VRTO

Rent to Own Stores in Crossville, TN

Crossville, TN has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.3 ★ Avg Rating
235 Reviews

Compare 2 rent-to-own stores in Crossville

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Compare Rent-to-Own Stores in Crossville, TN

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.6 130 reviews 424 Obed Plaza (931) 707-8900 Visit Website
Aaron's 3.9 105 reviews 1976 N Main St (931) 484-4400 Visit Website

Store Hours Today (Sunday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Crossville.

I brought my daughter here and needed a laptop for a college test...Met the nicest people, like they had known us for years. They did absolutely everything possible to help my daughter and it worked! Thank you to Brittany and Brandon at RAC for everything!

David Alexander
Rent-A-Center

This company and their manager in Crossville, TN (Brandon) and staff (Brittany) are wonderful to work with. I have medical issues which necessitated a power recliner for use while visiting Fairfield Glade Resort for a week. The resort does not have any recliners or chairs with ottomans and I need to elevate my feet for medical reasons, as well as sometimes sleep in a recliner when I can't breathe properly at night. Fairfield Glade suggested calling RAC and right from the first call it was clear they wanted our business and would help us out. Once we arrived in town we went to their center and the manager immediately got started on the paperwork and it was easily completed and we were on our way with the promise that they would deliver the recliner within the hour. They arrived, brought in the recliner and assembled it on site. It was brand new and is power with controls within easy reach and cupholders conveniently located on the armrests. This chair is so comfortable that we are planning to find one in our hometown when we get back after our vacation. We are also going to order one to rent when we travel to Michigan to make my stay there much more comfortable. We will definitely use you again for our vacation needs wherever we travel. It was a joy to work with your company and staff. THANK YOU, Rent-a-Center for an awesome product and for making my stay in Fairfield Glade so much better and more comfortable. And with an easy to arrange rental and immediate delivery just by visiting your store. Appreciate you!

Jean Eicholtz
Rent-A-Center

These guys are awesome! Great prices on great products. All he employees have great personalities and are awesome people. Brandon the manager is great about working with you if you happen to be late on a payment, as long as you communicate. I love these people and if i ever need anything I'll forever go through them.

Joette Payne
Rent-A-Center

I love my local Rent a center. Dakota is amazing, helpful and funny! Shannon is always able to make it happen!

Paula Francis
Rent-A-Center

I have been renting from them from years. The staff is great! My personal favorite is Brandon. He always makes sure I am purchasing the best products at the best price. Anytime I have talked to Brandon he is always extremely helpful, friendly, & makes you feel like he cares about his customers. Brandon needs a raise because his customer service is hard to find these days. If you’re looking for the best customer service and the best prices with quality service ask for Brandon. You won’t be disappointed! He’s just an honest, nice, funny guy and sometimes I just pay a couple days late so he can call me and I get to talk to him.

Sandra Saldana
Rent-A-Center
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Crossville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Crossville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Crossville.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Crossville

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Frequently Asked Questions About Rent-to-Own in Crossville

Crossville, TN has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, E-Z Own Sales & Financing, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Crossville do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Crossville offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Tennessee requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Tennessee regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Tennessee are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.