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Rent to own stores in Plant City, Florida

3 rent-to-own stores serve Plant City, FL, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 3 companies in the Lakeland area serve Plant City

Stores

The 3 rent-to-own stores in Plant City, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare 3 rent-to-own stores in Plant City

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Plant City, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Buddy's Home Furnishings 4.8 170 reviews 408 E Baker St (813) 752-8200 Website: Buddy's Home Furnishings, 408 E Baker St
Happy's Rent To Own 4.7 177 reviews 314 S. Collins Street (813) 704-5626 Website: Happy's Rent To Own, 314 S. Collins Street
Aaron's 3.8 86 reviews 2438 Jim, James L Redman Pkwy (813) 719-1793 Website: Aaron's, 2438 Jim, James L Redman Pkwy

What customers are saying

Recent reviews from rent-to-own stores in Plant City.

Had a great experience with Happy’s! Everyone has been so nice and has easily answered any questions I’ve had. Went above and beyond to make sure I was happy and satisfied with my new furniture! UPDATE- because I feel like they deserve a better review after having more experience with them. I have dealt with multiple employees at Happys and when I tell you every single person I’ve encountered there is amazing, I’m not kidding. They’re so helpful and willing to do whatever it takes to keep their customers happy. I currently have a sectional from them and with having kids and animals in my house my cushions have gotten a little messed up, I spoke to a few different people about getting replacements and they told me how much it was going to cost and I unfortunately can’t afford it right now which is fine, but then this morning someone else calls and says “let me see what else we can do for you” and I’m like wow… this is the best customer service I’ve ever experienced, whether they’re able to help me figure something else out or not they’re literally going out of their way to make sure I’m happy with my sectional. I will always refer them when someone needs a place to go for furniture or appliances.

Ryan Cross
Happy's Rent To Own

You all did a good job delivering my new TV. I love the service.

Carl Welch
Happy's Rent To Own

Happy’s Rent To Own is a great place to get anything you need for your home from furniture to appliances, laptops and computers. There prices are competitive and they offer low monthly payments always making buying something you need for your home affordable. Their staff members are awesome as well! They are super friendly, very helpful, and are always willing to go above and beyond for their customers! I’m glad that I found this place and I appreciate everything they have done. I definitely recommend these guys!!!! Thank You Happy’s!!

nessa renee
Happy's Rent To Own

I had a great experience with the delivery team from Happy Rent to Own. They were very careful while bringing in and setting up my new couch, making sure everything was handled with care. They explained everything clearly and answered any questions I had. Their professionalism, attention to detail, and excellent customer service made the whole process smooth and stress-free. I truly appreciate their hard work and would highly recommend them to anyone receiving a delivery. Thank you for the great service!

Destani Lopez
Happy's Rent To Own

It was so easy as a repeat customer to get what I wanted. And then to have it delivered early to boot with the nicest delivery guys ever.

JoAnne Bohm
Happy's Rent To Own

Love them to pieces‼️👌🏾✅ Great customer service🎯🎯 Couldn’t have asked for anyone better. The whole team is amazing ❤️❤️

Tunitra Ragins
Buddy's Home Furnishings
Reviews from Google
Plant City, FL

What renting to own in Plant City looks like

3 rent-to-own stores serve Plant City, FL, from 3 companies.

Stores here include Buddy's Home Furnishings (408 E Baker St), Happy's Rent To Own (314 S. Collins Street), Aaron's (2438 Jim, James L Redman Pkwy).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Plant City will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Plant City

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Plant City.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. §§ 559.9231 to 559.9241
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Tampa (17) Pinellas Park (5) Largo (4) New Port Richey (4) Dade City (3) Brandon (2) Riverview (2) Seffner (2)
All rent-to-own stores in Florida

Categories in Plant City

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(1) Gaming(2) Tires & Wheels(1)

Counts are the stores in Plant City carrying that category. A category no Plant City store carries is not listed.

Renting to own in Plant City, answered

There are 3 rent-to-own stores in Plant City, FL, from 3 companies: Aaron's, Buddy's Home Furnishings, Happy's Rent To Own. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Plant City do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Plant City offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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