1217 East Pershing Rd
Decatur, IL 62526
Rent to Own Stores in Decatur, IL
Decatur, IL has 4 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent One, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in IL (Source: State Legislature). Early purchase rights: Consumer may purchase property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.
4
RTO Stores
3
Companies
4.2 ★
Avg Rating
440
Reviews
Compare 4 rent-to-own stores in Decatur
See ratings, products, and contact info side by side.
Companies
1465 W King St
Decatur, IL 62522
furniture
appliances
electronics
computers
mattresses
+4 more
2260 E William St
Decatur, IL 62521
furniture
appliances
electronics
computers
mattresses
+4 more
875 E Pershing Rd
Decatur, IL 62526
furniture
appliances
electronics
computers
mattresses
+4 more
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Companies
Compare Rent-to-Own Stores in Decatur, IL
Side-by-side comparison to help you choose the right store for your needs.
| Store | Rating | Location | Phone | |
|---|---|---|---|---|
| Rent One | 4.7 291 reviews | 1217 East Pershing Rd | (217) 872-6622 | Visit Website |
| Rent-A-Center | 4.2 43 reviews | 1465 W King St | (217) 362-2200 | Visit Website |
| Rent-A-Center | 3.9 57 reviews | 2260 E William St | (217) 429-2400 | Visit Website |
| Aaron's | 3.8 49 reviews | 875 E Pershing Rd | (217) 233-1234 | Visit Website |
What Customers Are Saying
Recent reviews from rent-to-own stores in Decatur.
I have gotten several items from them. If there is any issue they are on it. I will not buy big furniture from anyone else. Love the staff like family as they treat us like family as well. As soon as we walk in we hear our names like they have know us forever..(we'll they have but still.)
Silver Riley
So far so good of being a new customer at Rent One!! The delivery men were excellent and my furniture set looks amazing!! Thank you and looking forward to take us to the end for ownership!!
Theresa Brown
Aaron and Seth were great when delivering my washer and dryer. They made sure everything fit very well. They took care to make sure that the furniture wasn't damaged. They were on time. I enjoyed the entire rental process. Would definitely refer my family and friends.
Love Luna
I love everyone at Rent One. They are kind, sweet and understanding. I have been written from National/Rent One for over 20 some years and I always come back. I pay something off. I keep getting stuff back to back Missy Heather says Bob Nate even the new ones they get to know me know my voice and they help me no matter what
Karoll
Heather was a huge help locating the products I wanted in my price range. And both delivery men were extremely nice respectful careful and curtious and explained everything very well were earlier and set up in a timely manner and made the experience GREAT! Love the new stuff.. thank you so much.
Holly
Had purchased a refrigerator it went bad. Susan Maria, handled with great customer service and helping replace. Susan and Mr. Jodi busted their backs delivering a huge new couch and Refrigerator. It's brutal humid out today. They didn't give up do to design of my door entrances. Great Service, effort, and leadership on their parts. Highly recommending this Location and team. JamesC.
James D Cooper
Reviews from Google
What to Bring When Visiting a Rent-to-Own Store
Most stores in Decatur will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
No credit check required at most stores.
Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Illinois, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.
Shopping for Rent-to-Own in Decatur
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 4 stores in Decatur.
Compare Stores Side by Side
Use the comparison table above to see all 4 stores rated by customers, with products and contact info in one view.
Ask About Early Purchase Options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check Store Hours Before You Go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read Reviews from Other Customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate Your Total Cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know Your Rights
Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Illinois has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Data Accuracy Notice
Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.
Browse by Category in Decatur
Frequently Asked Questions About Rent-to-Own in Decatur
Decatur, IL has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Decatur do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Decatur offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Illinois requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Illinois regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Illinois are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.