VRTO

Rent to Own Stores in Springfield, MO

Springfield, MO has 5 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, All American, National TV Sales and Rental, Rent-A-Center, Tel-A-Rent. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in MO (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

5 RTO Stores
5 Companies
4.3 ★ Avg Rating
752 Reviews

Compare 5 rent-to-own stores in Springfield

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Compare Rent-to-Own Stores in Springfield, MO

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
All American 4.6 147 reviews 1635 E Kearney St (417) 831-1331 Visit Website
National TV Sales and Rental 4.4 194 reviews 1406 W. Kearney (417) 883-6006 Visit Website
Tel-A-Rent 4.4 123 reviews 1349 S Glenstone Ave (417) 881-3533 Visit Website
Rent-A-Center 3.9 141 reviews 1848 S Glenstone Ave (417) 823-4890 Visit Website
Aaron's 4.2 147 reviews 1019 W Kearney St (417) 869-6939 Visit Website

Store Hours Today (Sunday)

0 stores open now
7 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Springfield.

Way better experience than with aarons in springfield highly recommend!, I'm gonna pay my washer and dryer off in 4 months to avoid the leasing fees, but they work with anybody!, there washer and dryers are better quality than there competitors in my opinion. Always support local businesses than corporate chains. Also they delivered it same day!

Trevor Strickland
All American

Very friendly ,knowledgable ,and helpful staff. Good prices on everything i saw instore and i mean this in competitive sense. Will do repeat business with.

Toby Lusk
All American

I've been with Mike Harris at this store for years they have treated me with dignity and respect and they feel like family so get in there and visit Mike or Arnie there great guys and will treat you right

Gary Adkins
All American

Mike is the best sale man I’ve met yet!!! Shop with All American they really have the best deals in town…

QueenEbbie
All American

Great staff! Very helpful! Very thankful for the staff that delivered our furniture and got everything set up for us. Best rental company we have rented!!!!!! Channie and her staff are Amazing people 😊😊😊😊

Rebecca Barnes
National TV Sales and Rental

I absolutely love this company! They will work a payment plan out if you need it and are honest with whatever your situation and there prices are the best in town. Very family friendly place and I even won a huge Christmas stocking through a drawing for my kids ❤️

Brittany Donahue
National TV Sales and Rental
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Springfield will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Missouri, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Springfield

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 5 stores in Springfield.

Compare Stores Side by Side

Use the comparison table above to see all 5 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Missouri has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Springfield

Springfield's 6 rent-to-own stores serve southwest Missouri's largest city. Known as the birthplace of Route 66, Springfield's affordable cost of living and steady economy make it a competitive RTO market. Missouri's RTO statute requires stores to disclose the total number of payments and total cost before a customer commits to an agreement.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Springfield

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Frequently Asked Questions About Rent-to-Own in Springfield

Springfield, MO has 6 rent-to-own stores listed in the VRTO directory, operated by 6 companies: Aaron's, All American, National TV Sales and Rental, RAC Acceptance, Rent-A-Center, and Tel-A-Rent. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Springfield do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Springfield offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 6 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Missouri requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Missouri regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Missouri are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.