VRTO

Rent to Own Stores in Olympia, WA

Olympia, WA has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Buddy's Home Furnishings. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in WA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

1 RTO Stores
1 Companies
4.7 ★ Avg Rating
246 Reviews

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Store Hours Today (Monday)

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1 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Olympia.

I've been renting from Buddy's for about 7+ years now. I've had multiple different leases through this location and have always had a great experience. Pete is my guy! He's always incredibly helpful, and has worked with me when I was unemployed during COVID. He's helped me figure out a plan on more than a few occasions and has always been incredibly understanding and compassionate in those times.

Justin Smalley
Buddy's Home Furnishings

5 Stars-Above and Beyond Customer Service I can't say enough good things about Buddy's Home Furnishings. Over the past several months, they've consistently gone above and beyond what I'd expect from a furniture rental company. It started when Ashley helped me find a bedroom set that actually fit both my budget AND my bedroom. She also set me up with an amazing 65" OLED TV that I'm still loving, and wrote up my contract to get everything rolling. But here's where they really proved themselves. I was making my payment when I had to let them know I was going to be traveling for work for several months and had nowhere to put my furniture. I didn't want to cancel my contract, and that's when Ryan stepped up with a solution I never expected. He offered to pick up all my stuff, store it in their warehouse while I kept up my payments, and told me, "When you get back and you're ready, gimme a call and we'll deliver wherever you want." That kind of flexibility and understanding is rare. Ashley, Ryan, Daniel, Caleb, and the entire team (and forgive me if I'm forgetting anyone!) have treated me like more than just a customer-they actually care. This is what excellent local customer service looks like. If you're looking for furniture rental with people who will work WITH you, not just process transactions, go with Buddy's. They're all Top Shelf.

Ricardo Alvarado
Buddy's Home Furnishings

Pete and Ashley and Ryan are amazing people love the way they treat there customers with love and understanding and they will always go the extra mile for you I have rented from Pete for over 2 years and I will continue to give them all my business

Tina Brown
Buddy's Home Furnishings

Amazing customer service, Pete is my go to guy for anything I need and works around my schedule and hectic life. Just had a new dryer delivered today and the guys Ryan And kaylob were so nice and helpful. Did a great job and busted their butts coming up 3 flights of stairs with no complaints. Amazing delivery and even showed my fur baby some love. Highly recommend this buddys store.

Maria Ballesteros
Buddy's Home Furnishings

Everyone there was super nice and helpful. Came in to rent a chair for my husband who had just had hip surgery. They got it delivered and set up literally 30 minutes later. After a month they called to remind us the next payment was coming. I’m glad they did because I forgot. We got it picked up instead of paying again. Pick up was super simple. Would recommend.

Katrina Reyes
Buddy's Home Furnishings
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Olympia will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Washington, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Olympia

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Olympia.

Compare Stores Side by Side

Check the store listing above for ratings, products offered, and contact details before making your visit.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Washington has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Olympia

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Frequently Asked Questions About Rent-to-Own in Olympia

Olympia, WA has 2 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Buddy's Home Furnishings and RAC Acceptance. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Olympia do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Olympia offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Washington requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Washington regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Washington are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.