#1 Litchfield Plaza Shopping Center
Litchfield, IL 62056
Rent to Own Stores in Litchfield, IL
Litchfield, IL has 3 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
3
RTO Stores
3
Companies
4.4 ★
Avg Rating
235
Reviews
Compare 3 rent-to-own stores in Litchfield
See ratings, products, and contact info side by side.
Companies
1403 W Ferdon St #9
Litchfield, IL 62056
furniture
appliances
electronics
computers
mattresses
+4 more
911 W Union Ave
Litchfield, IL 62056
furniture
appliances
electronics
computers
mattresses
+4 more
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Companies
Compare Rent-to-Own Stores in Litchfield, IL
Side-by-side comparison to help you choose the right store for your needs.
| Store | Rating | Location | Phone | |
|---|---|---|---|---|
| Rent One | 4.7 130 reviews | #1 Litchfield Plaza Shopping Center | (217) 324-5500 | Visit Website |
| Rent-A-Center | 4.3 50 reviews | 1403 W Ferdon St #9 | (217) 324-4820 | Visit Website |
| Aaron's | 4.1 55 reviews | 911 W Union Ave | (217) 324-7053 | Visit Website |
What Customers Are Saying
Recent reviews from rent-to-own stores in Litchfield.
Nate and Andy are always hooking me and my family up with the best deals! They have built such an amazing team up there. Their staff is always quick to help and are very professional. If I need anything they are instantly there to help and they make the delivery and set up process worry/stress free. The furniture is always in immaculate condition and compliments my home to the fullest! THANK YOU LITCHFIELD RENT ONE FOR MAKING MY HOUSE A HOME:)
Devin Painter
They treat you like family if we don’t have what you want he can get it. I’ve been with these guys for over three years now wouldn’t go anywhere else.
Kayla Essington
Always fast and friendly delivery . Came in today for a fridge today and it was delivered within 2 hours Andrew and Rodney did an excellent job bringing it in my home and setting it up and showing me all the features it has . Great job rent one !!
Mark Holmes
I had a great experience! My couch was delivered in no time at all and the guys delivering Jesse and Matty were very nice and helpful! Very pleased & happy for my nee living room set! Thanks guys
Nichole Johnson
Second time using this company. All I can say is they are really a great bunch! In store the guys are great and delivery today was awesome. Helped place the couches where I wanted them and were very curtious. Thanks again guys!!!
Tricia Smith
We absolutely love the manager in Litchfield. (Our last visit was mid-last year I believe, so hopefully he's still there!) He took such good care of me when it came to a clearance PC I wanted, and we also bought a washer, dryer, and fridge from him. We will probably be back now that it's tax season to pick up something new. :)
M T.
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Litchfield will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Illinois, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Litchfield
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Litchfield.
Compare Stores Side by Side
Use the comparison table above to see all 3 stores rated by customers, with products and contact info in one view.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Browse by Category in Litchfield
Frequently Asked Questions About Rent-to-Own in Litchfield
Litchfield, IL has 3 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Rent One, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Litchfield do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Litchfield offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.