RO
Last checked 1 week ago
Rent to Own Stores in Decatur, Illinois
4 stores across 7 categories
Decatur, IL has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Decatur at a glance
4
RTO Stores
3
Companies
4.2 ★
Avg Rating
442
Reviews
Brands here
Aaron's
Rent One
Rent-A-Center
Sort
Companies
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 1 month ago
2260 E William St
Decatur, IL 62521
Furniture
Appliances
Electronics
Computers
Mattresses
+2 more
Last checked 4 weeks ago
A
Furniture
Appliances
Electronics
Computers
Mattresses
+1 more
Last checked 1 week ago
Get an alert when Decatur stores or prices change
Never shared with stores. Unsubscribe anytime.
On its way. Check your inbox.
No stores match those filters.
Try clearing the company filter.
Companies
Compare 4 rent-to-own stores in Decatur
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Decatur, IL
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent One | 4.7 291 reviews | 1217 East Pershing Rd | (217) 872-6622 | Visit Website |
| Rent-A-Center | 4.2 43 reviews | 1465 W King St | (217) 362-2200 | Visit Website |
| Rent-A-Center | 3.9 59 reviews | 2260 E William St | (217) 429-2400 | Visit Website |
| Aaron's | 3.8 49 reviews | 875 E Pershing Rd | (217) 233-1234 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Decatur.
I love everyone at Rent One. They are kind, sweet and understanding. I have been written from National/Rent One for over 20 some years and I always come back. I pay something off. I keep getting stuff back to back Missy Heather says Bob Nate even the new ones they get to know me know my voice and they help me no matter what
Karoll
Heather was a huge help locating the products I wanted in my price range. And both delivery men were extremely nice respectful careful and curtious and explained everything very well were earlier and set up in a timely manner and made the experience GREAT! Love the new stuff.. thank you so much.
Holly
Aaron and Seth were great when delivering my washer and dryer. They made sure everything fit very well. They took care to make sure that the furniture wasn't damaged. They were on time. I enjoyed the entire rental process. Would definitely refer my family and friends.
Love Luna
So far so good of being a new customer at Rent One!! The delivery men were excellent and my furniture set looks amazing!! Thank you and looking forward to take us to the end for ownership!!
Theresa Brown
We have been with Rentone for a long time they always treat us right, friendly and have known our family. We don't go anywhere else price are great and if you have a problem they will take care of what you rent. They did with our washer and replaced it before it was paid off. Cory thank you very much for your help on this last sale. Also a big thank you to Seth and Lexy for the delivery they went above and beyond with everything. Always a pleasure to talk to all of them. I recommend anyone that needs to rent head over to Rentone. Thank you Cory and staff. 😀
tara hancock
Had purchased a refrigerator it went bad. Susan Maria, handled with great customer service and helping replace. Susan and Mr. Jodi busted their backs delivering a huge new couch and Refrigerator. It's brutal humid out today. They didn't give up do to design of my door entrances. Great Service, effort, and leadership on their parts. Highly recommending this Location and team. JamesC.
James D Cooper
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Decatur will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Decatur
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Decatur.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Illinois: what the law gives you
Illinois has a specific rent-to-own statute (Illinois Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Decatur
Rent-to-own in nearby cities
All rent-to-own stores in IllinoisRent-to-own in Decatur, answered
Decatur, IL has 4 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Rent One, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Decatur do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Decatur offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
Looking somewhere else?
Search another city or zip code to compare rent-to-own stores near you.