VRTO

Rent to Own Stores in Portland, OR

Portland, OR has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory, updated daily from verified retailer data. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, jewelry, mattresses, smartphones. With a population of 652,503 and a median household income of $78,442 (Source: US Census Bureau, American Community Survey), Portland represents an underserved rent-to-own market. Rent-to-own transactions are legal and regulated in OR (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).. Most rent-to-own locations do not require a credit check — approval is typically based on income verification.

2 RTO Stores
2 Companies
3.5 ★ Avg Rating
466 Reviews

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Compare Rent-to-Own Stores in Portland, OR

Side-by-side comparison to help you choose the right store for your needs.

Store Rating Location Phone
Rent-A-Center 3.7 97 reviews 16353 Se Division St (503) 761-5150 Visit Website
Aaron's 3.5 157 reviews 1622 N Lombard St (503) 233-8601 Visit Website

Store Hours Today (Monday)

0 stores open now
4 currently closed

What Customers Are Saying

Recent reviews from rent-to-own stores in Portland.

Super easy two seconds literally but I am a prior renter granted it was like ten years ago but that paid off cuz my info was all still stored badass thanks so much makes it easy when u don't have a car don't have to try to make it in there thank you so very much tried with Aaron's they said I had to go into store nope I'm good

Anjie Balan
Rent-A-Center

For me customer service is helping to explain any deals and to help the customer find what fits there lifestyle and at this location they have nailed it. I came in after renting a washer and dryer whilst they were having a half of bargain deal. I never even thought rent a center had deals this good but they did and I got my family a brand new Ashley furniture sectional couch that was priced at the best I've ever witnessed. So naturally me and my wife asked questions on the couch a TV as well as a deep freezer not only were the staff patient with us the were informative on every deal and item on the floor. We spent an hour looking around and asking questions before settling on a purchase of the Ashley furniture sectional couch they ordered a brand new one because the floor model had already benn purchased. The day it arrived the staff called and set up accomodations to deliver the sectional this was a perfect transaction.

Dwayne Head
Rent-A-Center

I haven't used yet bt im sure it'll be a great experience with excellent customer service.

Candi Marsicano
Rent-A-Center

It was easy to find what I want and fill out the form and submit my ID and other things to verify my identity

Johnathon Gotcher
Rent-A-Center

I absolutely love my Jamal sectional, and the customer service is simply phenomenal. When RAC cancelled on me last minute during moving day between two downtown apartments - Aaron's employees saw how distraught I was all by myself and saved the day. In addition to the sectional, they moved my "RAC" TV & electric fireplace entertainment center for me. On days I've had no one else, they've been there. Always kind, funny and informative. Favorite rent-to-own place in town! 10/10 would recommend.

Jules
Aaron's

Nick is such a kind manager. He makes sure that his customers are taken care of. He listens to your needs and concerns and takes his time with customers. He is a true gem working in a very complicated company. And he manages it like a champ! I am truly impressed.

User 1234
Aaron's
Reviews from Google

What to Bring When Visiting a Rent-to-Own Store

Most stores in Portland will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

No credit check required at most stores.

Rent-to-own is not a loan or credit purchase. You can return items at any time without penalty. In Oregon, stores are required to offer an early purchase option. Requirements vary by store — call ahead to confirm.

Shopping for Rent-to-Own in Portland

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Portland.

Compare Stores Side by Side

Use the comparison table above to see all 2 stores rated by customers, with products and contact info in one view.

Ask About Early Purchase Options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check Store Hours Before You Go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read Reviews from Other Customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate Your Total Cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know Your Rights

Rent-to-own is not a loan or credit purchase — it is a terminable lease. You can return items at any time without penalty. Oregon has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

About Rent-to-Own in Portland

Find rent-to-own stores in Portland, OR. Compare pricing and options from local stores.

Data Accuracy Notice

Store details including hours, address, phone number, and product availability are sourced from publicly available retailer data and updated regularly. This information may not reflect recent changes — always contact the store directly to confirm current hours, inventory, and pricing before visiting. VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Reviews and ratings shown are from Google and reflect the opinions of individual reviewers, not VRTO. See our full disclaimer and data collection methodology.

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Browse by Category in Portland

appliances in Portland computers in Portland electronics in Portland furniture in Portland gaming in Portland jewelry in Portland mattresses in Portland smartphones in Portland tires-wheels in Portland

Frequently Asked Questions About Rent-to-Own in Portland

Portland, OR has 4 rent-to-own stores listed in the VRTO directory, operated by 2 companies: Aaron's and Rent-A-Center. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.

Most rent-to-own stores in Portland do not require a traditional credit check. RTO is a lease agreement, not a loan — there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.

Portland 155 rainy days per year make quality tire tread essential, driving steady RTO tire demand year-round. Local RTO tire providers in Portland offer flexible payment options that help drivers maintain safe tires year-round without large upfront costs.

Rent-to-own stores in Portland offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day — no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 2 local stores carries.

Portland has a median household income of $65,740 and a poverty rate of 14.5%. RTO provides an accessible path to household essentials without credit checks. The no state sales tax makes Oregon RTO total costs lower than neighboring Washington and California makes RTO a practical option for many local residents.

Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them — or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Oregon requires dealers to disclose the total cost upfront before you sign.

Rent-to-own is a regulated industry — 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Oregon regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Oregon are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

The Portland metro area (2.5 million residents) has no state sales tax makes Oregon RTO total costs lower than neighboring Washington and California. With marine west coast climate with frequent rain and overcast skies, local RTO stores tailor their inventory to meet specific community needs across all product categories.

RTO total cost in Portland typically ranges from 1.5x to 2.5x the retail cash price, paid over 12-24 months. Under ORS 295A (Rental-Purchase Agreement), Oregon dealers must disclose the total cost upfront. Early purchase options can significantly reduce the total amount paid.

Portland experiences marine west coast climate with frequent rain and overcast skies, which shapes local RTO demand. Living room furniture, appliances like washers and refrigerators, and electronics are consistently popular. The 43.5 inches of annual rainfall also drives demand for reliable transportation items including tires.

VRTO is an independent directory service. We are not affiliated with, endorsed by, or connected to Aaron's, Rent-A-Center, or any other rent-to-own company. Store information is provided for reference purposes only. Some directory descriptions and guides are drafted with AI assistance and reviewed for accuracy by our editorial team.