VRTO

Rent to Own Stores in Lakeland, FL

Lakeland, FL has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Buddy's Home Furnishings, Great Rooms, Rent King, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

5 RTO Stores
5 Companies
4.2 ★ Avg Rating
1,309 Reviews

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Compare Rent-to-Own Stores in Lakeland, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent King 4.7 541 reviews 2610 Us-92 (863) 802-1928 Visit Website
Buddy's Home Furnishings 4.7 270 reviews 4690 Us Hwy 98 N (863) 858-9500 Visit Website
Great Rooms 4.5 276 reviews 4943 Us Hwy 98 N (863) 940-9966 Visit Website
Rent-A-Center 3.3 131 reviews 909 E Memorial Blvd (863) 683-3535 Visit Website
Aaron's 4.0 91 reviews 3539 Us Hwy 98 N (863) 815-3945 Visit Website

Store Hours Today (Sunday)

0 stores open now
6 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Lakeland.

Rent King has been absolutely fantastic to work with! From start to finish, the entire rental process was smooth, fast, and stress-free. Their team is friendly, professional, and genuinely committed to helping customers find exactly what they need. The selection is great, the prices are fair, and the customer service is truly top-

Laquanne Newcombe
Rent King

The employees here are great. They are accommodating and understanding. Bruce, Mary and April are a great representation of customer service. They helped furnish my home office and my bedroom. Their hard work and eagerness to help is what keeps me coming back.

Jr Santiago
Rent King

Mairy and April are the best and their customer service is out of this world, they helped me find everything I needed for an amazing price that is affordable in my budget friendly life 100/100 recommend

Jon Drillinger
Rent King

Everything was seamless, the selection was plentiful and the employees were kind. Very easy process, and the music playing was great too 😃

Rowen Taylor
Rent King

Bruce, April, Mike, and Mary were amazing! They helped us with a PlayStation 5! Great customer service and very reasonable.

Morgan Higby
Rent King

Awesome! They all had great spirits when assisting me. Accommodated me in getting what I wanted and did it with a smile. Made me feel appreciated and welcome. Went far beyond the call of duty. My husband even offered to buy lunch. That's saying something because he is stingy!!! 😂

Cassandra Willis
Buddy's Home Furnishings
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Lakeland will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Florida, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Lakeland

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Lakeland.

Compare Stores Side by Side

Use the comparison table above to see all 5 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Lakeland

Lakeland's 5 rent-to-own stores serve the heart of Polk County between Tampa and Orlando. The city's strategic location along the I-4 corridor and affordable housing market attract residents who benefit from flexible RTO payment options. Florida law requires clear disclosure of both cash price and total RTO cost on all merchandise.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Lakeland

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Frequently Asked Questions About Rent-to-Own in Lakeland

Lakeland, FL has 5 rent-to-own stores listed in the VRTO directory, operated by 5 companies: Aaron's, Buddy's Home Furnishings, Great Rooms, Rent King, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Lakeland do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Lakeland offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 5 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.