VRTO

Rent to Own Stores in Tacoma, WA

Tacoma, WA has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. Rent-to-own transactions are legal and regulated in WA (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
4.0 ★ Avg Rating
257 Reviews

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Compare Rent-to-Own Stores in Tacoma, WA

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 4.2 118 reviews 5418 Pacific Ave (253) 474-8415 Visit Website
Aaron's 3.7 139 reviews 9714 Pacific Ave (253) 476-1366 Visit Website

Store Hours Today (Monday)

0 stores open now
2 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Tacoma.

Solid place to visit. Stopped in for a gaming PC, paid and left. Had the PC delivered to my door less than 3 hours later. (Delivery was only due to me being a first time customer, otherwise you can pick it up and go) Definitely recommend.

Sean Sundby
Rent-A-Center

Fast and easy process and great customer service

Dan Wolfe
Rent-A-Center

Todd and the crew are always friendly and eager to help. Always great service.

Curt Jensen
Rent-A-Center

Free N to wonder around sit, try it on for size N comfort. Easy payment, helpful staff. Been a client for over 17 years and not once have I been let down or disappointed. Linda Clyde Puyallup WA.

Linda Clyde
Aaron's

Newly renovated store with a newer manager that will take care of you. Great staff overall. A bunch of new furniture as well. Come check it out.

Keith Guerrero
Aaron's

Everyone in the store were professional and extremely eager to help with all questions . Unfortunately the refrigerator we purchased would not finically fit through the door openings of our house . The 2 delivery guys went out of their way and did everything they could and exhausted all options including removing the doors and were very polite and apologetic for the situation even though it was my fault for not verifying ahead of time .

larry nelson
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Tacoma will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Washington, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Tacoma

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Tacoma.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Washington has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

More Rent-to-Own Stores Near Tacoma

Auburn

WA · 3 stores

Lakewood

WA · 2 stores

Puyallup

WA · 2 stores

Bremerton

WA · 1 store

Burien

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Des Moines

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Federal Way

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Lacey

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Browse by Category in Tacoma

appliances in Tacoma computers in Tacoma electronics in Tacoma furniture in Tacoma gaming in Tacoma jewelry in Tacoma mattresses in Tacoma smartphones in Tacoma tires-wheels in Tacoma

Frequently Asked Questions About Rent-to-Own in Tacoma

Tacoma, WA has 4 rent-to-own stores listed in the VRTO directory, operated by 4 companies: Aaron's, Buddy's Home Furnishings, RAC Acceptance, and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Tacoma do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Rent-to-own stores in Tacoma offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 4 local stores carries.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Washington requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Washington regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Washington are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.