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Rent to own stores in Ontario, Oregon

3 rent-to-own stores serve Ontario, OR, and 2 of them are open right now.

Every store below shows its address, its hours, and its Google rating, so you can call one before you drive over. Most do not run a credit check.

Stores

The 3 rent-to-own stores in Ontario, OR

Every row carries the store's address, hours, phone number, and its Google rating, so you can call one today.

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3 stores shown · sorted by relevance

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Compare 3 rent-to-own stores in Ontario

See ratings, products, and contact info side by side.

Compare Stores

Compare Rent-to-Own Stores in Ontario, OR

Side-by-side comparison to help you choose the right store for your needs.

Store Google rating Location Phone Links
RENTown 5.0 312 reviews 490 East LN (541) 889-2786 Website: RENTown, 490 East LN
Rent-A-Center 4.2 92 reviews 440 E Idaho Ave, (541) 889-5433 Website: Rent-A-Center, 440 E Idaho Ave,
Aaron's 3.3 134 reviews 1396 Se 1St Ave (541) 889-2150 Website: Aaron's, 1396 Se 1St Ave

What customers are saying

Recent reviews from rent-to-own stores in Ontario.

We got a platform bed and bedroom set. The delivery and assembly was quick and so friendly. The platform is great and the set completely changed our bedroom

Scott Grant
RENTown

The Ontario Oregon store employees matt and Lyla were friendly careing therough and professional they helped us get what we needed and made sure we were completely informed and that we had no questions they stayed with us from beginning to end with follow up call's and texting they made the experience very easy for us my wife is disabled and they helped us get a great deal on the lift chair we needed. Thank you again Ontario Oregon Rent To Own! You are appreciated ๐Ÿ˜€ Also can't forget the hard working delivery guys who set it up for me upstairs the same day They were also friendly careing therough and professionals at work Thank you to the whole team at Ontario Oregon Rent To Own

Rod
RENTown

Great! Very nice and respectful! Will definitely utilize them again

Monica
RENTown

Great! Very nice and respectful! Will definitely utilize them again

Monica
RENTown

Amazing company to purchase from or work for recommend trying these guys out for all your rental needs

Brandon White
RENTown

Havenโ€™t shopped here but my boys (14, 15, 15) went on a walk and decided to stop in there for some reason lol, anyway, they said the staff was super nice to them and let them wonder around, gave them water and let them play on some football arcade game they had. Just thought that was very kind of you guys. Thanks for being kind to our kids. Much appreciated!

Mariah Chavez
Rent-A-Center
Reviews from Google
Ontario, OR

What renting to own in Ontario looks like

3 rent-to-own stores serve Ontario, OR, from 3 companies.

Stores here include RENTown (490 East LN), Rent-A-Center (440 E Idaho Ave,), Aaron's (1396 Se 1St Ave).

Oregon regulates rent-to-own under Oregon Rental-Purchase Agreement Act. The law gives you an early purchase option (Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts.), payment cap protections (Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).), required written disclosure of the cash price, total cost, and payment count before you sign.

How it works here

Most stores don't require a traditional credit check. Approval is typically based on proof of income, a valid ID, and proof of residence, often the same day.

What to bring when visiting a rent-to-own store

Most stores in Ontario will ask for the following to get started.

Valid Photo ID

Driver's license, state ID, or passport

Proof of Income

Recent pay stub, bank statement, or benefits letter

Proof of Residence

Utility bill, lease agreement, or bank statement with address

References

Typically 3-4 personal references with phone numbers

Most stores don't require a traditional credit check.

Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Oregon, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.

Shopping for rent-to-own in Ontario

Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 3 stores in Ontario.

Compare stores side by side

Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.

Ask about early purchase options

Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.

Check store hours before you go

Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.

Read reviews from other customers

Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.

Estimate your total cost

Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.

Know your rights

Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Oregon has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.

Oregon law

What Oregon law gives you before you sign

Oregon regulates rent-to-own under Oregon Rental-Purchase Agreement Act, and the rules are the same at every store in the state. Before you sign, the store has to put the cash price, the total cost to own the item, and the number of payments in front of you, so the real number is never buried in the fine print. Rent-to-own is a lease and not a loan, so there is no interest rate, and returning the item does not go on your credit.

This is a plain summary, not legal advice. Read your own agreement and confirm the terms with the store.

Oregon Rental-Purchase Agreement Act Or. Rev. Stat. ยงยง 646A.310 to 646A.340
Disclosure requirements Must disclose total payments, total cost, cash price, whether property is new or used, payment schedule, early purchase option, and reinstat...
Payment cap protections Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap).

Renting to own in Ontario, answered

There are 3 rent-to-own stores in Ontario, OR, from 3 companies: Aaron's, RENTown, Rent-A-Center. Confirm important listing details directly with the retailer.
Most rent-to-own stores in Ontario do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Ontario offer appliances, computers, electronics, furniture, gaming, jewelry. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Use the comparison table above to see what each of the 3 local stores carries.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Oregon requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Oregon regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Oregon are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.

VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.

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