VRTO

Rent to Own Stores in Largo, FL

Largo, FL has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Buddy's Home Furnishings, Happy's Rent To Own, Rent King, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

5 RTO Stores
5 Companies
4.4 ★ Avg Rating
1,301 Reviews

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Compare Rent-to-Own Stores in Largo, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent King 4.8 576 reviews 11902 Seminole Blvd (727) 559-0559 Visit Website
Happy's Rent To Own 4.6 325 reviews 3665 E. Bay Drive (727) 953-7878 Visit Website
Buddy's Home Furnishings 4.5 94 reviews 1139 N Missouri Ave N (727) 252-0177 Visit Website
Rent-A-Center 3.9 134 reviews 1380 Missouri Ave N (727) 584-3010 Visit Website
Aaron's 4.4 172 reviews 1511 Missouri Ave N (727) 587-0717 Visit Website

Store Hours Today (Sunday)

0 stores open now
5 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Largo.

If your looking for a professional, easy going location to rent from i highly recommend the Largo Location. I would come in often to look at pieces never any pressure to buy. Finally came in to select a handful of items, Will and Jade are amazing!

Terry Campbell
Rent King

Amanda, bill, jade were all great! They listened to everything I said they didn’t have what I wanted in store, but they made sure that they found it from their other store! They didn’t overcharge! I needed have a lot of wiggle room and needed the stuff asap and made that possible.

Courtney Gavelek
Rent King

I had such a great experience at Rent King Furniture! Jade and Amanda were absolutely amazing. They were so friendly and patient, and you can tell they truly care about their customers. They really worked with me to make sure I got exactly what I needed and felt comfortable with the whole process. It’s rare to find customer service like this anymore. If you’re looking for quality furniture and people who genuinely want to help, definitely ask for Jade and Amanda. Highly recommend!

Tynesha Ryan
Rent King

I don’t usually rent, but I was in a pinch and without a computer setup, so I started checking my options. I’m really glad I hit up Jade, she had me back up and running in three days with a desktop and monitor that had to be shipped in. She kept everything clear and simple, made the whole process painless, and gave me the best deal I found anywhere. Then I met Bill, probably the most upbeat and charismatic dude I’ve ever met, and it instantly made sense why my brother’s been a loyal customer for years. These guys are awesome. They make you feel welcome, and I look forward to doing more business with them.

Zach Nadeau
Rent King

Good experience so far, although I have only done the transaction to rent a recliner for a short time. The sales assistant was very helpful, and the pricing was as represented to me over the phone. The furniture is of excellent quality. I am hopeful that the return process will be equally satisfying. The “qualification” process was rather detailed & aggravating in that way, but apparently rental transactions put the lessor at risk in many ways so their many verification demands seem reasonable.

Daniel Gould
Buddy's Home Furnishings

Dana and Alex are absolutely amazing! They really are great people and exceeds expectations. They are one of the very few that will go above and beyond to work with any situations their customers are facing to always have a satisfied and happy customer walking out the door. I've know these two for the past 4 or 5 years and as I've rented from them many things they truly do go above any other rental place I've rented from! I WOULD RECOMMEND BUDDY'S OVER AND OVER AGAIN!!!

Amber Lynn
Buddy's Home Furnishings
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Largo will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Florida, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Largo

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Largo.

Compare Stores Side by Side

Use the comparison table above to see all 5 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Frequently Asked Questions About Rent-to-Own in Largo

Largo, FL has 5 rent-to-own stores listed in the VRTO directory, operated by 5 companies: Aaron's, Buddy's Home Furnishings, Happy's Rent To Own, Rent King, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Largo do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Largo offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 5 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.