Last checked 1 month ago
Rent to Own Stores in Federal Way, Washington
1 store across 5 categories
Federal Way, WA has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Buddy's Home Furnishings. Product categories available: appliances, computers, electronics, furniture, mattresses. Rent-to-own transactions are legal and regulated in WA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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What customers are saying
Recent reviews from rent-to-own stores in Federal Way.
These guys are awsome. They need more then five stars..there loyal to there customers who are GOOD customers. If your good to them there good to you, just good old great American people who do what they can to satisfy there customers. There always willing to work with you, especially if you've proven that your trust worthy. I would recommend them over Aron's and other places that do the same thing. I don't have anything bad to say about these guys at all. Shoot your shot. Thanks buddy's, stay golden
Quick fast service and very friendly staff. Gave me a really good deal on a prep owned sectional. I would definitely recommend this location for sure and Buddies overall
The guys who delivered my furniture to my home were very professional, punctual and finished the delivery of my recliner, reclining sofa and love seat. I was at work when my furniture was delivered but my wife was extremely happy with the service that we received from the Buddy's Furniture delivery crew. Sammie, Scott, and July were extremely helpful when I visited the store when I was looking for a living room set for my home. I didn't feel pressured to buy anything, and I would/will continue to do busy with them again in the future and I will definitely recommend them to my friends and family
SUUUPER AWESOME!!! This has Always been my Go to store and I've known Mr. Scott for 10 plus years. He's Always been an Amazing Manager to work with alongside their wonderful staff. I'm Very Happy w My purchase!!! 🙌🙌🙌🙌🙌
What to bring when visiting a rent-to-own store
Most stores in Federal Way will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Washington, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Federal Way
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Federal Way.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Washington has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Washington: what the law gives you
Washington has a specific rent-to-own statute (Washington Lease-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Shop by category in Federal Way
Rent-to-own in Federal Way, answered
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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