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Rent to Own Stores in Birmingham, Alabama

6 stores across 7 categories

Birmingham, AL has 6 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Bestway Rent To Own, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. With a population of 200,733 and a median household income of $37,781 (Source: US Census Bureau, American Community Survey), Birmingham represents a well-served rent-to-own market. Rent-to-own transactions are legal and regulated in AL (Source: State Legislature). Early purchase rights: Consumer may purchase the item at any time during the agreement by paying 60% of the remaining rental payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.

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Compare 6 rent-to-own stores in Birmingham

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Birmingham, AL

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone
Rent-A-Center 4.1 42 reviews 1208 Forestdale Square (205) 791-2222 Visit Website
Bestway Rent To Own 3.9 154 reviews 9094 Parkway E (205) 836-3752 Visit Website
Rent-A-Center 3.9 64 reviews 2046 Springdale Ln (205) 808-0080 Visit Website
Rent-A-Center 3.7 89 reviews 1131 Huffman Rd (205) 853-6985 Visit Website
Rent-A-Center 3.7 98 reviews 4608-A Ave W (205) 785-3125 Visit Website
Aaron's 2.9 124 reviews 7509 Crestwood Blvd (205) 592-2614 Visit Website

What customers are saying

Recent reviews from rent-to-own stores in Birmingham.

Great merch, great staff also, and they will work with you on down payment options as well as late payments options. All you have to do is talk to them. Thanks y'all

Jz GglSht
Rent-A-Center

So far online was ok. Haven't spoken with anyone yet even though you advertise everything online. Not sure why I can't just pay and have my order processed. We'll see what the excuse/reason is tomorrow I guess

Stacey Jones
Rent-A-Center

Great merch, great staff also, and they will work with you on down payment options as well as late payments options. All you have to do is talk to them. Thanks y'all

Jz GglSht
Rent-A-Center

So far online was ok. Haven't spoken with anyone yet even though you advertise everything online. Not sure why I can't just pay and have my order processed. We'll see what the excuse/reason is tomorrow I guess

Stacey Jones
Rent-A-Center

"Carlos & Demetrius"... "WoW !!!. What can I say, these 2 young men are absolutely amazing. They both went far beyond anything I've seen. They tried everything possible to get my washer and dryer delivered, they even left and came back to try and make the sell. But they could not get the dryer into my laundry room. I'm just so amazed at how they stayed focused and professional. "They took pictures to show they tried everything; but the designs of these new washers & dryers are absolutely ridiculous". These 2 young men deserve to be greatly acknowledged and appreciated. They truly Gave their absolute all to try and seal the deal. But, through it all the items didn't fit. But, they were friendly, professional, hardworking and focused. My husband Carl & I definitely appreciate their hard work "Job well done". They deserve a raise. Great team work. "Great worker's are so hard to find". I'm telling everyone to come to this location. 5-star⭐ customer service at its best. Simply excellent. Hopefully the manager can find me a small stackable (" washer & dryer Set")...

Tomiko Hudson
Rent-A-Center

The center point location is amazing. I love how they work with you and understand how life can get in the way. I’m sure I’ve cried on more than one occasions for their help. They do their job and are understanding in the process. I can’t speak for all locations. The location here in Birmingham Alabama on center point parkway, I love y’all! They’re like family.

Porscha Russell
Rent-A-Center
Reviews from Google

What to bring when visiting a rent-to-own store

Most stores in Birmingham will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Alabama, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Birmingham

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 6 stores in Birmingham.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Alabama has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Renting to own in Alabama: what the law gives you

Alabama has a specific rent-to-own statute (Alabama Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.

About rent-to-own in Birmingham

Find rent-to-own stores in Birmingham, AL. Compare pricing and options from local stores.

Shop by category in Birmingham

appliances computers electronics furniture gaming mattresses smartphones

Rent-to-own in nearby cities

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All rent-to-own stores in Alabama

Rent-to-own in Birmingham, answered

Birmingham, AL has 6 rent-to-own stores listed in the VRTO directory, operated by 3 companies: Aaron's, Bestway Rent To Own, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Birmingham do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Birmingham offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Alabama requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Alabama regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Alabama are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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