to my family and friends. They made the process easy. There were items that I wanted that wasn’t at their store and they went out their way to accommodate me. I also really love my new furniture. Thank you for a great experience.

Angel Thompson
American Rental

I have been with this location for 12 years , they all have the best attitudes extremely friendly and helpful with many many things. The store manager Brian is very understanding he goes above and beyond his job duties to help his customers. Mike has been there for as long as I can remember being with them and he as well goes above and beyond his job duties to help his customers. Ashley is such a helpful young lady with a wonderful attitude. This staff at this location keeps my business as I have other rent a centers close to me and I will not change locations . The delivery guys are amazing I've never had any issues in the twelve years I've been with them and I will continue my business there. Rent a center should really appreciate this location and knowledge all of their hard work as they achieve alot. I highly recommend them to anyone, you wont find any other location with the amazing staff like them trust me. Cheryl Bennett

Cheryl Bennett
Rent-A-Center
Reviews from Google
Franklin, IN

What renting to own in Franklin looks like

2 rent-to-own stores serve Franklin, IN, from 2 companies.

Stores here include American Rental (201 N Morton Us 31), Rent-A-Center (1740 Northwood Plaza).

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Franklin will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Franklin

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Franklin.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Indiana law

What Indiana law gives you before you sign

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Indiana Rental-Purchase Agreement Act Ind. Code §§ 24-7-1-1 to 24-7-9-3
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, a statement that the consumer does not acquire ownership until al...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.

Nearby cities

Indianapolis (17) Anderson (3) Greenfield (2) Noblesville (2) Shelbyville (2) Lebanon (1) Speedway (1) Elkhart (5)
All rent-to-own stores in Indiana

Categories in Franklin

Furniture(2) Appliances(2) Electronics(2) Computers(2) Mattresses(2) Smartphones(1) Gaming(2) Tires & Wheels(1)

Counts are the stores in Franklin carrying that category. A category no Franklin store carries is not listed.

Renting to own in Franklin, answered

There are 2 rent-to-own stores in Franklin, IN, from 2 companies: American Rental, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Franklin do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Franklin offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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