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Rent to Own Stores in Richmond, Virginia

7 stores across 7 categories

Richmond, VA has 7 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 226,610 and a median household income of $50,420 (Source: US Census Bureau, American Community Survey), Richmond represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in VA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 7 rent-to-own stores in Richmond

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Richmond, VA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Buddy's Home Furnishings 4.7 135 reviews 2821 Williamsburg Rd (804) 494-8074 Visit Website
Aaron's 4.3 55 reviews 7528B Midlothian Turnpike (804) 675-0107 Visit Website
Rent-A-Center 4.2 64 reviews 3814 Mechanicsville Tpke (804) 321-3622 Visit Website
Rent-A-Center 4.0 39 reviews 5424 W Broad St (804) 282-1173 Visit Website
Rent-A-Center 3.9 96 reviews 4642 N Southside Plz (804) 233-4300 Visit Website
Aaron's 3.8 106 reviews 5670 Brook Rd (804) 755-7470 Visit Website
Rent-A-Center 3.5 63 reviews 7425 Midlothian Turnpike (804) 675-2501 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Richmond.

Amber and Reggie were great! They provided great customer service per usual and they always are very respectful. I love how Reggie mentality is straight business, but he will also make sure you are straight. Amber lights up the room with her energy and social skills. Joey has great customer service as well, and I will recommend this store to anyone. Thanks for all y’all do!

Brittani92 Akers
Buddy's Home Furnishings

Amber was excellent from the first time I walked in ,until I said goodbye. She answered all my questions ,she was patient with me if I asked her to repeat what she said,I couldn't ask for better service.

Lenty Hicks
Buddy's Home Furnishings

Good customers here I recommend anyone want to come here they good people they will work with you for real just come on in and get the best deals they have

Adrian Lee
Buddy's Home Furnishings

Upon entry of the shop I was greeted very pleasantly. I didn't have to wait, I was helped instantly. The two gentlemen that was working was very helpful & polite. I give them 5+ stars & would definitely recommend this location on mecanicville you won't regret it. 😀

LadyEnglish 36
Buddy's Home Furnishings

Kevin & Joey are excellent very knowledgeable and willing to go above and beyond to install my washer and dryer for me. Kevin made sure to test it out to make sure the washer dryer unit worked properly.

Drea Simien
Buddy's Home Furnishings

Staff is always nice and great service. 🙏🏾 Alfred is always hilarious and easy to work with!

The Queenster9000
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Richmond will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Virginia, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Richmond

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 7 stores in Richmond.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Virginia: what the law gives you

Virginia has a specific rent-to-own statute (Virginia Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Richmond

Find rent-to-own stores in Richmond, VA. Compare pricing and options from local stores.

Shop by category in Richmond

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Virginia

Rent-to-own in Richmond, answered

Richmond, VA has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Buddy's Home Furnishings, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Richmond do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Richmond offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Virginia requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Virginia regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Virginia are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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