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Rent to own stores in Dade City, Florida

3 rent-to-own stores serve Dade City, FL, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 6 companies in the Brooksville area serve Dade City

Stores

The 3 rent-to-own stores in Dade City, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare 3 rent-to-own stores in Dade City

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Dade City, FL

Side-by-side comparison to help you choose the right store for your needs.

What customers are saying

Recent reviews from rent-to-own stores in Dade City.

๐Ÿ“‡## Exceptional Service from Happy's Rent To Own Rating: โญโญโญโญโญ (10/10 ) I am incredibly satisfied with my experience at Happy's Rent To Own and will definitely be a forever customer! JESSICA IS AMAZING # 1 The products are top-notch, but what truly blew me away was their outstanding customer service. Their employees went completely above and beyond by delivering my laptop straight to me ( THANK YOU TYLER), even though I live an hour away from their showroom. If I could give them 10 stars, I absolutely would! The team was professional, helpful, and made the entire process completely seamless. I highly recommend Happy's Rent To Own anyone looking for great products and a fantastic team!

Deborah Sneider
Happy's Rent To Own

I have been a customer for awhile. Jessica Velasquez and Misty Batchelor at the Dade City store are awesome. Both are very personable and excellent to deal with. They will also work with you to help you keep your items you are renting to own. I give them 5+ stars. Their delivery crew are awesome and upfront with you as well. I highly recommend them.

Pam Vroomen
Happy's Rent To Own

Great products. Excellent customer Service! Jessica and Misty will work with you and make it happen! They are incredible! Delivery guys are great too. They go above and beyond. I highly recommend Happys Rent to Own in Dade City FL.

Jessica Stella
Happy's Rent To Own

The set up for service was friendly fast and and efficient,delivery was quick on time and we are more than satisfied with the quality of service we got from Dennis and jalum that delivered and set up our new refrigerator, very friendly very informative and more than helpful, thank you guys for making our experience a great one ๐Ÿ˜Š

Crystal Burrell
Happy's Rent To Own

Happys home furniture in dade city has one of the best customer service team anyone can ask for. Jessica, Misty, and Adrian are the main 3 I speak with and they will work with you through any problems you may have. Just wanna give around of applause to the whole staff

Urijah Belmont
Happy's Rent To Own

Love buddys in dade city all the employees are very welcoming n I got what I wanted same day ! I'm so happy

Brenda Hartley
Buddy's Home Furnishings
Reviews from Google
Dade City, FL

What renting to own in Dade City looks like

3 rent-to-own stores serve Dade City, FL, from 3 companies.

Stores here include Buddy's Home Furnishings (12709 Us-301), Happy's Rent To Own (12870 US Hwy. 301), Aaron's (10625 Us-301).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Dade City will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Dade City

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Dade City.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. ยงยง 559.9231 to 559.9241
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Renting to own in Dade City, answered

There are 3 rent-to-own stores in Dade City, FL, from 3 companies: Aaron's, Buddy's Home Furnishings, Happy's Rent To Own. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Dade City do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Dade City offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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