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Rent to Own Stores in Tampa, Florida

18 stores across 9 categories

Tampa, FL has 18 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Great Rooms, Happy's Rent To Own, Rent King, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 399,700 and a median household income of $56,106 (Source: US Census Bureau, American Community Survey), Tampa represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 18 rent-to-own stores in Tampa

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Tampa, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Great Rooms 4.8 373 reviews 8434 N Armenia Ave (813) 644-6988 Visit Website
Rent King 4.8 533 reviews 2267 E Bearss Ave (813) 910-4200 Visit Website
Rent King 4.8 442 reviews 7523 W Hillsborough Ave (813) 889-9710 Visit Website
Rent King 4.7 359 reviews 4916 E Busch Blvd (813) 988-5115 Visit Website
Rent King 4.7 402 reviews 2726 N Nebraska Ave (813) 223-9109 Visit Website
Rent King 4.7 334 reviews 7466 Palm River Rd (813) 630-9399 Visit Website
Happy's Rent To Own 4.7 195 reviews 5016 E. 10th Ave. (813) 247-4711 Visit Website
Happy's Rent To Own 4.6 143 reviews 1727 E. Busch Blvd. (813) 319-3696 Visit Website
Buddy's Home Furnishings 4.5 189 reviews 2211 E Hillsborough Ave (813) 238-6461 Visit Website
Aaron's 4.4 159 reviews 10103 E Adamo Dr (813) 622-8223 Visit Website
Aaron's 4.3 87 reviews 6708 N 56Th St (813) 246-5244 Visit Website
Aaron's 4.3 87 reviews 5435 N 56Th St (813) 246-5244 Visit Website
Aaron's 4.1 75 reviews 7539 W Waters Ave (813) 884-1201 Visit Website
Rent-A-Center 3.9 83 reviews 8871 N Florida Ave (813) 935-6200 Visit Website
Rent-A-Center 3.8 82 reviews 2525 E Hillsborough Ave (813) 237-8100 Visit Website
Aaron's 3.8 93 reviews 13542 University Plaza St (813) 971-1206 Visit Website
Aaron's 3.8 89 reviews 5501 N Armenia Ave (813) 878-9900 Visit Website
Rent-A-Center 3.3 96 reviews 14982 N Florida Ave (813) 229-8963 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Tampa.

I truly love this store… Everyone is very kind and professional especially Melisa. She is amazing and understanding and she always helps me out with everything I need. So far I have purchased three furniture items and everything has been great. I recommend the store 100%.

Brenda Collazo
Great Rooms

My husband and I have been coming to great room in over 2years. Melissa has been my go to person. Whenever my family needs anything she can provide she makes it happen. There was time when I came home work and my refrigerator stop working, I called Melissa asap and within the hour my family had a refrigerator. For both my children birthday I was able to get them 2 meta guest and she made it happen. She takes the time to work with whatever budget I can afford. On my birthday my husband called Melissa and asked her to surprise me with my mk backpack,that's was a amazing gift. For the past months we have always managed to paid off our agreements with no problem. We will never go anywhere else because working with Melissa and the rest of the greatroom staffs are hard to find. Thanks again guys

Suazo Suazo
Great Rooms

I truly love this store… Everyone is very kind and professional especially Melisa. She is amazing and understanding and she always helps me out with everything I need. So far I have purchased three furniture items and everything has been great. I recommend the store 100%.

Brenda Collazo
Great Rooms

I was very satisfied with the customer service Anibal was awesome And David as well When I came you do my purchase India was great they all work as a team. I will definitely recommend. Happy Customer Zoraida & Dominic

Dominic Rosario
Rent King

Wonderful service! Made it very easy to get our desired sofa. India did such a great job servicing us and was wonderful to work with.

Zamiya Felder
Rent King

She was a good sales manager and helped us through it all. Her name is India. She gave us the deals that was on sale for black Friday. Definitely will go back. She was very nice and sweet to me and my family. It was a great first time experience

Carmen Agosto
Rent King
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Tampa will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Tampa

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 18 stores in Tampa.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Florida: what the law gives you

Florida has a specific rent-to-own statute (Florida Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Tampa

Tampa leads Florida in rent-to-own availability with 17 stores spanning the greater Tampa Bay area. Residents across Hillsborough County can choose from national chains like Aaron's and Rent-A-Center alongside independent RTO retailers, with most stores offering furniture, appliances, and electronics. Tampa's strong rental housing market and growing population make it one of the most competitive RTO markets in the Southeast.

Shop by category in Tampa

appliances computers electronics furniture gaming jewelry mattresses smartphones tires-wheels

Rent-to-own in nearby cities

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All rent-to-own stores in Florida

Rent-to-own in Tampa, answered

Tampa, FL has 16 rent-to-own stores listed in the VRTO directory, operated by 5 companies: Aaron's, Great Rooms, Happy's Rent To Own, Rent King, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Tampa do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Tampa offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 5 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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