1 store across 7 categories
Happy Valley, OR has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in OR (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Last checked 3 weeks ago
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Recent reviews from rent-to-own stores in Happy Valley.
Thank you Movers and staff for being prompt and kind. Good place to shop, they work with you and help you find what you need.
Blair D
I appreciate RAC for everything they do. If it weren’t for them, I would’ve struggled to get furniture for our first home. It’s just me and my daughter, so having a place to go when you need household essentials - is important. The customer service is outstanding, and the folks I have spoken with over the phone have always been patient and kind. The whole experience was amazing! Just paid off our first couch set and now thinking of our next purchase.
Ashley Kuder
Computer has blue screen of death loop, Sam and his team were quick to investigate. Gnarly virus. Sam is explaining the steps moving forward and keeping options open for me. Even though its not yet fixed, i feel like the computer is in good hands. Thanks for working hard to fix my issue! Update: my computer was fixed much faster than expected, very pleased with the hard work. Thank you Sam and crew!
Jeremy Woods
Thank you Movers and staff for being prompt and kind. Good place to shop, they work with you and help you find what you need.
Blair D
I appreciate RAC for everything they do. If it weren’t for them, I would’ve struggled to get furniture for our first home. It’s just me and my daughter, so having a place to go when you need household essentials - is important. The customer service is outstanding, and the folks I have spoken with over the phone have always been patient and kind. The whole experience was amazing! Just paid off our first couch set and now thinking of our next purchase.
Ashley Kuder
Most stores in Happy Valley will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Oregon, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Happy Valley.
Check the store listing above for ratings, products offered, and contact details before making your visit.
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Oregon has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Oregon has a specific rent-to-own statute (Oregon Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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