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Rent-A-Center

Closed · Opens tomorrow at 10 AM 4.2 (40 reviews) on Google

1283 Arsenal St, Watertown, NY 13601

Call (315) 785-8673 Get directions Visit website
Inside Rent-A-Center

What you can rent here

Rent-A-Center is a national rent-to-own chain with 1,948 stores across all 50 states, reaching communities from Lawrence, Massachusetts and Kissimmee, Florida to Harlingen, Texas and Booneville, Mississippi. Launched in 1973 in Wichita, Kansas, it was the first national chain to scale the rent-to-own model, building standardized showrooms stocked with new, name-brand merchandise. Stores carry furniture, appliances, electronics, computers, mattresses, gaming, and smartphones on flexible weekly or monthly lease agreements, and like most rent-to-own stores they typically do not require a traditional credit check. Rent-A-Center holds a 4-star Google rating across more than 152,000 reviews. Compare Rent-A-Center on VRTO alongside other rent-to-own stores near you, with hours, ratings, and what each carries.
furniture appliances electronics computers mattresses smartphones gaming

How the lease works here

Payment frequency Weekly or monthly
Typical term 12 to 24 months
Same-as-cash window 90 days
Credit check Not required

Terms are confirmed with the store and can change. Always read the agreement before you sign.

What to bring

  • Valid photo ID (driver's license, state ID, or passport)
  • Proof of income (recent pay stub, bank statement, or benefits letter)
  • Proof of residence (utility bill, lease agreement, or mail with your address)
  • Personal references (typically 3 to 4 contacts with phone numbers)

How it works

  1. 1Browse in store and choose from available furniture, appliances, electronics, and more.
  2. 2Apply with no traditional credit check at most stores. Approval is based on income and residency.
  3. 3Get approved, often same day, with immediate access to your items.
  4. 4Delivery or pickup, with free delivery, setup, and ongoing service at most stores.

Typically included with rent-to-own agreements:

Delivery, setup, service, maintenance, return rights, and early purchase options vary by retailer and agreement. Ask the store to provide the complete written terms before signing.

Frequently asked questions

Rent-A-Center offers furniture, appliances, electronics, computers, mattresses, smartphones, gaming on a rent-to-own basis. Product availability and pricing may vary. Contact the store directly to confirm current inventory.

Rent-A-Center is located at 1283 Arsenal St, Watertown, NY. Check the store hours listed on this page for current opening and closing times, as hours may vary on holidays.

Most rent-to-own stores, including Rent-A-Center, do not require a traditional credit check. Approval is typically based on income verification and proof of residency. Contact Rent-A-Center directly to confirm their specific requirements.

Return timing, fees, item condition, refunds, and remaining obligations vary by agreement. Contact Rent-A-Center to review its written return and early purchase terms.

You can contact the store directly by calling (315) 785-8673 or visiting in person at 1283 Arsenal St, Watertown, NY.

Hours

Monday 10:00 AM – 6:00 PM
Tuesday (Today) 10:00 AM – 6:00 PM
Wednesday 10:00 AM – 6:00 PM
Thursday 10:00 AM – 6:00 PM
Friday 10:00 AM – 6:00 PM
Saturday 10:00 AM – 6:00 PM
Sunday Closed

Location

1283 Arsenal St, Watertown, NY 13601

Get directions

Customer reviews

4.2
Based on 40 Google reviews
4.2

40 reviews

5
80%
4
0%
3
0%
2
0%
1
20%
Have you visited this store? Write a review on Google
Vena Lennox
Vena Lennox 1 year ago

Was having problems with the Rent-A-Center website which was unresponsive. Finally the main manager at the Arsenal street store was able to figure out solution. I do believe the website that Rent a Center switched to definitely needs some improvement as the store employees do not have power to fix and have to deal w/a customers frustration when it is unresponsive. I would rent w/them again.

Vena Lennox
Vena Lennox 1 year ago

Was having problems with the Rent-A-Center website which was unresponsive. Finally the main manager at the Arsenal street store was able to figure out solution. I do believe the website that Rent a Center switched to definitely needs some improvement as the store employees do not have power to fix and have to deal w/a customers frustration when it is unresponsive. I would rent w/them again.

Maria Fencil
Maria Fencil 1 year ago

Best rent-a-center we've been to, they are so sweet, accommodating, and understanding! I want to shout out Shawn specifically, if I could I'd give him 10 stars! He's always thorough, understanding and makes everything easy!

Maria Fencil
Maria Fencil 1 year ago

Best rent-a-center we've been to, they are so sweet, accommodating, and understanding! I want to shout out Shawn specifically, if I could I'd give him 10 stars! He's always thorough, understanding and makes everything easy!

steve clark
steve clark 2 years ago

I can't afford much and $36(+)/months first my budget. It's a nice alternative to spending a couple hundred on an unknown from an individual. I'm internet illiterate and hit some bumps but was able to finish. Thank you.

steve clark
steve clark 2 years ago

I can't afford much and $36(+)/months first my budget. It's a nice alternative to spending a couple hundred on an unknown from an individual. I'm internet illiterate and hit some bumps but was able to finish. Thank you.

Tayler Rogers
Tayler Rogers 2 years ago

They did a great job at replacing my washer and dryer both after my dryer went up and having the lid sensor went bad on the washer. There team installing them this go round was much better and they were more worrisome about making sure my water hoses weren't leaking from the back of the washer. Very thankful for the service they have provided.

Tayler Rogers
Tayler Rogers 2 years ago

They did a great job at replacing my washer and dryer both after my dryer went up and having the lid sensor went bad on the washer. There team installing them this go round was much better and they were more worrisome about making sure my water hoses weren't leaking from the back of the washer. Very thankful for the service they have provided.

Amber Allen
Amber Allen 9 years ago

We currently deal with them. And to be honest... They're the most annoying company to go through. If your payments are made weekly. The day the payment is due, they're right on the phone calling you asking you what time you're going to be in. And heaven forbid if you're late by a day, they will call your phone nonstop until you bring in the payment. And just because you don't answer their phone calls. They call every single one of your references. And let them know you won't answer your phone. Or need to come in that day and make a payment. They're very annoying and not very understanding honestly. I wouldn't recommend anyone to go there.

Amber Allen
Amber Allen 9 years ago

We currently deal with them. And to be honest... They're the most annoying company to go through. If your payments are made weekly. The day the payment is due, they're right on the phone calling you asking you what time you're going to be in. And heaven forbid if you're late by a day, they will call your phone nonstop until you bring in the payment. And just because you don't answer their phone calls. They call every single one of your references. And let them know you won't answer your phone. Or need to come in that day and make a payment. They're very annoying and not very understanding honestly. I wouldn't recommend anyone to go there.

Reviews from Google
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Data accuracy notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes. Always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is a directory and is not affiliated with, endorsed by, or acting as an agent of Rent-A-Center or any other rent-to-own company. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

Listing information for Rent-A-Center is provided for reference purposes only. VRTO is not affiliated with this store. Contact the store directly to verify hours, inventory, and pricing.

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