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Last checked 1 week ago
Rent to Own Stores in Mayfield, Kentucky
1 store
Mayfield, KY has 1 rent-to-own store listed in the VRTO (Virtual Rent To Own) directory. Available companies include Rent One. Rent-to-own transactions are legal and regulated in KY (Source: State Legislature). Early purchase rights: Consumer may purchase the property at any time by paying 60% of the remaining periodic payments plus any past-due amounts. Most rent-to-own locations do not require a credit check — approval is typically based on income verification. Compare locations, hours, and ratings below. Most stores don't require a traditional credit check, and you can return anytime.
Mayfield at a glance
1
RTO Stores
1
Companies
4.6 ★
Avg Rating
222
Reviews
Brands here
Rent One
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What customers are saying
Recent reviews from rent-to-own stores in Mayfield.
Really nice people. Very helpful. Went the extra mile to get my refrigerator delivered cause I needed it so bad. I recommend them. Good job.
Pamela Forrester
So friendly and nice I give them a 100 out of 100 the delivery guy was very nice and polite. When he brought us the washer and dryer he had to go back and get ones that work cause the ones he had the washer did so he went back to the store and made it right and the lady I spoke with over the phone also made it right, I am very well pleased with Rent one
Melanie Smith
So far so good w/ this company. Product availability was good, product in New condition. Delivery technicians were kind, punctual and professional
Lisa Henley
Very friendly and helpful and I like the products I have got from them.
Nancy Roberts
The manager of the store is super nice, and takes care of their customers. I ordered a stove online, they didnt have that particular model in store. They had to drive 2 hours there, and 2 hours back just to get the model range I wanted, from another store. On the day they were originally supposed to deliver, they had an emergent situation with staffing, and she didn't have any staff to deliver. She called me, and explained the situation. She was super nice, and apologized profusely I understood the staffing situation, as its beyond her control when emergencies happen. She sat up an appointment 2 days later and guaranteed the delivery would happen. And the delivery happened as she promised. I periodically called for updates, and the manager was super nice and had the information I needed. The people at this store are great!
Charlotte Baugus
Reviews from Google
What to bring when visiting a rent-to-own store
Most stores in Mayfield will ask for the following to get started.
Valid Photo ID
Driver's license, state ID, or passport
Proof of Income
Recent pay stub, bank statement, or benefits letter
Proof of Residence
Utility bill, lease agreement, or bank statement with address
References
Typically 3-4 personal references with phone numbers
Most stores don't require a traditional credit check.
Rent-to-own agreements commonly include return options, but timing, fees, item condition, and remaining obligations vary. In Kentucky, stores are required to offer an early purchase option. Requirements vary by store. Call ahead to confirm.
Shopping for rent-to-own in Mayfield
Getting the best deal on rent-to-own takes a little preparation. Here are tips to help you make an informed decision at any of the 1 stores in Mayfield.
Compare stores side by side
Check the store listing above for ratings, products offered, and contact details before making your visit.
Ask about early purchase options
Every rent-to-own agreement should include an early purchase option (EPO). Ask the store how much you can save by buying the item outright before the full lease term ends. The earlier you buy, the more you save.
Check store hours before you go
Hours can vary by location and may change on holidays. Call ahead or check the store listings above to confirm the store is open before making the trip. Many stores close earlier on weekends.
Read reviews from other customers
Customer reviews can reveal important details about service quality, delivery experience, and staff helpfulness. Check ratings on each store listing and click through for detailed reviews.
Estimate your total cost
Use the VRTO calculator to estimate your total rent-to-own cost before you visit. Knowing the full cost upfront helps you compare options and budget effectively.
Know your rights
Rent-to-own is generally structured as a lease with an option to own. Return rights and obligations vary by agreement and state. Kentucky has consumer protection laws governing RTO transactions. Ask the store for a copy of your agreement before signing.
Renting to own in Kentucky: what the law gives you
Kentucky has a specific rent-to-own statute (Kentucky Rental-Purchase Agreement Act). Agreement structure, charges, returns, collections, and credit reporting can vary. Always read the agreement and confirm the terms with the store before you sign.
Rent-to-own in nearby cities
All rent-to-own stores in KentuckyRent-to-own in Mayfield, answered
Mayfield, KY has 1 rent-to-own store listed in the VRTO directory, operated by 1 company: Rent One. Each store offers different products and payment options. Browse the listings above to compare hours, ratings, and contact info.
Most rent-to-own stores in Mayfield do not require a traditional credit check. RTO is a lease agreement, not a loan, there is no debt obligation, and you can return items at any time. Stores typically verify identity and income rather than credit score. Contact stores directly to confirm their specific requirements.
Rent-to-own stores in Mayfield offer furniture, appliances, electronics, computers, smartphones, and mattresses. You take items home the same day, no waiting for delivery or credit approval. Most RTO agreements include free service and repair coverage for the life of the lease, so if an appliance breaks down, the store fixes or replaces it at no extra cost. Visit the store listing above for full product details.
Rent-to-own lets you take home items immediately and pay weekly or monthly until you own them, or return them anytime with no penalty. There is no long-term obligation: RTO is a lease, not a credit agreement. Service, maintenance, and repairs are typically included at no additional cost, so you are covered if something breaks. Total cost is typically higher than retail cash price, but early purchase options can reduce what you pay. Kentucky requires dealers to disclose the total cost upfront before you sign.
Rent-to-own is a regulated industry, 47 states have RTO-specific statutes, and the FTC oversees the market at the federal level. Kentucky regulates rent-to-own agreements under state consumer protection law. Rent-to-own agreements in Kentucky are regulated by state consumer protection laws. Always review the full agreement before signing. Review the full agreement and understand the total cost before committing.
VRTO (Virtual Rent To Own) is an independent directory and is not affiliated with, endorsed by, or acting as an agent of any rent-to-own company listed on this page. Store details can change. Reviews and ratings shown are from Google. Always confirm hours, pricing, terms, and availability with the retailer before you visit. See our full disclaimer and data collection methodology.
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