VRTO

Rent to Own Stores in Mishawaka, IN

Mishawaka, IN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Premier, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.3 ★ Avg Rating
211 Reviews

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Compare Rent-to-Own Stores in Mishawaka, IN

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Store Rating Location Phone
Premier 4.3 140 reviews 601 W Mckinley Ave (574) 227-6989 Visit Website
Rent-A-Center 4.2 71 reviews 914 S Merrifield Ave (574) 233-8800 Visit Website

Store Hours Today (Sunday)

0 stores open now
3 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Mishawaka.

Ok ok ok now Premier Rentals in Mishawaka Indiana is what's popping you guys I can't speak for anyone else I can only speak for myself and I will tell you that Premier is great awesome trustworthy great staff and it always smell so great in there makes you feel like your at home and the store is a comfortable atmosphere vibe. so why not shop here. To me I feel Premier is better than the competitors out there and Worth every $$$. My rental shopping store is better than yours. Yours could be great also if you shop here, your family , your friends there friends everyone. Next time you think about deals wanna save and you want the best items for your rooms, dining room, game rooms, living room and so much more try Premier Rentals in Mishawaka Indiana and tell them Evette Swanson sent you. I promise you. You will be so happy you made the switch or or just shopping for the 1st time. your house apartment or home will look great thanks to Premier Rentals. And your pockets will thank you too. Thank you Premier for my items I love them and I love you guys and hey Stephanie I had my personal experience with you but everyone that works there is great A++++++ rating and 10 stars Customer Evette Swanson

Evette Swanson
Premier

Stephanie was so wonderful and understanding to me. She helped me see that in your darkest days, GOD is still sending his people to look out for you. The whole team there has been so nice and pleasant to me, since I been a customer. i appreciate the help they gave me and would recommend to anyone! 10 stars if I could. Thanks to the whole team there.

Karlene Tylon
Premier

I got in a little bind and Stephanie was definitely God sent. She made everything work out she and her team is definitely appreciated. Awesome place 😁🤗 Go check them out🤟

Unisha Forrest
Premier

I love the fact that explains everything and told us about the promotion they have going on… I definitely recommend this place🤗 Every one was friendly and nice… thank you guys a lot keep up the great work you guys are doing.

Khadijah Houston
Premier

Adam was a HUGE help when it came for me to pick *pieces out for my smaller 1br apartment. There was no wait checking out, and filling ppw out for my 1st visit. I LOVE the *furniture that I picked out! The delivery was promptly on time, with two very kind gentlemen who brought everything up to the 4th floor where I live. They busted their behinds, and placed the *pieces the way I asked, as I had major abdominal surgery two days prior. I didn't have to lift a finger! I'm new starting over here at 54yo, and RAC made the experience totally pain-free! Great price for everything I got which is much appreciated! I'll definitely be a repeat customer in the future. *(Recliner in photos not included)

Patrice P
Rent-A-Center

This is by far the best rent a center location in the area. They go way above and beyond to make sure their customers are taken care of. Dale is amazing he alone gets 5 stars been doing business with dale for years. He is very honest and helpful anytime we need anything I know I can call dale and he will get whatever it is I'm looking for. We will continue to do our business with dale!!!

Audrey Baker-Robinson
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Mishawaka will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Indiana, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Mishawaka

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Mishawaka.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Mishawaka

appliances in Mishawaka computers in Mishawaka electronics in Mishawaka furniture in Mishawaka gaming in Mishawaka jewelry in Mishawaka mattresses in Mishawaka smartphones in Mishawaka tires-wheels in Mishawaka

Frequently Asked Questions About Rent-to-Own in Mishawaka

Mishawaka, IN has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Premier, RAC Acceptance, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Mishawaka do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Mishawaka offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.