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ZSmart Furniture

Open right now until 6 PM. Call ahead and they will tell you what is on the floor today.

239 E Jackson Blvd, Elkhart, IN 46516 (574) 285-4699
Open · until 6 PM 5.0 out of 5 stars, 83 Google reviews 5.0 (83 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Smartphones
Inside ZSmart Furniture
ZSmart Furniture photo
ZSmart Furniture photo
ZSmart Furniture photo
ZSmart Furniture photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

ZSmart Furniture is a family-owned and managed rent-to-own retailer with 6 stores across Michigan and Indiana, including Niles and Benton Harbor, Michigan, and Elkhart, Indiana. The company has served Michigan-area shoppers for more than 19 years, with a management team that brings over 150 years of combined service. ZSmart carries furniture, appliances, and electronics on flexible weekly or monthly lease agreements, and like most rent-to-own stores it does not require a traditional credit check. Compare ZSmart Furniture on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

What this store carries

These are the categories this ZSmart Furniture carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Smartphones
Smartphones and tablets

This location

239 E Jackson Blvd, Elkhart, IN. Open until 6 PM.

Call (574) 285-4699 Get directions

ZSmart Furniture will tell you what you qualify for before anything is run, stated by ZSmart Furniture.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

ZSmart Furniture offers furniture, appliances, electronics, computers, mattresses, smartphones on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

ZSmart Furniture is located at 239 E Jackson Blvd, Elkhart, IN. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including ZSmart Furniture, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact ZSmart Furniture directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact ZSmart Furniture to review its written return and early purchase terms.

You can contact the store directly by calling (574) 285-4699 or visiting in person at 239 E Jackson Blvd, Elkhart, IN.

Hours and how to get there

Monday (Today) 10:00 AM – 6:00 PM
Tuesday 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 7:00 PM
Saturday 9:00 AM – 5:00 PM
Sunday Closed

Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.

Where to find it
239 E Jackson Blvd Elkhart, IN 46516

Customer reviews

5.0 out of 5 stars, 83 Google reviews 5.0 83 · Google
Have you visited this store? Write a review on Google
Emily Wolfe
Emily Wolfe 3 months ago

They are great. Great communication. They showed up with our couch but it wouldn't fit and they came back with a better set the same day! We have also gotten a bed through them and we absolutely love the furniture. 10 out of 10 recommend going here for your furniture!

Kayla Ellsworth
Kayla Ellsworth 4 months ago

I had a great experience purchasing from this store. The buy-here, pay-here option made it affordable and easy for me to get what I wanted without having to pay everything upfront. Rich the store manager & Dave were friendly, helpful, and explained everything clearly. When I was having an issue with it my device they fixed it right away. The whole process was quick and stress-free. I would definitely recommend them to anyone looking for quality products and flexible payment options. Thanks again for the excellent service!

Julia Coleman
Julia Coleman 4 months ago

Marques and Travis did a great job setting up my fireplace and I had bought a TV before moving here and they even set up the TV for despite me not having a screwdriver for it, they had everything I needed. I would definitely recommend them to everyone!!

Julia R
Julia R 4 months ago

Marques and Travis did a great job setting up my fireplace and I had bought a TV before moving here and they even set up the TV for despite me not having a screwdriver for it, they had everything I needed. I would definitely recommend them to everyone!!

Zoe Shuman
Zoe Shuman 5 months ago

Marques and Tim were super helpful and great guys delivering my fridge today. Really went the extra mile when the fridge didnt fit through the door. With this being our 4th time going through zsmart, not once have we been disappointed.

Tomiwa Funsho
Tomiwa Funsho 6 months ago

Tim and Marquees gave me top notch services. This guys are professionals in every word.Overall I am satisfied with my purchase and service rendered.

Leanna Beal
Leanna Beal 6 months ago

OMG ZSMART IS AMAZING LOVE THEM ❤️ THEY ARE AN AMAZING TEAM VERY RESPECTFUL AND LOVING CREW

Keep looking

Other places to try in Elkhart, IN

More stores in Elkhart

All Elkhart stores

Nearest first. The figure is that store's own Google rating.

Listings and rankings on VRTO are never paid for. How rankings work

Categories at this store

Each opens that category across Elkhart. The count is the Elkhart stores carrying it.

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of ZSmart Furniture or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for ZSmart Furniture is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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