Last checked 3 weeks ago
Rent to Own Stores in Lexington, Kentucky
5 stores across 9 categories
Lexington, KY has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, RENTMART of Lexington, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 322,570 and a median household income of $60,926 (Source: US Census Bureau, American Community Survey), Lexington represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Companies
Last checked 1 month ago
1429 Village Dr
Lexington, KY 40504
Last checked 4 weeks ago
Last checked 1 month ago
3130 Mapleleaf Dr
Lexington, KY 40509
Last checked 4 weeks ago
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Companies
Compare 5 rent-to-own stores in Lexington
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Lexington, KY
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| RENTMART of Lexington | 4.9 702 reviews | 1301 Winchester Rd #201 | (859) 225-9999 | Visit Website |
| Rent-A-Center | 4.3 75 reviews | 122 E New Circle Rd | (859) 389-6769 | Visit Website |
| Rent-A-Center | 4.0 67 reviews | 1429 Village Dr | (859) 389-8754 | Visit Website |
| Aaron's | 3.7 109 reviews | 2909 Richmond Rd Suite 20 | (859) 294-8888 | Visit Website |
| Rent-A-Center | 3.6 78 reviews | 3130 Mapleleaf Dr | (859) 268-2260 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Lexington.
Scott and Bryon are very professional and quick. Great Job!! Very satisfied!!
Jeffrey and Mike delivered a sectional and bedroom set for me today and they did a great job. I was give a 3 hour window and they were there almost at the very beginning of it. Very professional.
I highly recommend Rentmart. They are extremely nice and one time. Bryon and Scottie are very friendly and got the washer and dryer set up in no time.
Brittany at RentMart gave a solid good deal on a brand new washer and dryer. She worked quickly to get me approved and it was fast delivery. The delivery guys came out and was very professional. Thank you RentMart.
The delivery drivers were amazing. They made sure everything was in perfect working order. I've never had a bad experience with Rent Mart. I always recommend going to Rent Mart if I can. The staff is super nice and always helpful.
I gotta give it up man Allen and johnathon are the absolute best iv had the best stuff for both my home and my kids home thanks to these two even being sick I didn't lose my stuff thank you guys
What to bring when visiting a rent-to-own store
Most stores in Lexington will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Lexington
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Lexington.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Kentucky: what the law gives you
Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
About rent-to-own in Lexington
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All rent-to-own stores in KentuckyRent-to-own in Lexington, answered
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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