2 stores across 7 categories
Seffner, FL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Seffner
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Buddy's Home Furnishings | 4.5 169 reviews | 11766 Ml King Jr Blvd W | (813) 661-2979 | Visit Website |
| Rent-A-Center | 3.5 99 reviews | 780 W Dr Martin Luther King Jr Blvd | (813) 689-5200 | Visit Website |
Recent reviews from rent-to-own stores in Seffner.
The guys and the Management was phenomenal. They helped us so much. They made things easy for my mom. We will be going back there for all of our needs. Thanks so much, Luke. You are one of a kind.
Kim Stafford
Very easy to deal with call me immediately was very fast. Great customer service. I will be dealing with them again thank you Seffner Florida location. 🫶 they searched for the product that I wanted and got it transferred for me immediately
Sherilynn Williams
I have done business with Buddy's for quite awhile. They are prompt and courteous. I wouldn't go anywhere else. Thank you Jade for being who you are. 👍🏻
Patricia Beaupre
I receive excellent service once again from this location. I’m always looking for unique items, furniture and this store seems to have it every time. Thanks!
Robert Mckeller
Absolutely amazing, the agents I worked with truly made the process simple and easy. This location isn’t just for low income they work great with high income as well! Allowing several months interest free with the option of pay early is so amazing. Stop searching and stop here.
Christopher Vitagliano
I suck at names but I haven't met an employee I don't like! Everyone is pleasant and professional! I have a beautiful Ashley living room and bedroom set I rent with low monthly payments at this location. Check them out!
Franci
Most stores in Seffner will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Seffner.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Florida has a specific rent-to-own statute (Florida Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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