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Rent to Own Stores in Elyria, OH

Elyria, OH has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in OH (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

3 RTO Stores
2 Companies
3.8 ★ Avg Rating
259 Reviews

Compare 3 rent-to-own stores in Elyria

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Compare Rent-to-Own Stores in Elyria, OH

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.9 87 reviews 330 Chestnut Commons Dr (440) 366-6565 Visit Website
Rent-A-Center 3.6 35 reviews 409 Cleveland St (440) 366-5684 Visit Website
Aaron's 3.8 137 reviews 335 Midway Blvd (440) 324-1125 Visit Website

What Customers Are Saying

Recent reviews from rent-to-own stores in Elyria.

After getting approved online, I received a call from a gentleman named Mike. He was very pleasant to speak with, we were able to find what we were looking for, finished my application electronically and schedule delivery, all within about 15 minutes! Mike also listened to my needs and met me where I was at. He didn't try to up the sales, he narrowed down a window to what I was able to pay, and it was exactly what I had seen online but didn't tell him that, so I knew he was being honest which was very reassuring! I can't share a picture because I won't have the appliance until tomorrow.

Shayla Ewell
Rent-A-Center

Never had a bad experience, deliveries are always smooth the guys are nice and very helpful! Tony is amazing and very clear on everything very professional and I appreciate them all Thank you all!

Frances Reyes
Rent-A-Center

Placed order with Mike over the phone. No problems whatsoever. Piece of cake! On day of delivery I had to go to emergency room. Tony was very nice to reschedule for another day. Everybody very nice and very professional. So glad I got my recliner! So comfy. Would highly recommend them.

Cheryl Cooper
Rent-A-Center

Honestly one of the best services I've had. They're pretty lenient on payments, when I haven't been paid yet. Understanding also. I like the products I have and am leasing. I look forward to paying off my items and would like to continue using them in the future

Crystall Beamer
Rent-A-Center

Had a great experience with them. First time ever going through the company. The 2 delivery guys were very respectful and helpful. Also the communication at the store has been fantastic.

Britt Gonzalez
Rent-A-Center

Awesome people. The best customer service ever. Thank you all so much for your help! What a great experience! Update: Once again the awesome people at RAC came through for us. Thank you all for your patience. Thanks guys for making our move less stressful. You are worth every penny!

Margaret Tulloch Livingston
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Elyria will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Ohio, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Elyria

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Elyria.

Compare Stores Side by Side

Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Ohio has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Frequently Asked Questions About Rent-to-Own in Elyria

Elyria, OH has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Elyria do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Elyria offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Ohio requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Ohio regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Ohio are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.