Last checked 2 weeks ago
Rent to Own Stores in Crossville, Tennessee
3 stores across 7 categories
Crossville, TN has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, EZ Rentals, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Crossville at a glance
3
RTO Stores
3
Companies
4.4 ★
Avg Rating
317
Reviews
Brands here
Aaron's
EZ Rentals
Rent-A-Center
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Companies
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 1 week ago
A
Furniture
Appliances
Electronics
Computers
Mattresses
+1 more
Last checked 1 week ago
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Companies
Compare 3 rent-to-own stores in Crossville
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Crossville, TN
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| EZ Rentals | 4.7 74 reviews | 146 Cumberland Square | (931) 484-3221 | Visit Website |
| Rent-A-Center | 4.6 132 reviews | 424 Obed Plaza | (931) 707-8900 | Visit Website |
| Aaron's | 3.8 111 reviews | 1976 N Main St | (931) 484-4400 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Crossville.
Keith and the whole staff are so nice!!!! I had a issuer with my dryer plug and Keith took the extra time to help me figure out what was wrong and explained to me what I needed to get to get it fixed so my New dryer would work. 10/10 recommend
Nicole Mifflin
I have to say that Mr Keith and his associates that work under him are very polite, kind, and very professional. When I need something Mr Keith does his best to make sure that I get what I'm looking for. This last time it took a while for me to get what I wanted, but it wasn't because of Mr Keith's fault it was because the company had issues with getting it here to me on time. I'm going to be honest and say that I was going to cancel my order, but Mr Keith told me when it was supposed to come in, which was in the middle of December. I don't know what Mr Keith did but he must have put fire under someone because my sectional was here in November instead. Mr Keith is a great manager at EZ-Rentals here in Crossville. He is very professional and knows his job very well. I can call him and tell him what I have found on the website and we will discuss it. I could not ask for a better person to converse with over the phone when I need something for my apartment. Thank you Mr Keith for doing an awesome job!! Happy Holidays to you and your associates Mr. Keith. God bless you all at EZ-RENTALS in Crossville Tennessee.
Tresia
Keith and the whole staff are so nice!!!! I had a issuer with my dryer plug and Keith took the extra time to help me figure out what was wrong and explained to me what I needed to get to get it fixed so my New dryer would work. 10/10 recommend
Nicole Mifflin
These guys are AMAZING!!!! I wont go anywhere else. Extremely friendly, knowledgeable and always does what they say. I bought a bedroom set off them, paid it off. Had to replace the washer/dryer and fridge cause everything went out at the same time. They hooked us up immediately and had exactly what i was looking for.
Mary Port
Extremely nice people. Very helpful. The entire crew was extremely professional. The manager came after hours and fixed a minor issue we were having and it works perfectly. Thank you guys. We really do appreciate y'all.
Roy Nieto
I brought my daughter here and needed a laptop for a college test...Met the nicest people, like they had known us for years. They did absolutely everything possible to help my daughter and it worked! Thank you to Brittany and Brandon at RAC for everything!
David Alexander
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Crossville will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Crossville
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Crossville.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Tennessee: what the law gives you
Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Crossville
Rent-to-own in nearby cities
All rent-to-own stores in TennesseeRent-to-own in Crossville, answered
Crossville, TN has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, EZ Rentals, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Crossville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Crossville offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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