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Rent to own stores in Mishawaka, Indiana

3 rent-to-own stores serve Mishawaka, IN, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in Mishawaka, IN

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Elkhart Goshen Warsaw Plymouth South Bend

Compare 3 rent-to-own stores in Mishawaka

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Mishawaka, IN

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Premier 4.4 155 reviews 601 W Mckinley Ave (574) 227-6989 Website: Premier, 601 W Mckinley Ave
Rent-A-Center 4.2 72 reviews 914 S Merrifield Ave (574) 233-8800 Website: Rent-A-Center, 914 S Merrifield Ave
Rent-A-Center 3.6 80 reviews 2534 Miracle Ln # 33 (574) 259-4466 Website: Rent-A-Center, 2534 Miracle Ln # 33

What customers are saying

Recent reviews from rent-to-own stores in Mishawaka.

Stephanie was so wonderful and understanding to me. She helped me see that in your darkest days, GOD is still sending his people to look out for you. The whole team there has been so nice and pleasant to me, since I been a customer. i appreciate the help they gave me and would recommend to anyone! 10 stars if I could. Thanks to the whole team there.

Karlene Tylon
Premier

Ok ok ok now Premier Rentals in Mishawaka Indiana is what's popping you guys I can't speak for anyone else I can only speak for myself and I will tell you that Premier is great awesome trustworthy great staff and it always smell so great in there makes you feel like your at home and the store is a comfortable atmosphere vibe. so why not shop here. To me I feel Premier is better than the competitors out there and Worth every $$$. My rental shopping store is better than yours. Yours could be great also if you shop here, your family , your friends there friends everyone. Next time you think about deals wanna save and you want the best items for your rooms, dining room, game rooms, living room and so much more try Premier Rentals in Mishawaka Indiana and tell them Evette Swanson sent you. I promise you. You will be so happy you made the switch or or just shopping for the 1st time. your house apartment or home will look great thanks to Premier Rentals. And your pockets will thank you too. Thank you Premier for my items I love them and I love you guys and hey Stephanie I had my personal experience with you but everyone that works there is great A++++++ rating and 10 stars Customer Evette Swanson

Evette Swanson
Premier

⭐⭐⭐⭐⭐ I had a really great experience with this furniture rental company! The staff was friendly, professional, and made the whole process so easy from start to finish. They were helpful, responsive, and made sure everything went smoothly. The furniture was in great condition, and the service was reliable and convenient. I truly appreciate the way I was treated and would definitely recommend them to anyone looking for quality furniture and great customer service! Call Christy for any needs or questions one of the best experiences I’ve ever had! Thank you premiere I will be referring all my family and friends!

Chelsea Little
Premier

I bought a couch and love seat a few months ago. I love it! Great sturdy furniture. I had a great experience with Christy and Stephanie.

Brandy Lopez
Premier

Stephanie and Kristy are both truly wonderful! They helped me with all my purchases, finding me the things I truly want and just fully being so understanding compassionate and helpful !!! I’ll always do business with McKinley Premier ! 🤍 -DS

Taco Hell
Premier

Adam was a HUGE help when it came for me to pick *pieces out for my smaller 1br apartment. There was no wait checking out, and filling ppw out for my 1st visit. I LOVE the *furniture that I picked out! The delivery was promptly on time, with two very kind gentlemen who brought everything up to the 4th floor where I live. They busted their behinds, and placed the *pieces the way I asked, as I had major abdominal surgery two days prior. I didn't have to lift a finger! I'm new starting over here at 54yo, and RAC made the experience totally pain-free! Great price for everything I got which is much appreciated! I'll definitely be a repeat customer in the future. *(Recliner in photos not included)

Patrice P
Rent-A-Center
Reviews from Google
Mishawaka, IN

What renting to own in Mishawaka looks like

3 rent-to-own stores serve Mishawaka, IN, from 2 companies.

Stores here include Premier (601 W Mckinley Ave), Rent-A-Center (914 S Merrifield Ave), Rent-A-Center (2534 Miracle Ln # 33).

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Mishawaka will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Mishawaka

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Mishawaka.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Indiana law

What Indiana law gives you before you sign

Indiana regulates rent-to-own under Indiana Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Indiana Rental-Purchase Agreement Act Ind. Code §§ 24-7-1-1 to 24-7-9-3
Disclosure requirements Must disclose total number and amount of payments, total cost, cash price, a statement that the consumer does not acquire ownership until al...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance.

Nearby cities

Elkhart (5) Goshen (3) Warsaw (3) Plymouth (2) South Bend (2) Indianapolis (17) Evansville (5) Fort Wayne (5)
All rent-to-own stores in Indiana

Categories in Mishawaka

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(2) Gaming(2)

Counts are the stores in Mishawaka carrying that category. A category no Mishawaka store carries is not listed.

Renting to own in Mishawaka, answered

There are 3 rent-to-own stores in Mishawaka, IN, from 2 companies: Premier, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Mishawaka do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Mishawaka offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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