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Rent to Own Stores in Philadelphia, Pennsylvania

9 stores across 7 categories

Philadelphia, PA has 9 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 1,584,064 and a median household income of $52,649 (Source: US Census Bureau, American Community Survey), Philadelphia represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in PA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 9 rent-to-own stores in Philadelphia

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Philadelphia, PA

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.7 53 reviews 700 E Hunting Park Ave (215) 533-9580 Visit Website
Rent-A-Center 4.1 72 reviews 6585 Roosevelt Blvd (215) 831-0688 Visit Website
Rent-A-Center 3.9 59 reviews 7227 Frankford Ave (215) 624-3177 Visit Website
Rent-A-Center 3.9 48 reviews 4322 N Broad St (215) 457-1629 Visit Website
Rent-A-Center 3.9 53 reviews 3908 Kensington Ave (215) 535-8755 Visit Website
Aaron's 3.7 184 reviews 3451 Aramingo Ave (215) 423-3000 Visit Website
Rent-A-Center 3.5 84 reviews 901-03 N Broad St (215) 236-6940 Visit Website
Aaron's 3.5 135 reviews 565 Adams Ave #24 (215) 342-4222 Visit Website
Aaron's 3.4 126 reviews 2419 S 24th St (215) 467-2300 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Philadelphia.

Amazing people that works the Store Manager Tim is Amazing

Tim Atcherson
Rent-A-Center

They Made me Feel Like I was Family. Made my decision easy and answered EVERY question with pure honesty

Quentius Shacklebolt
Rent-A-Center

They Made me Feel Like I was Family. Made my decision easy and answered EVERY question with pure honesty

Quentius Shacklebolt
Rent-A-Center

The customer service representatives consistently make my experience enjoyable and stress-free. And, the products i have rented and purchased are high quality. A+

Diana Cagley
Rent-A-Center

I came in to look around and I was greeted with the up most respect and professionalism by the management team. They were very enthusiastic to help me and broke down the step by step process of how this companies payment options are and how simple it is to purchase it by using their same as cash option within the first six months. I can understand how this can be affordable for certain people who are fiscally responsible with their payment installments and they explained in any event if I was no longer able to afford to continue the payments I could easily return the merchandise and take advantage of their payment protection plan where when I am able to afford making the payments I can get back my merchandise and pick up where I left off and no lose a single penny I put into it which sounds very reasonably fair if you ask me. I can see why this store gets positive reviews, their customer service is top notch and they make it feel like a family environment right from the beginning, some of these negative reviews are questionable, makes me wonder what type of people they are to have a the problems they have. Definitely didn’t get any negative vibes and I will be back guys to finish my order along with friends and family! Thank you so much!

Dang Ling Wang
Rent-A-Center

The customer service representatives consistently make my experience enjoyable and stress-free. And, the products i have rented and purchased are high quality. A+

Diana Cagley
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Philadelphia will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Pennsylvania, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Philadelphia

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 9 stores in Philadelphia.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Pennsylvania has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Pennsylvania: what the law gives you

Pennsylvania has a specific rent-to-own statute (Pennsylvania Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Philadelphia

Find rent-to-own stores in Philadelphia, PA. Compare pricing and options from local stores.

Shop by category in Philadelphia

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Pennsylvania

Rent-to-own in Philadelphia, answered

Philadelphia, PA has 8 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Philadelphia do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Philadelphia freeze-thaw cycles and aging infrastructure create persistent pothole conditions affecting tire longevity. Local RTO tire providers in Philadelphia offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Philadelphia offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Philadelphia has a median household income of $47,474 and a poverty rate of 23.1%. RTO provides an accessible path to household essentials without credit checks. The higher poverty rate than national average drives significant RTO furniture and appliance demand makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Pennsylvania requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Pennsylvania regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Pennsylvania are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Philadelphia metro area (6.2 million residents) has higher poverty rate than national average drives significant RTO furniture and appliance demand. With four distinct seasons with cold, snowy winters, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Philadelphia typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under 73 P.S. 2301-2311 (Rental-Purchase Agreement Act), Pennsylvania dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Philadelphia experiences four distinct seasons with cold, snowy winters, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 41.5 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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