VRTO

Rent to Own Stores in Winter Haven, FL

Winter Haven, FL has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Great Rooms, Rent King. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in FL (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.7 ★ Avg Rating
1,052 Reviews

Compare 2 rent-to-own stores in Winter Haven

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Compare Rent-to-Own Stores in Winter Haven, FL

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent King 4.8 794 reviews 2808 Recker Hwy (863) 294-8180 Visit Website
Great Rooms 4.6 258 reviews 1130 Havendale Blvd Nw (863) 268-6160 Visit Website

Store Hours Today (Sunday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Winter Haven.

I was greeted when I came in the door by an employee hard at work assembling furniture. He directed me to Miss Lynn the Assistant manager. She was quick to ask me if i needed help. At the time I was just looking and she let me know to say something if I had any questions. When I finally had questions she was busy on the phone at the moment, but the store manager Mr Austin was quick to come to my aid. It was a relief to see that Rent King didn't have that commission competitiveness that often makes furniture shopping so toxic. When making my purchase they explained the terms of the contract very clearly. A big emphasis was placed on the same as cash terms. I respect the fact that they encourage the customer to pay day loan their selfs. (My choice of phrasing.) After completing my purchase the same employee that had greeted me wished me a good day though I never saw him lift his head up from the job he was doing. Great experience overall will definitely return to locations.

Karalas Wants Justice
Rent King

I stopped in to get myself a new desktop, and I was greeted with amazing customer service. Austin was great, he helped me in understanding the computer and the renting process of it as well. Overall 10/10 definitely would come back for other electronics.

Yadiel Veitia
Rent King

GM Austin was very helpful! He gave me special cash pricing on some much needed furniture. Deal was so good I ended buying an 86” LG QLED TV too! I definitely recommend this Rent King location!

Marie Wiliane Joseph
Rent King

Helped me get a fridge. Awesome customer service. We laughed and joked. And I got a great product that's being delivered as I leave. Jamie made the whole process nice and easy

Shawn Dean
Rent King

I really appreciate The service at rent king. They work with us and they were very affordable. We will be coming back again

Toriee Brielle
Rent King

Nikki and Rhonda are very nice and helpful. I will always do business with this store. The prices are manageable and they help you with sale as cash prices. Thank you again!

James MacFarland
Great Rooms
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Winter Haven will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Florida, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Winter Haven

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Winter Haven.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Florida has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Winter Haven

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Frequently Asked Questions About Rent-to-Own in Winter Haven

Winter Haven, FL has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Great Rooms and Rent King. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Winter Haven do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Winter Haven offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Florida requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Florida regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Florida are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.