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Rent to own stores in Gainesville, Florida

7 rent-to-own stores serve Gainesville, FL.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 7 rent-to-own stores in Gainesville, FL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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7 stores shown · sorted by relevance

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Compare 7 rent-to-own stores in Gainesville

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Gainesville, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
HomeTown Furniture Stores 4.8 166 reviews 4325 NW 13th St (352) 715-3049 Website: HomeTown Furniture Stores, 4325 NW 13th St
Buddy's Home Furnishings 4.8 533 reviews 2706 SW 34th St (352) 338-6000 Website: Buddy's Home Furnishings, 2706 SW 34th St
Buddy's Home Furnishings 4.5 142 reviews 1108 N Main St (352) 378-6757 Website: Buddy's Home Furnishings, 1108 N Main St
Rent-A-Center 4.4 163 reviews 4110 Sw 34th (352) 375-0911 Website: Rent-A-Center, 4110 Sw 34th
Rent-A-Center 4.0 76 reviews 1200 N Main St (352) 372-5555 Website: Rent-A-Center, 1200 N Main St
Aaron's 3.6 147 reviews 1121 N Main St (352) 374-9804 Website: Aaron's, 1121 N Main St
Aaron's - 4325 Nw 13Th St (352) 374-9804 Website: Aaron's, 4325 Nw 13Th St

What customers are saying

Recent reviews from rent-to-own stores in Gainesville.

My wife and I just had the absolute best furniture shopping experience at Hometown Furniture in Gainesville, Florida, and I can't recommend them highly enough! The staff truly went above and beyond to help us make the perfect decisions. They were incredibly friendly and patient – it didn't feel like the typical high-pressure furniture store vibe at all. Instead, it was like hanging out with good friends who genuinely wanted to help us find exactly what we needed. We price-shopped and compared apples to apples with a few other places, and Hometown's prices were just a little bit lower, for the same set. I was so impressed with how transparent and helpful everyone was – no gimmicks, just honest advice and great prices. If you're in the Gainesville area and need furniture, do yourself a favor and stop by Hometown Furniture first. You won't be disappointed! Five stars all the way

Goshen Holmes
HomeTown Furniture Stores

Mrs. Kathy was absolutely incredible. She was warm, patient, and truly listened to what I needed. Her customer service is outstanding, and she has a natural gift for sales—knowledgeable, honest, and never pushy. The prices were very reasonable, and the quality of the furniture speaks for itself. I ended up purchasing a mattress , and the entire experience was smooth from start to finish.”

Tonnekia Stephens
HomeTown Furniture Stores

Ms. Sonia and Ms. Kathy are awesome! First time in the store, these ladies were welcoming, knowledgeable, and a pleasure to work with! Impeccable customer service can make all the difference when there are so many options. These ladies know how to take care of customers. So if you're furniture shopping, I highly recommend!

C Go
HomeTown Furniture Stores

I had a really great experience at Hometown Furniture. The selection was great and there were plenty of options. Everything was well organized and easy to look through. Ms. Kathy was especially helpful. She was patient, knowledgeable, and took the time to answer all of my questions without making me feel rushed. She really helped me find a bed that fit my budget. Her customer service made the whole experience smooth and enjoyable. I would definitely recommend this store to others and will be coming back in the future!

Marrie Jay
HomeTown Furniture Stores

Everyone was so welcoming, especially Sonia, who helped me through the whole process. I absolutely love the selections, especially the Midnight Madness sectional, which I got along with a nice 6 seater table. 10/10 would recommend.

Porshe Pittman
HomeTown Furniture Stores

Joanne was absolutely amazing! Very quick and got me exactly what I wanted. Thank you so much For the great customer service. Not everyone I noticed in there is very friendly or they are Judas miserable with their job but you Mrs. Joanne and Mr Michael yall are fantastic.

Toye Hall
Buddy's Home Furnishings
Reviews from Google
Gainesville, FL

What renting to own in Gainesville looks like

7 rent-to-own stores serve Gainesville, FL, from 4 companies.

Stores here include HomeTown Furniture Stores (4325 NW 13th St), Buddy's Home Furnishings (2706 SW 34th St), Buddy's Home Furnishings (1108 N Main St), Rent-A-Center (4110 Sw 34th), Rent-A-Center (1200 N Main St).

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Gainesville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Florida, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Gainesville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 7 stores in Gainesville.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Florida law

What Florida law gives you before you sign

Florida regulates rent-to-own under Florida Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Florida Rental-Purchase Agreement Act Fla. Stat. §§ 559.9231 to 559.9241
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the agreement, cash price of the property, and whether the propert...
Early buyout rights Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Starke (1) Tampa (17) Jacksonville (16) Miami (11) Orlando (9) Pensacola (7) Bradenton (6) Lakeland (6)
All rent-to-own stores in Florida

Categories in Gainesville

Furniture(7) Appliances(7) Electronics(6) Computers(6) Mattresses(7) Smartphones(4) Gaming(4)

Counts are the stores in Gainesville carrying that category. A category no Gainesville store carries is not listed.

Renting to own in Gainesville, answered

There are 7 rent-to-own stores in Gainesville, FL, from 4 companies: Aaron's, Buddy's Home Furnishings, HomeTown Furniture Stores, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Gainesville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Gainesville offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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