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Rent to own stores in Alabaster, Alabama

2 rent-to-own stores serve Alabaster, AL, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 2 rent-to-own stores in Alabaster, AL

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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Compare 2 rent-to-own stores in Alabaster

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Alabaster, AL

Side-by-side comparison to help you choose the right store for your needs.

What customers are saying

Recent reviews from rent-to-own stores in Alabaster.

Went to Buddy's to get a head start on a Christmas item. Savannah was awesome!!!! Super friendly and very helpful. She is helping me make somebody very happy this year. The whole process was quick and easy and I walked out with exactly what I wanted.

Melissa Ray
Buddy's Home Furnishings

We could not be happier with the quality of the product, the quality of customer service, or just the communication we receive from shopping at Buddy's in Alabaster. We recently purchased a new home and even with the pandemic going on, the ownership and staff here worked tirelessly to ensure we received our orders. Not only did we receive them in a timely manner but the staff worked hard to put together and install everything we ordered for our home. They treated our home with so much respect like it was their own. They took with them every box, plastic cover, or piece of paper that came with them. I was so impressed to see them be set up so quickly and professionally. If you are wanting to furnish your home and not worry about the hassle and bothers of walking in a big-box furniture store, then you need to shop here. You won't be greeted but someone fighting with others to make a sale but a warm smile and friendly service. I can ensure you, the ownership takes a lot of pride in what they do and how they do it.

Adam West
Buddy's Home Furnishings

Excellent staff and great inventory to choose from. Always willing to help you make the best of what you pay for.

Austin Lees
Buddy's Home Furnishings

God bless Buddy company and each employee. They are truly a blessing

Erica England
Buddy's Home Furnishings

Buddy 's On 119 the service was amazing. Thanks So Much Very Nice Person She was, store smelled amazing & was very clean. Can't wait to get my new living room furniture.

Shenae Labert
Buddy's Home Furnishings

Stephanie and Cecil were awesome and made sure I got what I wanted. Thank you guys for your help.

Camelia Rogers
Rent-A-Center
Reviews from Google
Alabaster, AL

What renting to own in Alabaster looks like

2 rent-to-own stores serve Alabaster, AL, from 2 companies.

Stores here include Buddy's Home Furnishings (9260 Hwy 119), Rent-A-Center (11059 Hwy 119).

Alabama regulates rent-to-own under Alabama Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the item at any time during the agreement by paying 60% of the remaining rental payments plus any past-due amounts.), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Alabaster will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Alabama, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Alabaster

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Alabaster.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Alabama has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Alabama law

What Alabama law gives you before you sign

Alabama regulates rent-to-own under Alabama Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Alabama Rental-Purchase Agreement Act Ala. Code ยงยง 8-25-1 to 8-25-5
Disclosure requirements Must disclose total number and amount of periodic payments, total cost of the rental-purchase agreement, cash price of the property, and a s...
Early buyout rights Consumer may purchase the item at any time during the agreement by paying 60% of the remaining rental payments plus any past-due amounts.

Renting to own in Alabaster, answered

There are 2 rent-to-own stores in Alabaster, AL, from 2 companies: Buddy's Home Furnishings, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Alabaster do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Alabaster offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Alabama requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Alabama regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Alabama are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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