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Rent to own stores in Portland, Oregon

3 rent-to-own stores serve Portland, OR, and 3 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in Portland, OR

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare Rent-to-Own Stores in Portland, OR

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
Aaron's 3.8 64 reviews 8929 N Ramsey Blvd (503) 285-8566 Website: Aaron's, 8929 N Ramsey Blvd
Aaron's 3.4 158 reviews 1622 N Lombard St (503) 233-8601 Website: Aaron's, 1622 N Lombard St
Aaron's 3.1 153 reviews 16140 Se Division St (503) 760-1111 Website: Aaron's, 16140 Se Division St

What customers are saying

Recent reviews from rent-to-own stores in Portland.

Shelby the msnsger+ helped us find just what we were looking for. She was very helpful and very nice to talk with. Thank you Aaron's for being a great place to buy my furniture! I have been buying from Aaron's for many many years. Living room, bedroom and so on.

Lana Meacham
Aaron's

Not only was it one of the nicest showrooms come to find out that the person who is so professional helped me and got me more credit than I was approved for was the general manager he walked me through the process, made everything super easy. He called me promptly when the furniture came in to set an appointment The delivery crew called told me they were on their way showed up super professional. They brought all my furniture in got all set up for me right where I wanted it not a Nick or a scratch on anything or any of the walls which I expected when moving stuff in these guys were fabulous if you live in their area and want the best service errands on 162nd is your place to shop

Jeff Bachelder
Aaron's

Shelby the msnsger+ helped us find just what we were looking for. She was very helpful and very nice to talk with. Thank you Aaron's for being a great place to buy my furniture! I have been buying from Aaron's for many many years. Living room, bedroom and so on.

Lana Meacham
Aaron's

Not only was it one of the nicest showrooms come to find out that the person who is so professional helped me and got me more credit than I was approved for was the general manager he walked me through the process, made everything super easy. He called me promptly when the furniture came in to set an appointment The delivery crew called told me they were on their way showed up super professional. They brought all my furniture in got all set up for me right where I wanted it not a Nick or a scratch on anything or any of the walls which I expected when moving stuff in these guys were fabulous if you live in their area and want the best service errands on 162nd is your place to shop

Jeff Bachelder
Aaron's

Nick is such a kind manager. He makes sure that his customers are taken care of. He listens to your needs and concerns and takes his time with customers. He is a true gem working in a very complicated company. And he manages it like a champ! I am truly impressed.

User 1234
Aaron's

I absolutely love my Jamal sectional, and the customer service is simply phenomenal. When RAC cancelled on me last minute during moving day between two downtown apartments - Aaron's employees saw how distraught I was all by myself and saved the day. In addition to the sectional, they moved my "RAC" TV & electric fireplace entertainment center for me. On days I've had no one else, they've been there. Always kind, funny and informative. Favorite rent-to-own place in town! 10/10 would recommend.

Jules
Aaron's
Reviews from Google
Portland, OR

What renting to own in Portland looks like

3 rent-to-own stores serve Portland, OR, from 1 company.

Stores here include Aaron's (8929 N Ramsey Blvd), Aaron's (1622 N Lombard St), Aaron's (16140 Se Division St).

Oregon regulates rent-to-own under Oregon Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), payment cap protections (Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Portland will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Oregon, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Portland

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Portland.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Oregon has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Oregon law

What Oregon law gives you before you sign

Oregon regulates rent-to-own under Oregon Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Oregon Rental-Purchase Agreement Act Or. Rev. Stat. §§ 646A.310 to 646A.340
Disclosure requirements Must disclose total payments, total cost, cash price, whether property is new or used, payment schedule, early purchase option, and reinstat...
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).

About rent-to-own in Portland

Find rent-to-own stores in Portland, OR. Compare pricing and options from local stores.

Nearby cities

Hillsboro (2) Happy Valley (1) St Helens (1) Woodburn (1) Salem (4) Ontario (3) Albany (2) Eugene (2)
All rent-to-own stores in Oregon

Categories in Portland

Furniture(3) Appliances(3) Electronics(3) Computers(3) Mattresses(3) Gaming(3)

Counts are the stores in Portland carrying that category. A category no Portland store carries is not listed.

Renting to own in Portland, answered

There are 3 rent-to-own stores in Portland, OR, from 1 company: Aaron's. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Portland do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Portland 155 rainy days per year make quality tire tread essential, driving steady RTO tire demand year-round. Local RTO tire providers in Portland offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.
Rent-to-own stores in Portland offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Portland has a median household income of $65,740 and a poverty rate of 14.5%. RTO provides an accessible path to household essentials without credit checks. The no state sales tax makes Oregon RTO total costs lower than neighboring Washington and California makes RTO a practical option for many local residents.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Oregon requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Oregon regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Oregon are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
The Portland metro area (2.5 million residents) has no state sales tax makes Oregon RTO total costs lower than neighboring Washington and California. With marine west coast climate with frequent rain and overcast skies, local RTO stores tailor their inventory to meet specific community needs across all product categories.
RTO total cost in Portland typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under ORS 295A (Rental-Purchase Agreement), Oregon dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.
Portland experiences marine west coast climate with frequent rain and overcast skies, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 43.5 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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