Last checked 1 month ago
Rent to Own Stores in Lebanon, Indiana
1 store
Lebanon, IN has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include American Rental. Rent-to-own transactions are legal and regulated in IN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any outstanding balance. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Lebanon at a glance
1
RTO Stores
1
Companies
4.9 ★
Avg Rating
238
Reviews
Brands here
American Rental
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What customers are saying
Recent reviews from rent-to-own stores in Lebanon.
I’ve been a customer of American Rentals in Lebanon, Indiana for almost 10 years, and they’ve always taken great care of me. The staff is friendly, easy to work with, and genuinely wants to help. Any time I’ve had a question or needed to adjust something or trade something out, they’ve been quick, professional, and understanding. Their service has always been reliable, and has consistently been top-notch. It’s rare these days to find a place that treats you like more than just a payment, but they do. I really appreciate the way they’ve taken care of me over the years, and I highly recommend them to anyone looking for a dependable rental company.
Anthony Payne
Sean and Sarah both did a great job helping me figure out the right product. I called ahead and asked about the merchandise. Sarah was able to give me a definitive answer. The process was quick, easy , and it is affordable. Im very pleased. The delivery guys Hayden and Will delivered a washer, dryer, a couch , and a recliner in the past 10 days and both deliveries were great. They were in time, professional, and very efficient. I will definitely be going here in the future. If you're a hardworking person who just wants something nice for a change, that is within reason on payments, i highly recommend American Rental in Lebanon Indiana. Its right catty corner to O'Reilly on 32
David George
Great service. Had alot of questions and needed measurements due to certain sized rooms etc. They worked with us, to make sure we got what we not only needed but wanted as well!! The 2 gentleman that delivered the furniture was awesome too. If I could give 10 stars, I would!
Logan Henry
American Rental is great!!! When I choose my first rocker/recliner sofa it just didn’t work out in my home & the next day I told them it’s not working out. They were so helpful & let me switch out with a complete different couch no questions asked. The delivery guys were great as well.
Kitty Thompson
They were very helpful in helping me find a bed and a mattress at a good price. They even fit me into their delivery schedule last minute. The delivery guys came out and moved my bed to the third floor of my new apartment. I’d definitely recommend them to anyone looking for furniture. I’ll be using them again in the future.
Darien Williams
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Lebanon will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Indiana, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Lebanon
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Lebanon.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Indiana has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Indiana: what the law gives you
Indiana has a specific rent-to-own statute (Indiana Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Rent-to-own in nearby cities
All rent-to-own stores in IndianaRent-to-own in Lebanon, answered
Lebanon, IN has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: American Rental. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Lebanon do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Lebanon offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Indiana requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Indiana regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Indiana are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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