Skip to main content
New: 1,005 rent-to-own tire locations
VRTO

Rent to own stores in Fredericksburg, Virginia

3 rent-to-own stores serve Fredericksburg, VA, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Looking for sheds and portable buildings? 5 companies in the Fredericksburg area serve Fredericksburg

Stores

The 3 rent-to-own stores in Fredericksburg, VA

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

Sort

3 stores shown · sorted by relevance

Listings and rankings on VRTO are never paid for. How rankings work

Companies

Matching service Not sure which Fredericksburg store? We'll match you with a recommended store near you. Free, and it costs nothing to look. They reach out about availability and pricing.
Get VRTO store updates

Subscribe to marketing emails about rent-to-own stores and offers. Your email is not shared with stores. Unsubscribe anytime.

By signing up, you agree to receive marketing emails about stores and offers. We use your email and selected interests to send these updates. Your email is not shared with stores. Unsubscribe anytime. Subscription privacy.

You are subscribed to VRTO updates.

No stores match those filters

Try a different category, clear a filter, or look at a nearby city.

Woodbridge Chester Dumfries Richmond Roanoke

Compare 3 rent-to-own stores in Fredericksburg

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Fredericksburg, VA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Buddy's Home Furnishings 4.8 99 reviews 439 Patriot Hwy (540) 371-1062 Website: Buddy's Home Furnishings, 439 Patriot Hwy
Rent-A-Center 3.7 50 reviews 3563 Plank Rd (540) 786-9991 Website: Rent-A-Center, 3563 Plank Rd
Aaron's 3.3 53 reviews 10748 Patriot Highway (540) 834-5565 Website: Aaron's, 10748 Patriot Highway

What customers are saying

Recent reviews from rent-to-own stores in Fredericksburg.

Best prices and customer service in town. The staff is extremely knowledgeable and very well trained by the manager Mr. Howard. If you need any home furnishings or electronics this is the best store in the area.

Kenny Gordon
Buddy's Home Furnishings

I have been a customer for years. The people there are wonderful. If Aaron doesn’t talk to me once a week he will text me to see if everything is ok this is because I always call and talk to them. He has helped me set up my tv and stream tv. If I have problems they are willing to help me with anything I have purchased. These guys are great. This is my electric bike I just bought

sandra hall
Buddy's Home Furnishings

Danny is so helpful and very nice!

Milagros Rivera
Buddy's Home Furnishings

Well after dealing with Aaron’s and them not caring about not once but twice all my food getting ruined in a Samsung side by side. I came to Buddy’s and Arron helped me out and I am happy that he found a better deal then I could ever get with Aaron’s. Thank you for great customer service and taking the time to care.

Robin Stoner
Buddy's Home Furnishings

I been there customer for 20 years they are great customers service understanding great hard worker.the manager name Rob is the best in the store thanks for all you do that' for everyone that works for Buddy's furniture Fredericksburg va.

shirley anderson
Buddy's Home Furnishings

Great experience. Jordan was very helpful and great customer service. I recommend going to the rent a center on rt 3 in Fredericksburg. Excellent customer service. They greet you as soon as you walk in the door. Very clean and they have a selection on furniture and appliances.There prices are also very affordable and they work with you. 😁

Jennifer Christopher
Rent-A-Center
Reviews from Google
Fredericksburg, VA

What renting to own in Fredericksburg looks like

3 rent-to-own stores serve Fredericksburg, VA, from 3 companies.

Stores here include Buddy's Home Furnishings (439 Patriot Hwy), Rent-A-Center (3563 Plank Rd), Aaron's (10748 Patriot Highway).

Virginia regulates rent-to-own under Virginia Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Fredericksburg will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Virginia, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Fredericksburg

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Fredericksburg.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Virginia has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Virginia law

What Virginia law gives you before you sign

Virginia regulates rent-to-own under Virginia Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Virginia Rental-Purchase Agreement Act Va. Code Ann. §§ 59.1-207.17 to 59.1-207.27
Disclosure requirements Must disclose total payments, total cost, cash price, payment schedule, description of property, early purchase option, and reinstatement ri...
Early buyout rights Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Woodbridge (2) Chester (1) Dumfries (1) Richmond (7) Roanoke (5) Danville (4) Lynchburg (4) Norfolk (4)
All rent-to-own stores in Virginia

Categories in Fredericksburg

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(2) Gaming(2)

Counts are the stores in Fredericksburg carrying that category. A category no Fredericksburg store carries is not listed.

Renting to own in Fredericksburg, answered

There are 3 rent-to-own stores in Fredericksburg, VA, from 3 companies: Aaron's, Buddy's Home Furnishings, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Fredericksburg do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Fredericksburg offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Virginia requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Virginia regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Virginia are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

Looking somewhere else?

Enter another ZIP code to compare rent-to-own stores near you.

VRTO uses cookies. We do not sell your information.

Do Not Sell or Share My Personal Information

Your browser sent a Global Privacy Control signal, so we set your choices to only what's needed.

Do Not Sell or Share My Personal Information

Your cookie choices

Necessary cookies keep the site working and can't be turned off. You choose the rest.

Global Privacy Control is enabled in this browser. Analytics remains off.

Necessary

Keeps you signed into your session, protects forms from abuse, and remembers your state so search results are right. Always on.

Analytics

Tells us which pages help people find a rent-to-own store, so we know what to fix. No ad targeting, no cross-site tracking.

Do Not Sell or Share My Personal Information