VRTO

Rent to Own Stores in Jacksonville, FL

Jacksonville, FL has 7 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Brook, Buddy's Home Furnishings, Premier, Rent Wise, Rent-A-Center, Rentavision. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 949,611 and a median household income of $58,899 (Source: US Census Bureau, American Community Survey), Jacksonville represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

7 RTO Stores
7 Companies
3.8 ★ Avg Rating
608 Reviews

Compare 7 rent-to-own stores in Jacksonville

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Compare Rent-to-Own Stores in Jacksonville, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent Wise 4.4 164 reviews 6111 Beach Blvd (904) 683-2725 Visit Website
Premier 5.0 2 reviews 6900 Philips Hwy #12 (904) 357-0743 Visit Website
Brook 2.3 3 reviews 6100 Philips Hwy (800) 933-7368 Visit Website
Buddy's Home Furnishings 3.0 2 reviews 203 W 48Th St (904) 652-0100 Visit Website
Rentavision 3.5 22 reviews 6855 Wilson Blvd Ste 19 (904) 329-3696 Visit Website
Rent-A-Center 4.1 130 reviews 5520 Norwood Ave (904) 765-0000 Visit Website
Aaron's 4.0 137 reviews 10740 Atlantic Blvd (904) 997-9991 Visit Website

Store Hours Today (Sunday)

0 stores open now
13 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Jacksonville.

Anthony and Arianna were fantastic! They provided excellent information and Anthony really listened to what I needed, which led to finding the perfect living room set. I am definitely a customer for life.

Alexius Watkins
Rent Wise

Amazing experience thanks to Jazz! Friendly, efficient, and incredibly helpful. Customer service like this is hard to find—truly top tier.

Alexandria Graham
Rent Wise

Anthony was amazing! He helped me get my new apartment ready for spring. Amazing knowledge and customer service!

Nicholas Curcio
Rent Wise

I must say Mr. Ryan & Russell is amazing, it is so hard to find genuine, professional, knowledgeable help and They are just that and more if you need any furniture or appliances & TV’s he has great deals & again amazing customer service I must say the best in the business Shoutout rent wise 🏆 #TheWiseChoice4YourRenting

James Harrell
Rent Wise

I sincerely love this place rent wise on main Street in jacksonville fl my go to is jazz he always answers my questions I have and is really a cool dude. So if you're in seach of some nice home furniture shop with rent wise on main st and ask for jazz....

Ondria Richardson
Rent Wise

Excellent service! I extremely recommend to anyone.

Jenni De leon
Premier
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Jacksonville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Florida, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Jacksonville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 7 stores in Jacksonville.

Compare Stores Side by Side

Use the comparison table above to see all 7 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Jacksonville

Jacksonville's 9 rent-to-own stores are spread across Duval County, the largest city by area in the contiguous United States. The city's sprawling layout means most neighborhoods have an RTO store within a reasonable drive. Jacksonville's large military community at Naval Station Mayport and NAS Jacksonville creates consistent demand for flexible lease-to-own arrangements.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Jacksonville

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Frequently Asked Questions About Rent-to-Own in Jacksonville

Jacksonville, FL has 9 rent-to-own stores listed in the VRTO directory, operated by 8 companies: Aaron's, Brook, Buddy's Home Furnishings, Happy's Rent To Own, Premier, Rent Wise, Rent-A-Center, and Rentavision. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Jacksonville do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Jacksonville heavy rainfall and humid conditions promote road surface deterioration, increasing tire replacement frequency. Local RTO tire providers in Jacksonville offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Jacksonville offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 8 local stores carries.

Jacksonville has a median household income of $55,530 and a poverty rate of 14.6%. RTO provides an accessible path to household essentials without credit checks. The largest city by land area in the contiguous U.S., requiring more store locations to serve spread-out population makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Jacksonville metro area (1.6 million residents) has largest city by land area in the contiguous U.S., requiring more store locations to serve spread-out population. With hot, humid summers with frequent afternoon thunderstorms, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Jacksonville typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under Fla. Stat. 559.9231-559.9241, Florida dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Jacksonville experiences hot, humid summers with frequent afternoon thunderstorms, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 52.4 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.