VRTO

Rent to Own Stores in Tampa, FL

Tampa, FL has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Great Rooms, Happy's Rent To Own, Rent King, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 399,700 and a median household income of $56,106 (Source: US Census Bureau, American Community Survey), Tampa represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

5 RTO Stores
5 Companies
4.6 ★ Avg Rating
3,150 Reviews

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Compare Rent-to-Own Stores in Tampa, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent King 4.8 466 reviews 2267 E Bearss Ave (813) 910-4200 Visit Website
Happy's Rent To Own 4.6 116 reviews 1727 E. Busch Blvd. (813) 319-3696 Visit Website
Great Rooms 4.8 369 reviews 8434 N Armenia Ave (813) 644-6988 Visit Website
Rent-A-Center 3.9 81 reviews 8871 N Florida Ave (813) 935-6200 Visit Website
Aaron's 4.3 82 reviews 6708 N 56Th St (813) 246-5244 Visit Website

Store Hours Today (Sunday)

0 stores open now
16 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Tampa.

Wonderful service! Made it very easy to get our desired sofa. India did such a great job servicing us and was wonderful to work with.

Zamiya Felder
Rent King

Our first experience was great. The sales manager name India helped us through the whole process. She helped us with all the sale that was going on. Definitely will go back. The experience was great. Thank you India for helping us.

Carlos Colorado
Rent King

I really like this place. The Manager Andre Washington and Sales Manager India Rosario are such a pleasure to work with. Their both easy to talk to, no slimy vibes like in other places. The store is nice to come into, pleasant environment awesome music playing. I truly enjoy working with both of them and look forward in working with them in the future.

Lara Buster
Rent King

She was a good sales manager and helped us through it all. Her name is India. She gave us the deals that was on sale for black Friday. Definitely will go back. She was very nice and sweet to me and my family. It was a great first time experience

Carmen Agosto
Rent King

I was very satisfied with the customer service Anibal was awesome And David as well When I came you do my purchase India was great they all work as a team. I will definitely recommend. Happy Customer Zoraida & Dominic

Dominic Rosario
Rent King

Jamie at the Busch Location was Especially Helpful, Friendly, Informative and answered any and all questions that I had, she was helpful in being a second eye and it was literally like I had brought my best friend with me to help me out. Thank you so much Jamie For making the process so easy, if I would’ve known that, this would have been the very first and only place that I stopped.

Talisha Wesley
Rent King
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Tampa will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Florida, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Tampa

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Tampa.

Compare Stores Side by Side

Use the comparison table above to see all 5 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Tampa

Tampa leads Florida in rent-to-own availability with 17 stores spanning the greater Tampa Bay area. Residents across Hillsborough County can choose from national chains like Aaron's and Rent-A-Center alongside independent RTO retailers, with most stores offering furniture, appliances, and electronics. Tampa's strong rental housing market and growing population make it one of the most competitive RTO markets in the Southeast.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Tampa

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Frequently Asked Questions About Rent-to-Own in Tampa

Tampa, FL has 15 rent-to-own stores listed in the VRTO directory, operated by 7 companies: Aaron's, Buddy's Home Furnishings, Great Rooms, Happy's Rent To Own, RAC Acceptance, Rent King, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Tampa do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Tampa offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 7 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.