Last checked 1 month ago
Rent to Own Stores in Eugene, Oregon
2 stores across 7 categories
Eugene, OR has 2 rent-to-own stores listed in the VRTO (Virtual Rent To Own) directory. Available companies include Aaron's, Rent-A-Center. Product categories available: appliances, computers, electronics, furniture, gaming, mattresses, smartphones. Rent-to-own transactions are legal and regulated in OR (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 50% of the remaining periodic payments plus any past-due amounts. Payment cap: Total cost of the rental-purchase agreement may not exceed 2.0 times the cash price of the property (200% cap). Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
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Compare 2 rent-to-own stores in Eugene
See ratings, products, and contact info side by side.
Compare Rent-to-Own Stores in Eugene, OR
Side-by-side comparison to help you choose the right store for your needs.
| Store | Google rating | Location | Phone | |
|---|---|---|---|---|
| Rent-A-Center | 4.0 95 reviews | 3666 W 11Th Ave | (541) 683-5004 | Visit Website |
| Aaron's | 3.5 141 reviews | 1990 W 11Th Ave | (541) 686-0900 | Visit Website |
What customers are saying
Recent reviews from rent-to-own stores in Eugene.
The team here is great. Store is clean and friendly i was greeted shortly after walking in will be recommending this location to everyone i know
Needed a recliner for a friend who had surgery. They were able to deliver it the next day. Great customer service!
Great services great products amazing people will definitely go back here they do a terrific job
The team here is great. Store is clean and friendly i was greeted shortly after walking in will be recommending this location to everyone i know
Needed a recliner for a friend who had surgery. They were able to deliver it the next day. Great customer service!
Josh and his team really helped and made the experience a good one. I will continue to give them my business as they are professional yet friendly I would recommend this as your leasing company. Thanks Josh for all your help!
What to bring when visiting a rent-to-own store
Most stores in Eugene will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Oregon, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Eugene
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 2 stores in Eugene.
Compare stores side by side
Use the comparison table above to compare stores side by side, rated by customers, with products and contact info in one view.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Oregon has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Oregon: what the law gives you
Oregon has a specific rent-to-own statute (Oregon Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
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VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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