Rent-A-Center
Open right now until 6 PM. Call ahead and they will tell you what is on the floor today.
1283 Arsenal St, Watertown, NY 13601 (315) 785-8673
Photos from this location's public business profile and the store's own submissions. VRTO does not add photography.
What you can rent here
Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
What this store carries
These are the categories this Rent-A-Center carries. Call the store for current prices and terms.
This location
1283 Arsenal St, Watertown, NY. Open until 6 PM.
Call (315) 785-8673 Get directionsRent-A-Center will tell you what you qualify for before anything is run, stated by Rent-A-Center.
Before you go in
How rent-to-own leases usually work
Typical terms for rent-to-own stores. This store sets its own; always read the agreement before you sign.
Other Rent-A-Center stores near Watertown
Nearest first. Each one publishes its own hours and its own terms.
What to bring
- Valid photo ID (driver's license, state ID, or passport)
- Proof of income (recent pay stub, bank statement, or benefits letter)
- Proof of residence (utility bill, lease agreement, or mail with your address)
- Personal references (typically 3 to 4 contacts with phone numbers)
How it works
- 1Browse in store and choose from available furniture, appliances, electronics, and more.
- 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
- 3Get approved, often same day, with immediate access to your items.
- 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.
Typically included with rent-to-own agreements:
Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.
Frequently asked questions
Hours and how to get there
Hours confirmed with the store Nov 1, 2026. Call ahead on a holiday.
Customer reviews
Was having problems with the Rent-A-Center website which was unresponsive. Finally the main manager at the Arsenal street store was able to figure out solution. I do believe the website that Rent a Center switched to definitely needs some improvement as the store employees do not have power to fix and have to deal w/a customers frustration when it is unresponsive. I would rent w/them again.
Best rent-a-center we've been to, they are so sweet, accommodating, and understanding! I want to shout out Shawn specifically, if I could I'd give him 10 stars! He's always thorough, understanding and makes everything easy!
I can't afford much and $36(+)/months first my budget. It's a nice alternative to spending a couple hundred on an unknown from an individual. I'm internet illiterate and hit some bumps but was able to finish. Thank you.
They did a great job at replacing my washer and dryer both after my dryer went up and having the lid sensor went bad on the washer. There team installing them this go round was much better and they were more worrisome about making sure my water hoses weren't leaking from the back of the washer. Very thankful for the service they have provided.
We currently deal with them. And to be honest... They're the most annoying company to go through. If your payments are made weekly. The day the payment is due, they're right on the phone calling you asking you what time you're going to be in. And heaven forbid if you're late by a day, they will call your phone nonstop until you bring in the payment. And just because you don't answer their phone calls. They call every single one of your references. And let them know you won't answer your phone. Or need to come in that day and make a payment. They're very annoying and not very understanding honestly. I wouldn't recommend anyone to go there.
Other places to try in Watertown, NY
More stores in Watertown
All Watertown storesNearest first. The figure is that store's own Google rating.
Categories at this store
Each opens that category across Watertown. The count is the Watertown stores carrying it.
Related pages
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.