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Rent to own stores in Jacksonville, Illinois

3 rent-to-own stores serve Jacksonville, IL, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in Jacksonville, IL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare 3 rent-to-own stores in Jacksonville

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Jacksonville, IL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Rent One 4.6 149 reviews 1817 W Morton Avenue (217) 479-8585 Website: Rent One, 1817 W Morton Avenue
Rent-A-Center 4.2 65 reviews 902 W Morton Ave (217) 243-9704 Website: Rent-A-Center, 902 W Morton Ave
Aaron's 4.0 44 reviews 1727 W Morton Ave (217) 245-0010 Website: Aaron's, 1727 W Morton Ave

What customers are saying

Recent reviews from rent-to-own stores in Jacksonville.

Excellent service friendly appreciative I like working with rent to own

Michael d Nelson
Rent One

The guys did an excellent job installing the product. They were very kind and patient especially with the lack of room they had to work with but they made it work.

Don Avery
Rent One

They did very good as setting up our new washer and dryer, very helpful and friendly

Erica Northcutt
Rent One

Very helpful. Everything was well explained and they delivered immediately after finishing the paperwork. Though they were only able to do this because it was a slow day. Really appreciated the whole process

Landrey O'Neal
Rent One

They did very good as setting up our new washer and dryer, very helpful and friendly

Erica Northcutt
Rent One

When I went in the store the first time, It didn't feel predatory or pushy to have me purchase something. I like the associates here and I gladly sacrifice my personal information in order to have fancy things for a while.

Jordan Stork
Rent-A-Center
Reviews from Google
Jacksonville, IL

What renting to own in Jacksonville looks like

3 rent-to-own stores serve Jacksonville, IL, from 3 companies.

Stores here include Rent One (1817 W Morton Avenue), Rent-A-Center (902 W Morton Ave), Aaron's (1727 W Morton Ave).

Illinois regulates rent-to-own under Illinois Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Jacksonville will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Illinois, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Jacksonville

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Jacksonville.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Illinois law

What Illinois law gives you before you sign

Illinois regulates rent-to-own under Illinois Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Illinois Rental-Purchase Agreement Act 815 ILCS 175/1 to 175/35
Disclosure requirements Must disclose total number and amount of periodic payments, total cost, cash price, description of property, early purchase option, and rein...
Early buyout rights Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.

Nearby cities

Chicago (5) Springfield (5) Decatur (4) Belleville (3) Bloomington (3) Granite City (3) Litchfield (3) Peoria (3)
All rent-to-own stores in Illinois

Categories in Jacksonville

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Smartphones(2) Gaming(3) Tires & Wheels(1)

Counts are the stores in Jacksonville carrying that category. A category no Jacksonville store carries is not listed.

Renting to own in Jacksonville, answered

There are 3 rent-to-own stores in Jacksonville, IL, from 3 companies: Aaron's, Rent One, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Jacksonville do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Jacksonville offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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