3 stores across 7 categories
Cookeville, TN has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Buddy's Home Furnishings, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in TN (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 3 rent-to-own stores in Cookeville
See ratings, products, and contact info side by side.
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Buddy's Home Furnishings | 4.7 386 reviews | 768 S Jefferson Ave | (931) 528-9158 | Visit Website |
| Rent-A-Center | 4.2 106 reviews | 425 S Jefferson Ave | (931) 528-3944 | Visit Website |
| Aaron's | 3.6 97 reviews | 120 S Willow Ave Ste B | (931) 528-1939 | Visit Website |
Recent reviews from rent-to-own stores in Cookeville.
Great promos and customer service. Delivery guys were super helpful and professional.
Shelley Crockett
David was very professional and exceeded our expectations! We needed a washer and dryer and only had the dryer so he personal make a call to another store and was able to have it delivered the next day!
jacob Spence
David was great! Very helpful and friendly! Go see him for a great deal!
Heather Hendley
Mr. David was an amazing help, we are new to the area and we’re needing to find something new for our new home! He was outstanding and went above and beyond helping!! Will definitely be recommending him and the store !
Armanie smith
David is an absolute gem! They’re incredibly accommodating and work tirelessly to ensure your satisfaction. They’re genuinely amazing people who go above and beyond to make your vision a reality.
Avioniaa
I have bought two sets of washer and dryers , a mattress set a double door stainless fridge , two large tvs , and a curved tv and have always been treated great . Rick is the absolute best . We have been customers for a many years and have bought many things from him and he has always done right by us. Couldn’t ask for a better place to get the things you need when you can’t go out and buy them straight out .
Melodie Taylor
Most stores in Cookeville will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Tennessee, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Cookeville.
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Tennessee has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Tennessee has a specific rent-to-own statute (Tennessee Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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