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Rent-A-Center

22060 Us Rt 11 Seaway Plaza, Watertown, NY 13601 (315) 782-0614
4.3 out of 5 stars, 66 Google reviews 4.3 (66 Google reviews) How rankings work Confirmed Nov 1, 2026
On the floor here
Furniture Appliances Electronics Computers Mattresses Smartphones
Inside Rent-A-Center
Rent-A-Center photo
Rent-A-Center photo
Rent-A-Center photo
Rent-A-Center photo

Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.

What this store carries

These are the categories this Rent-A-Center carries. Call the store for current prices and terms.

Furniture
Living room and bedroom sets, sofas, tables
Appliances
Washers, dryers, refrigerators, ranges
Electronics
TVs, sound systems, home theater
Computers
Laptops and desktops
Mattresses
Mattress sets, all sizes
Smartphones
Smartphones and tablets
Gaming
Consoles and accessories

This location

22060 Us Rt 11 Seaway Plaza, Watertown, NY.

Call (315) 782-0614 Get directions

Rent-A-Center will tell you what you qualify for before anything is run, stated by Rent-A-Center.

Before you go in

Bring a photo ID and something that shows your income, like a pay stub.
Ask what the payment is, how many payments there are, and what the total comes to.
Ask what the item costs if you pay it off in the first 90 days.
Read the agreement before you sign it, and take a copy home.

How rent-to-own leases usually work

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Usually not required

Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.

Other Rent-A-Center stores near Watertown

Nearest first. Each one publishes its own hours and its own terms.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Store hours for Rent-A-Center may vary. Contact the store directly at (315) 782-0614 to confirm current hours.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (315) 782-0614 or visiting in person at 22060 Us Rt 11 Seaway Plaza, Watertown, NY.

Hours and how to get there

Hours not on file

This location has not published its hours. Call (315) 782-0614 before you go.

Where to find it
22060 Us Rt 11 Seaway Plaza Watertown, NY 13601

Customer reviews

4.3 out of 5 stars, 66 Google reviews 4.3 66 · Google
Have you visited this store? Write a review on Google
Patricia Seymore
Patricia Seymore 6 months ago

I will never rent a center another thing in my LIFE!!! The lady that works in there is nice but the guys in this store harassed me, tried to intimidate and manipulate me about payments which I paid when I could. Even went as far as calling my sickly father who wasnt even on my contact information or information AT ALL so I have NO IDEA how they even got his phone number in the first place!! He doesn’t even live in New York!!! What they saw was a single woman with no man around and didn’t operate with much respect. I finally got done with payments last month on my bed and I will never everrrrrrrrrrrrr use another rent a center again I’ll go without or buy it 1 time and own it. ✌🏽✌🏽✌🏽 GOOD RIDDANCE!!!

Reanna Zajesky
Reanna Zajesky 9 months ago

Great when purchasing items great discounts great value in the items but T E R R I B L E when you can’t afford things and instead of not paying them you try to return them and they give you HELL and lie to you about coming to get the 50 pound items and just are terrible with the communication and helping you with reasonable needs.

luke Kampnich
luke Kampnich 1 year ago

I give the staff there a 10 for how professional and helpful they all are. There rates are very affordable also. Nice furniture and they can get you almost anything quick. Thanks guys for everything.

samuel thorne
samuel thorne 1 year ago

Had to sit behind one of their drivers intentionally doing 10 under the speed limit from great bend to watertown. He had dozens of cars get stuck behind him. When vehicles get stacked like that, accidents are FAR more likely. Not only do people have places to be, but it's entirely unsafe to do that. Hire better drivers, or train yours better.

Patrenia Gainer

I have watched so much for Rent-A-Center. I bought TVs. I bought deep freezers. I bought jewelry. I bought living room set side bought bedroom set side bought dining room set side bought China cabinets I bought I bought at one time my entire house came from the center because I know I had the best furniture in there was I have bought from them for 40 years as long as you pay your bill but pay your bill before it’s time to pay it off you win just got to say $25 a week. Don’t means you gotta give them 25 a week give them extra money. It pays it off quicker, I like the same as Cash

Kimberly Derouin
Kimberly Derouin 2 years ago

Joe and Dennis brought my replacement fridge today. They were awesome and very professional. I have a very old house with smaller doorways and they made it work to get my fridge inside and in the right spot. I highly recommend them. Thank you guys for everything you did for me today.

Keep looking

Other places to try in Watertown, NY

More stores in Watertown

All Watertown stores

Nearest first. The figure is that store's own Google rating.

Listings and rankings on VRTO are never paid for. How rankings work

Categories at this store

Each opens that category across Watertown. The count is the Watertown stores carrying it.

Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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