6 stores across 7 categories
Elkhart, IN has 6 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Premier, Rent-A-Center, ZSmart Furniture. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 1 month ago
Last checked 2 weeks ago
Last checked 3 weeks ago
138 W Hively Ave
Elkhart, IN 46517
Last checked 4 weeks ago
Last checked 1 month ago
2725a Emersa Dr
Elkhart, IN 46514
Last checked 4 weeks ago
Never shared with stores. Unsubscribe anytime.
No stores match those filters.
Try clearing the company filter.
Companies
Compare 6 rent-to-own stores in Elkhart
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| ZSmart Furniture | 5.0 68 reviews | 239 E Jackson Blvd | (574) 285-4699 | Visit Website |
| Premier | 4.7 198 reviews | 125 Easy Shopping Pl | (574) 293-7800 | Visit Website |
| Rent-A-Center | 4.7 38 reviews | 1501 S Nappanee St | (574) 293-1555 | Visit Website |
| Rent-A-Center | 4.0 62 reviews | 138 W Hively Ave | (574) 293-5555 | Visit Website |
| Aaron's | 3.6 76 reviews | 239 E Jackson Blvd | (574) 294-1320 | Visit Website |
| Rent-A-Center | 3.1 62 reviews | 2725a Emersa Dr | (574) 295-5457 | Visit Website |
Recent reviews from rent-to-own stores in Elkhart.
I had a great experience purchasing from this store. The buy-here, pay-here option made it affordable and easy for me to get what I wanted without having to pay everything upfront. Rich the store manager & Dave were friendly, helpful, and explained everything clearly. When I was having an issue with it my device they fixed it right away. The whole process was quick and stress-free. I would definitely recommend them to anyone looking for quality products and flexible payment options. Thanks again for the excellent service!
Kayla Ellsworth
Marques and Travis did a great job setting up my fireplace and I had bought a TV before moving here and they even set up the TV for despite me not having a screwdriver for it, they had everything I needed. I would definitely recommend them to everyone!!
Julia Coleman
Marques and Tim were super helpful and great guys delivering my fridge today. Really went the extra mile when the fridge didnt fit through the door. With this being our 4th time going through zsmart, not once have we been disappointed.
Zoe Shuman
OMG ZSMART IS AMAZING LOVE THEM ❤️ THEY ARE AN AMAZING TEAM VERY RESPECTFUL AND LOVING CREW
Leanna Beal
Tim and Marquees gave me top notch services. This guys are professionals in every word.Overall I am satisfied with my purchase and service rendered.
Tomiwa Funsho
They are amazing, very kind hospitable and great pple to work with. I always use this store
Ami Emmons
Most stores in Elkhart will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Elkhart.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
Search another city or zip code to compare rent-to-own stores near you.
