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Rent to Own Stores in Mishawaka, Indiana

3 stores across 7 categories

Mishawaka, IN has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Premier, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 3 rent-to-own stores in Mishawaka

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Compare Stores

Compare Rent-to-Own Stores in Mishawaka, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Premier 4.3 145 reviews 601 W Mckinley Ave (574) 227-6989 Visit Website
Rent-A-Center 4.2 72 reviews 914 S Merrifield Ave (574) 233-8800 Visit Website
Rent-A-Center 3.6 79 reviews 2534 Miracle Ln # 33 (574) 259-4466 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Mishawaka.

Stephanie was so wonderful and understanding to me. She helped me see that in your darkest days, GOD is still sending his people to look out for you. The whole team there has been so nice and pleasant to me, since I been a customer. i appreciate the help they gave me and would recommend to anyone! 10 stars if I could. Thanks to the whole team there.

Karlene Tylon
Premier

I got in a little bind and Stephanie was definitely God sent. She made everything work out she and her team is definitely appreciated. Awesome place 😁🤗 Go check them out🤟

Unisha Forrest
Premier

I love the fact that explains everything and told us about the promotion they have going on… I definitely recommend this place🤗 Every one was friendly and nice… thank you guys a lot keep up the great work you guys are doing.

Khadijah Houston
Premier

I had a really great experience with Premier Rental-Purchase. Stephanie, the manager, was absolutely amazing from start to finish. She was friendly, professional, and genuinely cared about helping me find what I needed without making me feel pressured. Christy also helped me out tremendously and went above and beyond to answer my questions and make the whole process smooth and stress free. It’s hard to find customer service like this anymore. They both made me feel welcomed and appreciated as a customer. I would definitely recommend this location to anyone looking for great service and people who truly care.

Lyndsey Beal
Premier

I had such a great experience thanks to Christy and Stephanie at Premier! They were both incredibly kind, professional, and welcoming from start to finish. They made everything so easy and comfortable, and you can really tell they care about their clients. Their positive attitudes and attention to detail truly stood out. I appreciate all their help and would definitely recommend renting with them!

Andrea-Jo Griffith
Premier

Adam was a HUGE help when it came for me to pick *pieces out for my smaller 1br apartment. There was no wait checking out, and filling ppw out for my 1st visit. I LOVE the *furniture that I picked out! The delivery was promptly on time, with two very kind gentlemen who brought everything up to the 4th floor where I live. They busted their behinds, and placed the *pieces the way I asked, as I had major abdominal surgery two days prior. I didn't have to lift a finger! I'm new starting over here at 54yo, and RAC made the experience totally pain-free! Great price for everything I got which is much appreciated! I'll definitely be a repeat customer in the future. *(Recliner in photos not included)

Patrice P
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Mishawaka will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Mishawaka

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Mishawaka.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Indiana: what the law gives you

Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

Shop by category in Mishawaka

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Indiana

Rent-to-own in Mishawaka, answered

Mishawaka, IN has 3 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Premier and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Mishawaka do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Mishawaka offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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