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Rent to Own Stores in Jacksonville, Florida

17 stores across 7 categories

Jacksonville, FL has 17 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Premier, Rent Wise, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 949,611 and a median household income of $58,899 (Source: US Census Bureau, American Community Survey), Jacksonville represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 17 rent-to-own stores in Jacksonville

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Jacksonville, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Premier 5.0 2 reviews 6900 Philips Hwy #12 (904) 357-0743 Visit Website
Rent Wise 4.8 272 reviews 6405 N Main St (904) 765-5734 Visit Website
Rent Wise 4.6 74 reviews 5439 Blanding Blvd (904) 240-0524 Visit Website
Aaron's 4.6 552 reviews 5324 Blanding Blvd (904) 777-0913 Visit Website
Rent Wise 4.5 167 reviews 6111 Beach Blvd (904) 683-2725 Visit Website
Rent-A-Center 4.5 224 reviews 6316 103rd St (904) 573-6669 Visit Website
Buddy's Home Furnishings 4.4 221 reviews 8595 Beach Blvd (904) 642-3141 Visit Website
Rent-A-Center 4.3 102 reviews 1020 Edgewood Avenue N, Unit 6-9 (904) 388-5411 Visit Website
Rent-A-Center 4.3 108 reviews 9400 Atlantic Blvd (904) 725-0025 Visit Website
Rent-A-Center 4.1 132 reviews 5520 Norwood Ave (904) 765-0000 Visit Website
Aaron's 4.1 172 reviews 4316 University Blvd S (904) 636-7426 Visit Website
Rent-A-Center 4.0 136 reviews 5845 University Blvd W (904) 731-8910 Visit Website
Aaron's 4.0 140 reviews 10740 Atlantic Blvd (904) 997-9991 Visit Website
Aaron's 4.0 152 reviews 5810-3 Normandy Blvd (904) 619-8202 Visit Website
Aaron's 4.0 178 reviews 8853 Lem Turner Rd (904) 766-0990 Visit Website
Rent-A-Center 3.8 104 reviews 1016 Dunn Avenue, Suite 140 (904) 768-8888 Visit Website
Buddy's Home Furnishings 3.7 3 reviews 203 W 48Th St (904) 652-0100 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Jacksonville.

Excellent service! I extremely recommend to anyone.

Jenni De leon
Premier

Excellent service! I extremely recommend to anyone.

Jenni De leon
Premier

Christian , Josh, Zach are always awesome! great attitudes , they help me when I come in great guys , I would highly recommend!! Getting your stuff from there

Reese Johnson
Rent Wise

I have been getting furniture from Rentwise over 10 years. My house is 4000 sq. ft and they have honestly furnished every room. It is not what you think. My furmiture actually comes from a Signature line and it is brand new. They have a same as cash offer that is definitely better than sitting on your credit. The manager Russell and his crew are amazing. They have several locations, Blanding, Beach. and Main street. I dare you to check them out! You will not be disappointed.

Kay Poole
Rent Wise

Chris Josh Zack Real professional , hard-working man Easy simple process10/10

Darrell Roberts
Rent Wise

Rufus is friendly & kindly to people!! he sold me some nice stuff turns out I really like their product and it's worth your money .Rufus makes a promise he does his promise that's best honest man I met I love rent rise!!

sherman dixon
Rent Wise
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Jacksonville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Jacksonville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 17 stores in Jacksonville.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Florida: what the law gives you

Florida has a specific rent-to-own statute (Florida Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Jacksonville

Jacksonville's 17 rent-to-own stores are spread across Duval County, the largest city by area in the contiguous United States. The city's sprawling layout means most neighborhoods have an RTO store within a reasonable drive. Jacksonville's large military community at Naval Station Mayport and NAS Jacksonville creates consistent demand for flexible lease-to-own arrangements.

Shop by category in Jacksonville

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Florida

Rent-to-own in Jacksonville, answered

Jacksonville, FL has 13 rent-to-own stores listed in the VRTO directory, operated by 7 companies: Aaron's, Brook, Buddy's Home Furnishings, Premier, Rent Wise, Rent-A-Center, and Rentavision. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Jacksonville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Jacksonville heavy rainfall and humid conditions promote road surface deterioration, increasing tire replacement frequency. Local RTO tire providers in Jacksonville offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Jacksonville offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 7 local stores carries.

Jacksonville has a median household income of $55,530 and a poverty rate of 14.6%. RTO provides an accessible path to household essentials without credit checks. The largest city by land area in the contiguous U.S., requiring more store locations to serve spread-out population makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Jacksonville metro area (1.6 million residents) has largest city by land area in the contiguous U.S., requiring more store locations to serve spread-out population. With hot, humid summers with frequent afternoon thunderstorms, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Jacksonville typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under Fla. Stat. 559.9231-559.9241, Florida dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Jacksonville experiences hot, humid summers with frequent afternoon thunderstorms, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 52.4 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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