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Rent to Own Stores in Cleveland, Ohio

9 stores across 7 categories

Cleveland, OH has 9 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Eagle, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 372,624 and a median household income of $33,225 (Source: US Census Bureau, American Community Survey), Cleveland represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in OH (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 9 rent-to-own stores in Cleveland

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Cleveland, OH

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.5 46 reviews 5857 Broadway Ave (216) 341-9302 Visit Website
Eagle 4.3 113 reviews 4273 Fulton Rd (216) 200-7603 Visit Website
Rent-A-Center 4.0 70 reviews 3744 Pearl Rd (216) 398-8077 Visit Website
Rent-A-Center 3.9 63 reviews 11624 Lorain Ave (216) 476-1060 Visit Website
Rent-A-Center 3.8 99 reviews 10730 Lorain Ave (216) 671-8880 Visit Website
Rent-A-Center 3.7 77 reviews 7981 Euclid Ave (216) 791-1200 Visit Website
Rent-A-Center 3.6 71 reviews 18235 Euclid Ave (216) 531-6954 Visit Website
Rent-A-Center 3.5 48 reviews 3991 Lee Rd (216) 752-6000 Visit Website
Rent-A-Center 3.4 60 reviews 5134 Pearl Rd (216) 661-4500 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Cleveland.

Had the best experience with this company. I got a new furniture set and the employees delivering my furniture were so nice and handled everything with care. The worker named Yanco is a great asset to this company he was such a great help!

dawn cicero
Eagle

Always a Great customer service! Never had an issues of all the years I've been renting thru them. Always willing to help in any situation that comes up.

Bryan Padilla
Eagle

Juan and Zach just delivered my furniture and they were extremely helpful and ready to answer all my questions about everything. They were awesome at explaining everything in the easiest way possible and made me feel even more confident about my purchase! I can’t wait to sleep in my new bed ! Thank you guys !

Melissa Carr
Eagle

I’ve experienced beyond great service with Juan and manny today with my new purchase thank you Juan and manny for great kindness!! I will always recommend them!!

margarita martinez
Eagle

Best place to go Juan and Manny are the most understanding man always in communication and most of all respect ty

Melody Romero
Eagle

The lady I had the pleasure of handling business with was super friendly and kind and knowledgeable of the products I was interested in. She answered all of my questions very professionally. Great work y'all do . Keep it up it looks great on ya.

Rajeanna Lee “R” Harrison
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Cleveland will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Ohio, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Cleveland

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 9 stores in Cleveland.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Ohio has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Ohio: what the law gives you

Ohio has a specific rent-to-own statute (Ohio Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Cleveland

Find rent-to-own stores in Cleveland, OH. Compare pricing and options from local stores.

Shop by category in Cleveland

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Ohio

Rent-to-own in Cleveland, answered

Cleveland, OH has 9 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Eagle and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Cleveland do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Cleveland offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Ohio requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Ohio regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Ohio are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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